PayPal Credit Card Rules

Eligibility and Reward Points Rules
Applying for a PayPal credit card can be done online and you can receive a decision for approval in as fast as 30 seconds. Once you are approved, you can begin spending as soon as possible even before receiving the actual card. The eligibility for the rewards program includes that your PayPal credit card account has to be open and in good standing. You cannot have two consecutive payments overdue when earning rewards points or when reward vouchers are issued. The rule for accruing reward points include that certain transactions do not qualify for reward points such as finance charges, cash advances, and balance transfers. Your PayPal credit card reward points are calculated daily.
Voucher Redemption Rules
Your PayPal credit card comes with 1,000 reward points once you open the account which will allow you to receive free shipping of up to $7 on a purchase made through PayPal. As you accrue more reward points you can use them to get reward vouchers. For example, 2,500 points earns a $25 reward voucher and 9,500 points earns one for $100. You can use your reward points by going to the PayPal Plus Service site. The PayPal rules for point redemption state that you have to wait until the next billing period after the qualifying purchases were made. The credit card rules for reward vouchers also include that you cannot combine them with a voucher of other PayPal credit card holders and you will not be able to redeem if your credit card account is delinquent.
Voucher Restriction Rules
PayPal credit card rules include that reward points must be used by their expiration dates and they cannot be replaced if they are stolen or lost. Your PayPal account that is associated with the credit card has to be open in order to redeem the vouchers and they cannot be redeemed for cash, exchanged, or returned. Your reward points and vouchers cannot be assigned or transferred to another person for any reason and credits will not be given for any unused vouchers. PayPal reserves the right to make any changes or discontinue their rewards program at any time without providing notice to cardholders per their credit card rules.