How to Send Money Online With an ACH Transfer

1. Sign up with PayPal. Using PayPal, you can send and receive money over the Internet. Money can be transferred to and from your bank account using the ACH, or can be used immediately on participating PayPal websites.
2. Register with Moneybookers. This service is another option for those looking to send money online via the ACH. You can transfer money from your bank account into your Moneybookers account and send money to anyone else registered with Moneybookers. The receiving party can then use the ACH to transfer money into her bank account.
3. Use the Obopay service. Obopay is an online payment service that allows you to send and receive money over the Internet. In addition to transferring to and from your bank account via the ACH, Obopay also provides a debit card that gives you instant access to the funds in your Obopay account.