Alternatives to PayPal eChecks

PayPal Balance
You can make payments directly from your PayPal account balance. You will need to first link your bank account in order to add funds to the balance. Linking your bank account can take a matter of minutes if you use online banking; otherwise, it will take several days for your bank account to be linked. The recipients of your payments will not see your bank account information if you choose this option.
Debit or Credit Card
You can use your debit or credit card as a source of funding when you don't have enough money in your PayPal balance to make payments. PayPal permits the use of four types of credit cards: Visa, MasterCard, Discover and American Express.You need to add your credit or debit card number to your PayPal profile to use this option. PayPal requires you to go through a confirmation process to make sure you are the rightful owner of the card. Keep in mind that if you have money left over in your account balance, PayPal will use that money up first before resorting to your debit or credit card. Using this option will not expose your debit or credit card number to recipients.
PayPal Credit Products
PayPal Plus Credit Card and PayPal Buyer Credit are two PayPal-specific products available to members. These products are exclusively designed for PayPal members, as stated on PayPal's website. The PayPal Plus Credit Card is a MasterCard that you can use anywhere (online or in person), regardless of whether PayPal payments are accepted.You must go through an application process to obtain a PayPal credit card; if, for some reason, your application is rejected, PayPal will consider you for Buyer Credit, which is similar to the credit card, except you can only use it where PayPal payments are accepted. In addition, reward points and other perks are not available to PayPal Buyer Credit users as they are for the MasterCard holders.