How to Request a Hold Removal With PayPal

1. Log into your PayPal account and click the 'Contact Us' link located near the bottom of the page.
2. Click 'Call Us' or 'Email Us' to contact a customer service representative. The 'Call Us' option provides you with an online PIN and phone number, while the 'Email Us' option gives you a form you can fill out with the information related to your request. If using 'Email Us,' select 'Sending/Receiving Money' as your topic and 'Auction Payments' as your subtopic.
3. Explain that there is a temporary hold on a payment in your account and you wish to provide proof of delivery to have the hold removed. Provide the transaction ID number for the held payment, then provide the tracking number for the shipment and the shipping service used.
4. Submit the message if using the email form or wait while the phone representative confirms the information. Once the delivery has been confirmed, the hold will be removed from the payment.

How to Put Money on a RushCard

Check or Money Order
1.
You can refill your RushCard with a check.
Fill in the amount you wish to deposit on your RushCard in U.S. dollars up to a maximum of $1000.
2. Fill in the 'Payable To' line of the check or money order addressed to yourself or 'RushCard.'
3. Fill in your 15-digit account number on the front of the check or money order.
4. Mail check or money order to RushCard at the following address:UniRush Financial Services23074 Network PlaceChicago, Illinois 60673-1230
Direct Deposit
5.
Check with your human resources department for information on direct-deposit policies.
Go to the RushCard website's direct-deposit page. (See Resources)
6. Type in your name, address and deposit amount on the Direct Deposit Request Form. Fill in your 16-digit card number in the highlighted box on the form.
7. Sign the Direct Deposit Form and make a copy for your records.
8. Take the original form to your human resources or benefits office.
9. Wait two to three payroll periods for the enrollment to take effect.
Paypal
10. Log in to your Paypal account.
11. Click on the 'Withdraw' button on the 'My Account' tab at the top of the page.
12. Click on the 'Withdraw funds to your bank account' tab. Select 'Add Bank Account.'
13. Choose 'Checking' in the 'Account Type' section. Type in '021409169' in the 'Routing Number' section. Fill in your 16-digit account number in the 'Account Number' Section. Click on the 'Continue' button. Verify information and click the 'Submit' button.
14. Wait two to three business days for Paypal to make two small deposits to your RushCard. Log in to your Paypal account. Click on 'Confirm Bank Account' and enter the exact amount of the two deposits. Click on the 'Submit' button. Click on 'Return to Account Overview.'
15. Select 'Withdraw' from the 'My Accounts' tab. Click on 'Withdraw funds to your bank account.'
16. Select 'JP Morgan Chase Checking' from the drop-down menu. Enter the amount you wish to deposit. Click on the 'Continue' button. Click on the 'Submit' button.
Cash Deposit
17. Go to 'Western Union' website (see Resources). Click on 'Find a Location' tab to find the nearest local Western Union office.
18. Go to your local Western Union Office and get the gray 'Prepaid Services Form.'
19. Fill in your name, 16-digit card number and the amount you wish to deposit. You must have your card with you at the time of deposit.
20. Take the form, your card and your deposit amount to the Western Union clerk.
21. Pay the $3.95 fee to the clerk and wait for the receipt. Wait 30 minutes for deposit to complete.

How to Set Up a PayPal Account for a Small Business

1. Open your Internet browser, and go to the PayPal homepage (see Resources). Click the 'Sign up' button underneath the 'Sign In' section.
2. Select your country and preferred language in the 'Country' and 'Language' drop-down boxes. Click 'Get Started' in the 'Business' section.
3. Click the 'Select Payment Solution' drop-down box, and select 'I Don't Know' to skip this step and finish setting up your account first. Click 'Continue.'
4. Click the 'Business Type' drop-down box and select the type of small business you run, such as 'Sole Proprietorship,' 'Individual' or 'Partnership.' Type the required information for your business in the boxes marked with an asterisk, such as your business name and address, sources of sales transactions and customer service email address. Click 'Continue.'
5. Type the name, phone number and address of the business owner. Type an email address and password to access your PayPal Business account.
6. Select two security questions in the 'Password Recovery' section. Type the answer for each of the questions.
7. Click the check-boxes to agree to PayPal's user agreement, privacy policy and legal disputes section. Type the characters shown in the 'Security Measure' section. Click 'Continue' to submit your account information.
8. Check the email that you specified that you want to use to log in to your PayPal Business account. Click the link in the email from PayPal, and/or follow the instructions to confirm your email address and complete the sign-up process.

