Saturday, July 27, 2013

How Do I Change My Surname on PayPal?


1. Sign into your PayPal account.
2. Scroll to the bottom of the PayPal page and click the "Contact Us" link located between "About Us" and "Legal Agreements." A new page will open with options for contacting a PayPal representative.
3. Look to the "Email us" section of the contact options and click the "Send us" link so you can email PayPal and request to change your surname. A page will open asking you to select the reason you want to contact PayPal.
4. Check the box next to the "My Account" category. When the list of options opens below "My Account," check the box next to "Name Change."
5. Enter a question in the box below "Summarize your question in one sentence." For example, you may want to type "I want to change my surname." After you enter the question, click "Continue." A new page will open that requests information about your name change.
6. Check the box next to "Personal Name" beneath the "Which type of name would you like to change?" question.
7. Enter the name currently on your PayPal account under "Current Name" and then type your first name and new surname under "New Name." Click "Continue" to send the name change request to PayPal.

How to Dispute a Charge Through PayPal amp; Credit Cards


Disputing a Charge Through PayPal
1. Check that you have a cause to file the dispute. If you're not sure if you recognize the charge, check the corresponding note. It will say what it's for. If you're certain you didn't approve of the charge, contact PayPal immediately on 888-221-1161.If the goods you received didn't match your expectations, check if they match the seller's description.
2. Click on 'Resolution Center' tab.
3. Click on the 'Dispute a Transaction' button.
4. Fill in the required information. PayPal will e-mail the seller and ask them to respond. If the seller doesn't refund your money, continue to Step 5.
5. Escalate the dispute to a claim. You must do this within 20 days of filing the dispute. PayPal will investigate your claim and make a ruling. You may have to provide additional information, such as photos, to back up your claim.
Disputing a Credit Card Charge
6. Phone the customer service number on the back of the card.
7. Ask the customer service agent for a form to dispute a charge. It will come in the mail.
8. Fill in the form.
9. Send the form back to the credit card issuer, along with any supporting evidence that you have.
10. Wait for the credit card issuer to investigate your dispute claim and make a ruling.

How to Send Money to a PayPal Account


1. Sign in to your PayPal account. Select the 'Send Money' tab.
2. Enter the email address or mobile phone number of the person to whom you wish to send the money. Select the amount of money you wish to send and the currency you wish to send it in. As of May 2010, PayPal supports 23 different currencies.
3. Select whether this money is payment for a purchase or for personal reasons. Click 'Continue.'
4. Select to send your money from your PayPal account, credit card or from your bank account in the form of an e-check.
5. Enter an optional message in the message box at the bottom of the page. A message lets the account holder know who you are and why you're sending him money.
6. Click 'Send money.' PayPal redirects you to a confirmation page, letting you know your money was successfully sent.

How Does PayPal on eBay Work?


Creating a PayPal Account
To use PayPal for purchasing items on eBay, a bidder must first create a PayPal account. This can be done quickly and easily by visiting www.PayPal.com. The user must provide a name, address, phone number and email address, then choose a log-in name, password and the answers for two security questions. Although the addition of a credit card or bank account information is optional, one of these funding sources must be added to the PayPal account for items to be purchased via PayPal on eBay. An email is then sent to the user with information about terms of use and account verification procedures.
Paying With PayPal on eBay
After an eBay auction has ended, the winning bidder is directed to a payment page that indicates the available options. The user may select PayPal, and will then be redirected to the PayPal site to confirm the payment amount. Depending on the items being purchased, other information may also be confirmed, such as the shipping address and instructions to the seller. After the payment is made, PayPal emails the buyer and the seller with a record of the transaction. This information is also available for viewing in the 'Account History' tab of the seller's and buyer's accounts.
How Money is Transferred
When a PayPal payment is made for an eBay purchase, PayPal deducts the money from the buyer's PayPal account. These funds are taken from either a bank account or charged to the buyer's credit card, depending on the options selected by the buyer when the account was created. The money is then deposited in the seller's account, minus a small transaction fee that PayPal charges the recipient of transferred money. There is no charge to the person sending the money (in this case, the buyer). The payment remains in the seller's account until it's used to make online purchases or withdrawn into a bank account.

