How to Get a Refund From PayPal Disputes

1. Visit Paypal and sign-in to your account. Look for "My Account" and select the "Resolution Center" option. Read through the dispute tutorials, which explain how the process works, what you need to do to file a dispute and the information needed.
2. Find the transaction you need to dispute by looking through your history. The most recent charges are listed on the front page of your account, but you also have the chance to search through your transactions including those that occurred in the last few weeks or months. Select the transaction number and choose the "Dispute" option at the bottom of the page.
3. Enter the details of the account in the dispute form. Paypal asks for the reason why you want a refund or want to open a dispute and gives you space for adding more details. Explain in clear terms why you need a refund, such as buying an item that arrived broken or damaged.
4. Wait for a response from the seller and then log back in to your Paypal account to read the details and response. Then write your own response based on what the seller said. Paypal gives you the chance to correspond several times with the seller before making a ruling.
5. Check your Paypal account frequently. When the company makes a ruling, you’ll be notified by email and also have a notice on your account. If Paypal sides with you, then the refund is automatically credited from the seller’s account and placed in your account.

How to Disable Credit Card Payments in PayPal

1. Log into PayPal using your username and password.
2. Click 'Profile,' which leads to you the credit and debit cards page.
3. Locate the credit card that you wish to remove and click 'Remove.'
4. Confirm that you wish to remove the card by clicking 'Remove' again on the confirmation page.

Is PayPal Free?

PayPal Account Options
A free PayPal account provides you with the ability to send and receive money, access to merchant services, PayPal Debit Card options and eBay Tools.
Sent Payments
All payments made using your PayPal account are free, regardless of the amount, when sent within the country's borders.
Received Payments
Payments that are made to you for goods or services are subject to a transaction fee. This fee ranges from 2.9 percent to 1.9 percent, based on the payment amount. Higher payments will result in lower fees.
Money Transfers
Money transfers that originate from PayPal balances or a bank account are not subject to transfer fees. Transfers that originate from debit, credit card or PayPal Credit are subject to a 2.9 percent transfer fee plus 0.30 USD. The sender is able to decide who pays the fee.
International Fees
Fees apply to payments received from buyers outside of the U.S. These transaction fees range from 3.9 to 2.9 percent, plus 0.30 USD, based on the amount of the payment. Higher payments are subject to lower fees.

How to Reactivate PayPal

1. Log in to your PayPal account if possible, and click the link to the Resolution Center found at the top of the page. Within the Resolution Center, you will see another link to learn why your account access is limited if you have had certain features, such as sending and receiving payments, limited by PayPal for any reason.
2. Follow the steps given in the Resolution Center for removing PayPal limitations to reactivate full access to PayPal features and services.
3. Click the Resolution Center link to dispute a transaction if you need to report an unauthorized transaction. PayPal places a hold on transactions that are unauthorized, and you may not be able to process other payments while an unauthorized transaction is listed on your account.
4. Contact the PayPal Help Center by clicking the contact link on the PayPal homepage if you are unable to log in to your PayPal account or if you have additional questions or concerns about your account access after using the Resolution Center.
5. Reactivate PayPal accounts that are locked by calling the PayPal Customer Service line at (402) 935-2050, which is open from 4 a.m.-10 p.m. Pacific time on weekdays and 6 a.m.-8 p.m. on weekends.
6. Have as much information about your PayPal account as possible when you call the Customer Service line, particularly your telephone number, credit card or bank account numbers and email address that are registered with your PayPal account.

How to Use PayPal to Buy and Sell Items on Yahoo! Auctions

Use PayPal to Sell Items
1. Load the Yahoo! Auctions home page (see the Resources section below).
2. Log in if you are not already recognized as a Yahoo user.
3. Click the 'Sell Stuff' link. You may be asked to re-enter your password. Do so and click 'Sign In.'
4. Select a category for the item you wish to sell.
5. Fill out the entire auction submission page, including title, photo and description.
6. Specify a sales policy by choosing accepted forms of payment. This is when you may utilize your PayPal account. List the service as an accepted method of payment, whether it's the only option or one of many.
7. Complete the form, preview it, and submit.
Use PayPal to Buy Items
8. Locate an item you are interested in bidding on or purchasing. Use the tabs or links on the Yahoo! Auctions home page to locate items. Make sure PayPal is listed as an acceptable form of payment.
9. Choose either the Buy It Now method, or bid on the item. Once you have purchased or won the auction, the system will alert you.
10. Select PayPal as your method of payment. Selecting this option will take you to your PayPal account, and you may complete the transaction.

