Friday, June 7, 2013

How to Donate Through PayPal With an Email Address


1. Log in to your PayPal account. If you do not have a PayPal account, click 'Sign Up' and enter your personal information to create an account. A bank account is required to set up your account. PayPal sends a small deposit to your bank account to verify your identity. Set up the bank account from which you are making your donation.
2. Click the 'Send Money' tab in the top menu bar. Enter the email address in the 'To:' field, then enter the amount and currency type.
3. Click the 'Personal' tab located underneath the 'Amount' field. Choose 'Gift' or 'Other' when making your donation. Once your transaction is complete, you will receive an email confirmation of your donation.

How to Transfer in PayPal


Transferring Money to and From Your Bank Account
1. Log in to your PayPal account. Link your bank account to your PayPal account if you haven't already done so. Click 'Add or Edit a Bank Account' under 'Profile.' Follow the on-screen instructions to link your bank account. You need your bank's routing number and your bank account number.
2. Move your mouse over 'Withdraw' on your account homepage. Click 'Transfer to Bank Account.' Select the bank you wish to transfer the funds to, if you have multiple bank accounts.
3. Enter the amount you wish to transfer in the provided text box. Click 'Continue.' Review your information, which includes the transfer amount and your selected bank. Click 'Submit.' Your funds arrive in your bank account within three to four business days.
4. Mouse over 'Add Funds' and click 'Add Funds From Bank Account' to transfer money from your bank account to your PayPal account. Follow Step three to transfer your money.
Withdrawing Money Via Check
5. Sign into your PayPal account. Click 'Withdraw' and select 'Request a Check.'
6. Enter the amount you wish to withdraw. Choose an address from the dropdown box if you have more than one address. Click 'Add an Address' if you want to add an address. Click 'Continue.'
7. Look over your information and make sure the amount you want to withdraw and your address are correct. Click 'Submit.' You receive your check within one to two weeks.
Transferring Money to Another PayPal User
8. Sign into your PayPal account and click the 'Send Money' tab. Enter the person's PayPal email address or mobile phone number that's attached to the person's PayPal account.
9. Type in the amount you wish to send and the currency you wish to send it as. Choose why you're sending the money, such as for goods or services or as a gift.
10. Click 'Continue.' Review the amount you're sending and verify that you're sending it to the correct person. Click 'Submit.'

How to Send Money to Thailand


1. Transfer money between banks. If you're sending money to a person with a Thai bank account, you can transfer money from your bank account in the U.S. to his in Thailand. This method is best for infrequent transfers, since it costs between $25 and $50 per transfer depending on the country in which you live and the bank you use.
2. Get a debit card with the Plus or Cirrus logo. Since Plus and Cirrus are part of an international ATM network, as long as a person in Thailand has an ATM card, she can withdraw cash from your account. Transferring money this way is inconvenient if you need to send funds for an emergency since you would have to mail a card to the person before she could withdraw cash.
3. Open a bank account in Thailand. Having a Thai bank account is very convenient for you if you spend a lot of time in Thailand, own property there or have a work visa. Anyone who's a signatory on the account can write checks against the account and withdraw money.
4. Use an online payment center like PayPal or Revolution Money Exchange. All it takes is a few mouse clicks to transfer money anywhere in the world, including Thailand. Once you transfer money to someone's PayPal account, that person can then pay for products and services online, request a check from PayPal or transfer money to a bank account.
5. Wire money to Thailand via Western Union or another money-wiring service. The money will be available in Thailand within seconds.

How to Set Up a PayPal Payment in a Variable Amount


1. Log in to PayPal.
2. Select the 'Merchant Services' tab.
3. Click 'Buy Now' under 'Create Buttons.'
4. Enter the product name in the 'Item name' field.
5. Place a check mark for 'Add drop-down menu with price/option.'
6. Fill out the 'Option Name' and 'Price' fields with the choices for payment amounts for your product. Click 'Done.'
7. Fill out the 'Shipping' and 'Tax rate' fields.
8. Click 'Create Button.'
9. Copy the code provided and paste it on the payment page of your website.