The Best Way to Send Money to Mexico


Bank Transfers
A secure way to send money to Mexico is through a banking account transfer. To utilize this method, you must have a bank account and the individual in Mexico must have an account as well. Gather the information needed to make the transfer, such as the recipient's bank name, address, ABA code and banking account number. Funds usually arrive within five business days, and may cost up to $45 per transaction.Certain banks make transferring money as convenient as possible. For example, Banamex has a deal with Wells Fargo that allows individuals to transfer money to Mexico, and if you pay a $10 annual fee and a $10 additional transfer fee for each transaction, a Banamex account will automatically be opened for your receiver. Other banks that provide money transfer services to Mexico include Bank of America, Armed Forces Bank and Bank of the West.
Western Union
Western Union is a U.S.-based company that provides international money transfers. There are a few options when considering sending funds this way.The first option is sending money that will be available in minutes. If paying by cash, you must go to an authorized agent. If paying by debit or credit card, you may transfer funds by phone, online or at an agent location. You will need the name, address and telephone number of your recipient. The fee to receive funds within minutes normally starts around $16, and increases with the dollar amount that you are sending.Western Union also offers a next-day service transfer in which the funds will arrive the following day. You must provide the same information as you would when sending same-day funds, but the fees will be less. Fees, however, still increase as the money you send increases. When sending by next-day service, you must do it in person through an authorized agent.Other wire transfer services can be found on a consumer Internet site offered by the Mexican government called Profeco. This site is updated monthly.
PayPal
An alternate, secure and convenient way to send money to Mexico instantly is through PayPal. The online service allows people to send and receive money in multiple currencies. You and your recipient must both have a PayPal account, an e-mail address, Internet access, and a checking or savings account linked to your PayPal accounts.To start, go to PayPal's secure website. After you log in, click on the 'Send' button and enter the recipient's e-mail address and the amount of money to send. Press 'Send' again and the money will instantly be in your recipient's PayPal account. Your receiver in Mexico may then transfer funds to their bank, which usually takes four or five business days.

Friday, July 26, 2013

How to Verify My Address for PayPal


Enter Your Credit Card Information
1. Click on the 'My Account' tab at the top of your PayPal account screen and place your cursor over the 'Profile' heading.
2. Select the option to 'Add or Edit Credit Card' from the drop-down menu.
3. Click on the orange 'Add a Card' button and enter your credit card information exactly as it appears on the card. Double check the information and click 'Add Card' to add the credit or debit card to your account. Once your information is entered, PayPal will verify the accuracy of the information. If the information is found to be correct, a 'confirmed' tag will appear next to your PayPal address.
Apply for PayPal Credit Card
4. Click on the 'Products and Services' tab within your account
5. Select the option to 'View All PayPal Products' and click the PayPal Extras MasterCard link. This will bring you to the main information page for the PayPal credit card.
6. Click on the orange 'Apply Now' button and fill out the application details in the provided fields. Once complete, review the terms and click on the 'Agree and Continue' button to process your application. PayPal processes most applications within 30 seconds.
Confirm by Mail
7. Click on the 'Security Center' link in the upper right corner of your PayPal account page.
8. Scroll down to the bottom of the page and click on the 'Seller Protection.' The link is located in the blue-shaded box, titled 'All Security and Protection Topics.'
9. Click on the 'Address Confirmation' tab on the left side of the screen and select the 'Alternative Address Confirmation.' This will bring you to the page where you can request that PayPal verify your address through the mail.
10. Read the requirements for Alternate Address Confirmations to make sure you are eligible to verify your address using this method. According to PayPal, you must be a United States resident, have a Buyer Reputation number of at least 10, have a verified bank account attached to your PayPal account and have had your PayPal account for more than 90 days.
11. Fill out the form with the address you want verified and click on the 'Confirm Address' button. You must enter your home billing address. Post office boxes are not accepted.

How do I Use PayPal to Pay the IRS?


1. Apply for a PayPal Debit MasterCard (see References). Log in to your PayPal account and click the 'Products & Services' tab, select 'View All PayPal Products' and click the link for 'PayPal Debit MasterCard.' Select the 'Apply Now' button and follow the prompts to apply for a PayPal Debit MasterCard.
2. Navigate to an e-pay company that is accepted by the IRS. Official Payments Corporation, Link2Gov Corporation and RBS WorldPay, Inc (see Resources). are the three companies from which the IRS accepts electronic payments. Each company charges a convenience fee of $3.89 or $3.95 per transaction for debit card payments.
3. Complete the e-pay transaction using your PayPal Debit MasterCard. You must submit information regarding whether you are paying personal or business taxes, the type of tax form you used--such as a 1040 or 1065--and the tax year you wish to pay. You must also supply your personal information and your billing information. After you have submitted your information, review it and submit your payment.