How to Get Past the PayPal Spending Limit

1. Ensure that your Paypal account wasn’t suspended. If Paypal suspends your account, you won’t have access to your balance and none of these steps will help. You’ll need to contact Paypal and determine how to reinstate your account before you access your funds.
2. Add a credit card or debit card to your Paypal account. Log into your account, select the "Account Details" menu, and add a credit card to your account or update your credit card information. Paypal wants users to have a secondary form of payment, in case their balance isn’t sufficient enough to cover the cost of a purchase.
3. Verify your Paypal account by adding your bank account to your account. Add a bank account the same way you would a credit card, by selecting your account information. Once you verify your account, Paypal is more likely to increase your limit or remove the limit completely.
4. Upload documents that prove your identity to your Paypal account. Paypal requires this of certain users, especially those who have an unverified account or those without a credit card linked to the account. Upload a copy of your utility bill and picture ID using the "Resource Center" on the website.
5. Request a Paypal debit card. With a Paypal debit card, you have immediate access to your balance, but aren’t restricted to the same limits. If your account is limited, you can still use your Paypal debit card for purchases made both online and offline.