How to Calculate eBay Fees

1. Visit eBay's help pages (see References) to determine the fee for the item you intend to sell. Fees vary based on listing style and the type of product. Determine if you will sell your item via auction-style or eBay's fixed-price listing.
2. Determine what your listing fee will be. For example, auction-style listing fees typically start at 10 cents to 15 cents, and fixed-price listings fees are .35 cents. Be sure to add any listing upgrades or reserves.
3. Determine what your final value fee will be by calculating the final sale price by the correct percentage. For example, auction-style listing final value fees start at 8.375 percent for the first $25. Fixed-price listing final value fees range from 6 percent to 15 percent, depending on the category of the item sold. Keep in mind that you won't know your final sale price with an auction until the auction ends. However, you can compare similar items sold via auctions to get an idea of what your item may sell for.
4. Subtract any PowerSeller discounts from your final value fee if you are a qualifying PowerSeller.
5. Calculate the PayPal fee. The average eBay seller can expect to incur a transaction fee of 2.9 percent plus 30 cents. Multiply this by your sale price (or anticipated price). eBay only accepts PayPal as a payment method for any items that will be shipped (versus the buyer picking up the item from your home or store), so the fee is unavoidable.
6. Add steps 1 to 4 to determine your total eBay fees.

How to Get PayPal to Restore Limited Account Access

Resolving a Negative Balance
1. Visit PayPal.com and sign into your PayPal account. Look at your PayPal balance. If it is highlighted in red and negative, you must add funds to your PayPal account by adding funds from a bank account or a GreenDot MoneyPak.
2. Click 'Add Funds.' Select the 'GreenDot MoneyPak' option if you bought a MoneyPak to add funds to your PayPal account. Enter your MoneyPak number on the following screen to confirm your MoneyPak; the funds will be added instantly after you confirm you wish to add the money to your PayPal account. If you add the necessary funds to bring your PayPal balance back to positive, then your account will be restored and you will have full access to your account.
3. Select 'Add funds from bank account' under 'Add Funds' if you wish to transfer funds from your bank account to bring your PayPal balance back to positive. If you already have a confirmed bank account with PayPal, then you can simply enter the amount you want to transfer and the money will appear in your PayPal account within three to five days. If you do not have a confirmed bank account, you must confirm one by entering your banking information, such as the routing number and account number, and wait for PayPal to deposit two small funds that total less than $1, which typically takes less than three days. Confirm the amount PayPal deposited into your bank account, and afterward your bank account will officially be linked with your PayPal account and you can begin transferring the necessary funds.
Confirming your Identity
4. Visit PayPal.com and sign into your PayPal account. Click the 'Resolution Center' button.
5. Scroll down to 'Steps to Remove limitation.' PayPal will provide you with a list of steps that you must take to resolve your limited account status and restore your account back to good standing.
6. Complete the necessary steps to restore your account. You must prove your identity by confirming random personal information for the first two steps, such as your location, driver's license number, your bank account and your Social Security Number. The third step will always ask you to scan and upload your Social Security card. Each step has specific instructions. For example, you can confirm your location by entering your phone number, you can confirm your driver's license number by scanning and uploading a picture of your license, and you can confirm your Social Security Number by entering your Social Security Number. You must scan and upload your Social Security Card even if you confirm your Social Security Number.
7. Call PayPal's customer service number immediately after you complete all three steps. A customer service agent will look at the information you entered and restore your account as long as the information matches up with the information you used when you created your PayPal account. Click the 'Contact us' link at the bottom of your main PayPal account page, and click 'Call us.' A web PIN will appear in addition to PayPal's customer service number. You must enter the PIN when you call customer service.

How Does a Prepaid PayPal Card Work?

What Is a Prepaid PayPal Card?
PayPal, founded in 1998, has established itself as a leader in the online payment and transaction industry. PayPal offers online monetary transactions in a safe and secure environment. Its prepaid card is a debit card that allows quick access to your funds. PayPal offers an array of prepaid and debit card options in the U.S. The PayPal Card is the prepaid debit card option available to PayPal's Premier and Business accounts. These accounts are available to individuals and businesses who conduct business online. Initiating an account is free. Transaction fees apply to money that is received, and sending money is free for all accounts.
How to Obtain a PayPal Debit Card
PayPal's Debit Card option is available to PayPal Premier and Business customers. These account types allow for high transaction volumes, meet credit card payment needs and provide access to special features. Once you have established an authorized account type, you will be provided with the option of selecting a debit card. The process is also free and does not require a credit check. You will receive your PayPal Debit Card in the mail two to four weeks thereafter.
Benefits of the PayPal Debit Card
There are many benefits to carrying a PayPal Debit Card. Premier and Business account balances are FDIC insured for up to $100,000. The debit card allows you to safely and conveniently purchase items without the worries of carrying cash. The debit card carries a MasterCard logo and is accepted wherever MasterCard is accepted. The card provides you with instant access to your funds, available through purchase and at ATMs worldwide. Generous limits are applied to the debit card, which includes a $3,000 daily purchase limit, unlimited monthly purchase limits and a $400-per-day ATM limit. PayPal Debit Card benefits also include a cash-back program that allows you to earn a certain percentage based on the amount of total eligible monthly purchases. This program is also available with no cost and fees. Your account earns cash back when you purchase items with the card and select the credit option, signing for the purchase rather than using the debit option with pin number entry.

How to Close a PayPal Account

1. Go to the official PayPal website and log in with your PayPal email address and password.
2. Click the “Profile” heading in the top bar.
3. Click "My Settings" in the left sidebar.
4. Click "Close Account" next to Account Settings.
5. Fill out the Security Measures Form to confirm that you own the account. Click "Submit."
6. Follow the prompts to complete the account closure.