How to Earn Cash Back From a PayPal Debit Card

1. Sign up for a PayPal account using a valid email address. You can do this by visiting the PayPal homepage and clicking the “Sign Up” button. You’ll be presented with several options: “Personal” accounts are for shopping exclusively online, “Premier” accounts are for selling and shopping online, and “Business” accounts are for merchants who would rather perform transactions under their business name.
2. Choose to register under a “Premier” account. You’ll have access to a PayPal debit card that can earn cash-back rewards. “Personal” accounts don’t qualify for debit cards. Enter some basic details about yourself, such as your name, address, phone number, username and password. To begin shopping instantly, it’s recommended that you link an existing credit card to this newly created account. After completing these steps, click the “Agree and Create Account” button to gain access to your PayPal account.
3. Answer a few more detailed questions about your account before fully registering for a PayPal “Business” account. Decide how you’d like to receive customer payments, selecting from the available choices. Enter your business name, address and customer-service information. Add and confirm your banking information so you can successfully receive customer payments into that account. It usually takes 3 to 5 days before your banking details can be confirmed. Decide on the best payment solution for your business to complete the setup phase.
4. Log into your PayPal account after setting it up. On the left side of the page, there will be features listed to enhance your PayPal account even further. Click the link to obtain a debit card for your PayPal account. You’ll be prompted to verify your account information, such as your name and the address the debit card should be sent to. Within a few weeks, you’ll receive the PayPal debit card in the mail and can start using it for online and offline purchases.
5. Click the “Earn Cash Back” link located in the “Enhance Your Account” section. This link will appear in your PayPal account after your PayPal debit card has been successfully received and activated. Select the option to initiate the cash-back rewards for every PayPal purchase made. Each time you make an offline or online purchase with the debit card, you’ll also receive 1 percent cash back into your PayPal account. When shopping offline, remember to make credit purchases and not debit purchases. If you make a purchase with your debit card using a pin number, it won’t count as a cash-back bonus.