How to Set up a PayPal Plus Credit Card in Quicken

1. Open Quicken. Select the 'Home' tab and click 'Add Account' at the bottom of the screen.
2. Fill in the 'Credit Card' bubble and click 'Next.' Type 'GE Money Bank' in the text box that requests the name of the financial institution that issues the card. Click 'Next.'
3. Enter the ending date of your last statement in MM/DD/YYYY format in the first text box. Enter the balance on the card as of the statement ending date in the second text box. Click 'Next.'
4. Type the credit limit in the box on the next page. This step is optional but it will help you avoid overcharging the card.
5. Click 'Next' to go to the account set-up summary screen. Review the information you provided and click 'Done' to complete adding the card.

How Can I Purchase a Flight Ticket If I Don#039;t Have a Credit Card?

In Person
1. Enter the appropriate airline terminal upon entry to the airport. Each airline has its own section.
2. Speak to the attendant and choose your flight and any special accommodations. She will inform you of the price.
3. Give the attendant the cash to cover the ticket. You can use your debit card for this transaction as well.
Online
4. Log on to the airline's website or a comparable website that sells airline tickets such as Expedia, Travelocity or Cheap Tickets.
5. Choose your flight and departure time.
6. Select your payment method. Online, you can use a debit card or PayPal.
7. Enter your personal and billing information on the website if using your debit card.
8. Submit your debit card number, expiration date and the three-digit code on the back of your card.
9. Log in to your PayPal account through the website if using PayPal Choose between withdrawing money from your PayPal balance, or from a bank account linked to your PayPal account.
10. Click 'Submit.'

How to Accept eChecks With PayPal

1. Register for an account at the PayPal website, selecting the link on top of the homepage that says, 'Sign Up.' On the next page, input your country and language. Click the 'Get Started' button under the account type you would like to sign up for. An email address is required for registration.
2. Type the information PayPal requires on the account registration page. In this step, PayPal also asks you to select a password. Your email address becomes your user name. Click the 'Agree and Create Account' button.
3. Log in to your PayPal account. Click the 'Profile' link to add your bank account information. A bank account linked to PayPal lets you make payments directly from the account. It also gives you the option of telling PayPal to deposit payments, such as an eCheck. Under the 'Products & Services' link, apply for a PayPal debit card if you want to tap into your funds that way.
4. Check your email for a message from PayPal telling you that someone has sent you a payment. Click the PayPal link embedded in the body of the message. Type your user name and password to log in to your account. Confirm the credit to your balance. Do nothing else if you want the money to stay deposited with PayPal. Use the money to settle debts with individuals and businesses that accept PayPal payments.
5. Click the 'Withdraw' link on your account page. Opt to withdraw funds to your bank account or to have them transferred to your debit card. Another option is for PayPal to mail you a check for the amount of the eCheck, minus a $1.50 service fee.

How to Send a Payment on PayPal Without It Pending

1. Open a web browser on your computer and go to the PayPal homepage (see resources).
2. Enter your email address and password and click the 'Log In' button or, if you don't have an account, set one up now by following the prompts.
3. Click the 'Send Money' tab.
4. Enter the email address associated with the PayPal account you want to send a payment to in the 'To' field. Enter the amount of money you want to send in the 'Amount' field. Click the 'Continue' button.
5. Scroll down and click the 'Change' link located under the 'Payment Method' subsection.
6. Select either the option to 'Deduct existing funds from your PayPal account' or select a linked credit or debit card from the drop-down menu. Click the 'Continue' button.
7. Confirm the details of your payment and click the 'Submit' button to complete your instant payment.

