How to Transfer Money With American Express

1. Log on to PayPal. If you do not have an account, you can set one up in about two to three days--enough time for PayPal to verify your bank account. Then you will be able to start sending and receiving money. The person you are sending the money to should have a PayPal account as well.
2. Link your PayPal account with your American Express card. Mouse over 'Profile' in the header tab. Click on 'Add Credit Card.' Click on 'Add a Card.' Click on the drop-down menu and select 'American Express.' Enter the Card and Verification numbers. Verify the billing address. Click 'Add Card.'
3. Scroll to the top of the screen and click on the 'Send Money.' Enter in the person's email address or mobile number. Enter in the amount of money and the type of currency you are sending. PayPal will charge your American Express card.
4. Review the amount before you send the money. This will send the money to the person instantaneously.
5. Contact the recipient and alert him that his money has been sent. If the person has a PayPal debit card, he can use the money right away. If not, he can keep the money in his PayPal account and spend it online where PayPal is accepted. He can also have PayPal transfer the money to his bank account, but that can take up to four business days.
6. Log on to MoneyGram's website to send money online. Make sure your American Express card is linked to your MoneyGram account. Click 'Send Online' and choose the country and the receive option. Enter the amount of money you are sending. The amount is sent automatically.