Becoming an Online Merchant With Credit Card Processing

1. Set up a business website. Do this by going through a hosting service. Some services specialize in setting up online stores.
2. Get a PayPal account. PayPal gives you quick and easy access to all of the major credit card companies and does not charge setup fees. PayPal has two types of accounts: Standard and Pro. Standard assesses no monthly fees, but your customers must go through PayPal for payment instead of going directly through your site. Pro allows you to take fees directly from customers on your site, but you must pay a $30 monthly fee, and you must submit to a credit check.
3. Place a PayPal link on your payment page. PayPal provides downloadable icons for you to place on your website yourself, but hosting services specifically for online stores fully integrate with PayPal anyway.
4. Connect your PayPal account to an exterior bank account. This allows you to withdraw your PayPal balance to a normal checking or savings account. After 60 days, you can also qualify to use a debit card that connects directly to your PayPal account, but you will probably have to pay any time you use this card to withdraw cash from an ATM.