PayPal Credit Card Rules

Eligibility and Reward Points Rules
Applying for a PayPal credit card can be done online and you can receive a decision for approval in as fast as 30 seconds. Once you are approved, you can begin spending as soon as possible even before receiving the actual card. The eligibility for the rewards program includes that your PayPal credit card account has to be open and in good standing. You cannot have two consecutive payments overdue when earning rewards points or when reward vouchers are issued. The rule for accruing reward points include that certain transactions do not qualify for reward points such as finance charges, cash advances, and balance transfers. Your PayPal credit card reward points are calculated daily.
Voucher Redemption Rules
Your PayPal credit card comes with 1,000 reward points once you open the account which will allow you to receive free shipping of up to $7 on a purchase made through PayPal. As you accrue more reward points you can use them to get reward vouchers. For example, 2,500 points earns a $25 reward voucher and 9,500 points earns one for $100. You can use your reward points by going to the PayPal Plus Service site. The PayPal rules for point redemption state that you have to wait until the next billing period after the qualifying purchases were made. The credit card rules for reward vouchers also include that you cannot combine them with a voucher of other PayPal credit card holders and you will not be able to redeem if your credit card account is delinquent.
Voucher Restriction Rules
PayPal credit card rules include that reward points must be used by their expiration dates and they cannot be replaced if they are stolen or lost. Your PayPal account that is associated with the credit card has to be open in order to redeem the vouchers and they cannot be redeemed for cash, exchanged, or returned. Your reward points and vouchers cannot be assigned or transferred to another person for any reason and credits will not be given for any unused vouchers. PayPal reserves the right to make any changes or discontinue their rewards program at any time without providing notice to cardholders per their credit card rules.

Is PayPal a Safe Bank Account?

History
PayPal was formed in December 1998 and is considered one of the leaders in global online payment. As of the second quarter of 2010, PayPal had more than 87 million active accounts and can be found in more than 190 markets. In the second quarter of 2010, PayPal's financial status showed that the corporate revenues were more than $800 million, having increased over 20 percent from the previous year.
Acquisition
The website eBay acquired PayPal in October 2002. Prior to the acquisition, PayPal had been used by more than half of all eBay users, as well as a competitive service that was known as Billpoint. There were a variety of other services, ranging from Citibank's c2it program to Western Union's Bidpay and Yahoo's PayDirect, but with the passage of time, the competition shut down.
Considerations
Since PayPal is not a bank and is not subject to federal oversight regulations, an users have little recourse in the event that PayPal chooses to freeze their account for any length of time. An online search using a term such as 'PayPal Problems' will pull up search engine listings of individuals who have had problems with getting payment from PayPal. It is important to note that many of these accounts are anecdotal and do not provide any documentation.
Litigation
In 2002, PayPal was brought to litigation on two separate occasions by two different individuals for a variety of reasons, many of which dealt with the way that PayPal resolved disputed charges. The two lawsuits were actually combined into a single class action lawsuit. In November 2003, an informal settlement was achieved, and the outcome was that PayPal agreed that it would change the way it handled and resolved disputes, in order to make them compliant with the Electronic Funds Transfer Act, which protects consumers who use the internet as a means of conducting business transactions. Prior to the settlement, consumers who had a dispute with PayPal had no recourse for resolution, as PayPal was not bound by any of the restrictions found in the EFTA.
Other Problems
Software programmers have had problems with PayPal in the past. Markus 'Notch' Persson, the developer of a software program called Minecraft, had a PayPal donation account set up. Whenever people purchased a game, they would donate money into his account. According to UK gaming Rock, Paper, Shotgun, when Persson attempted to withdraw money from his PayPal account, it was frozen by PayPal authorities due to alleged suspicious activity. Although it was determined that Persson's activities were legitimate, his funds were frozen for six months.

How to Add a Disclaimer to a PayPal Invoice

1. Visit paypal.com and use your sign-in information to sign into your account. Click the 'Request Money' tab at the top of the page.
2. Click 'Create an Invoice' to start a new invoice. If you've already created an invoice for a particular purchase, select it from the list of invoices listed under 'Invoice Date.'
3. Verify all of the information on the invoice is correct. PayPal automatically fills in your name and address according to your PayPal account information. Fill in the buyer's name and address, the item and the price.
4. Add terms and conditions into the box labeled 'Terms and Conditions.' You'll want to have information about a return policy or your shipping policy listed in your terms and conditions.
5. Type any other disclaimer information into the box labeled 'Note to Recipient.' This gives you space to add notes about the condition of the item and anything you may have discussed during the sale of the item. This ensures clear communication should there be a dispute later on.
6. Save the invoice to send or save the invoice as a template if you plan to sell under the same terms and conditions in the future.