How to Reserve a Hotel Room Without a Credit Card


1. Locate hotels in the area you need to stay. Call each of them until you find one that will accept a Paypal transfer to cover the reservation. It's true that some hotels will only accept credit cards, but there are hotels out there that want any customer that has the ability to pay. Paypal has become a widely accepted form of payment.
2. Pay cash at your local pharmacy or department store for a prepaid Visa or Mastercard. Only put the amount of cash on the card that you need to reserve your room. Almost all hotels accept these cards as a form of payment because the cash is already on the card.
3. Call the hotel directly and ask them to accept a bank transfer to reserve your hotel room. You may need to talk to the manager, as Excelloz Travel states the regular concierge may not be aware of this. Hotels that want your business will accept a bank transfer.
4. Look to see if your debit card has a Visa or Mastercard logo on it. Often times a bank issues a debit card for a savings or checking account with one of these logos. That means you can use your debit card wherever Visa or Mastercard are accepted. Just make sure you have enough money in your checking or savings account to cover the reservation.

How to Activate My PayPal Debit Card


Method No. 1
1. Log in to your account.
2. Click 'Profile' and then 'PayPal Debit Card,' which will be in the 'Financial Information' section.
3. Click 'Activate Now,' which is near the listing for your PayPal debit card.
4. Enter any verification information requested, such as expiration date, and click 'Activate Debit Card.'
Method No. 2
5. Log in to your PayPal account.
6. Click 'Profile' and then 'My Money.'
7. Click 'Update' next to 'PayPal Debit Card.'
8. Click 'Activate Now' next to your PayPal debit card.
9. Enter any verification information requested and click 'Activate Debit Card.'

Thursday, June 6, 2013

How to Cash a Check Online


ATM machine
EFTs
Electronic funds transfers are often called online checks, because instead of writing a check and taking the check to the bank for deposit, the funds are transferred electronically. EFT check cashing takes a few days, depending on your bank. Many employees receive their pay via direct deposit check, which is another name for an electronic funds transfer from an employer bank account to the bank account of an employee.
ATM Checks
Many banking institutions are adding new features to their ATM machines. The feature allows bank customers to insert both cash and checks into an ATM machine for immediate deposit into their accounts. So far, this feature is available only to members of the bank offering the service.
PayPal
PayPal, as well as similar services, work like online check cashing and electronic fund transfer services. PayPal allows you to set up your bank account and withdraw directly from the account in order to pay for products and services. PayPal also allows you to receive money from selling products and services. The money is electronically transferred between the PayPal accounts of both the buyer and the seller. Then the receiving party can electronically transfer the funds to his bank accounts, or use a PayPal-issued debit card, which also works in place of checks, serving as an online check-cashing method.
Considerations
Another way of cashing checks online, or through Internet phone lines, is available at local chain stores such as Wal-mart and Kmart. When paying with a check at one of these stores, the check is scanned and automatically withdraws funds from an individual's bank account. The check works like a debit or bankcard, and additional money can even be included and cash received in return for the amount of the check. For example, if purchased products cost a total of $63.51, and you wish to withdraw $20 from your bank account, you can write the check for a total or $83.51. The check is then run through the register, $63.51 is taken to pay for the products from the store, and the additional $20 is handed back to the customer in the form of cash. The full total of $83.51 is taken from the customer's bank account and transferred to the store.
Misconceptions
Online check cashing does not allow bank members to write a paper check in their home and insert the check into a disc or tray on their computer to receive immediate cash withdrawals. Online check cashing cannot be conducted from the home, unless you are using an online bank account or are on the phone with a teller who is transferring funds from one bank account to another. Cashing a check online or online check cashing is another phrase to describe electronic funds transfers or submission of checks to an electronic apparatus for cashing.