Can You Receive PayPal Without a Credit Card?

Function
PayPal functions much like a bank account. A person can receive money from others through an emailed transfer, which he can then let sit in his PayPal account or withdraw into another bank account.
Options
A credit card is not needed to open a PayPal account or to receive money. A person may need a credit card if he does not want to verify his account or link it to his bank account.
Types
There are several account options through PayPal. Business and premier accounts are designed for people who sell products online, while personal accounts are for people who do online shopping or need a way to receive money through email.