Ways to Pay DirecTV Bills

Mail
You can receive your statement in the mail and write out a check and mail it in for payment. The statement includes a pre-printed payment envelope for you to use to return with your payment. If you misplace your pre-printed envelope, you can send payments to these addresses, based on your zip code:
If your zip code begins with 0, 1 or 2 mail your payment to:
DIRECTV
P.O. Box 11732
Newark, NJ 07101-4732If your Zip Code begins with 3 mail your payment to:
DIRECTV
P.O. Box 538605
Atlanta, GA 30353-8605If your Zip Code begins with 4 mail your payment to:
DIRECTV
P.O. Box 6414
Carol Stream, IL 60197-6414If your Zip Code begins with 5, 7 or 8 mail your payment to:
DIRECTV
P.O. Box 78626
Phoenix, AZ 85062-8626If your Zip Code begins with 6 mail your payment to:
DIRECTV
P.O. Box 9001069
Louisville, KY 40290-1069If your Zip Code begins with 9 mail your payment to:
DIRECTV
P.O. Box 54000
Los Angeles, CA 90054-1000
Pay Online
You also can log onto your account and pay your bill online. Managing your account online helps reduce paper waste. Also on the DirecTV website, there are additional links that provide information on the latest equipment, special offers and also programming.
Pay in Person
There are locations where you can pay your DirecTV bill in person.
You can walk in and pay your DirecTV bill with cash at any one of the approximately 29,000 MoneyGram agent locations, as of 2009. Make sure to have your DirecTV account number. You must specify DirecTV as the company you are sending your payment to.
The city code to use is 1602. MoneyGram charges a processing fee to wire payments.
Another option to you is Western Union. The city code when using Western Union is 'DIRECTVUT'. They wire payments directly to DIRECTV and also charge a processing fee.
Pay By Phone
Contact customer service, by phone provide your account number and make a payment. Ask the customer service representative whether there is a processing fee for making the payment by phone.
Automatic Payments
DIRECTV accepts most major credit cards. If you are seeking to make a one-time payment only you can utilize your credit card, or you can set up the automatic bill pay feature for recurring payments.

How to Dispute a PayPal Transaction

Open an Item Dispute
1. Gather relevant information for the transaction with which you have an issue, including the transaction ID and the date on which it occurred.
2. Choose the 'Resolution Center' tab on the 'Account Overview' page of your PayPal account. Click on the 'Report a Problem' link in the Resolution Center.
3. Select 'Item Dispute' for a case in which you didn't get an item or the item is not as it was described.
4. Enter the transaction ID and tell PayPal in detail about the problem. You will then post a message to the seller, which PayPal will send along with an email stating that a dispute has been opened.
5. Watch your eBay or PayPal account for messages from the seller and log in to the Resolution Center to read them.
6. Keep an eye on the deadline in the Resolution Center as you try to negotiate a reasonable solution with the other party. Either party has 20 days to escalate a dispute to a claim before the dispute closes.
7. Close the dispute if you work out a satisfactory agreement with the other party. File a claim if you have not been able to resolve the issue. Filing a claim takes the dispute out of your hands, making PayPal the deciding entity.
Open an Unauthorized Transaction Dispute
8. Select ' Unauthorized Transaction' after clicking on the 'Report Problem' link in the Resolution Center.
9. Provide detailed information about the transaction and submit your claim. Change your security question and password when prompted.
10. Look for a confirmation email from PayPal indicating an investigation has been opened.
11. Keep up to date on investigation activity by visiting the Resolution Center regularly.