How to Open Verified PayPal

1. Visit www.paypal.com. Sign into your account with your email address and password.
2. Click on the 'Get Verified' link, located on your account page.
3. Add your bank account. Have your bank account number and your bank's routing number handy. Within three business days, PayPal will make two different deposits into your bank account. Check your bank statement. Make a note of the two numbers and sign into your PayPal account. Input the two numbers into the confirmation form. This will verify your PayPal account. If you are uncomfortable with giving your bank details, proceed to Step 4.
4. Apply and become approved for a PayPal Plus Credit Card. To do this, select the 'Products & Services' tab on your account's page. Select the 'PayPal Plus MasterCard' link. Click on the Apply Now button. Fill out the form completely and submit. You will receive a decision within 30 seconds.

How to Use PayPal to Make Loans

Making Payments
1. Check to determine if the recipient either has a PayPal account or can receive payments via PayPal. For example, some companies are now allowing you to send money via PayPal due to its efficiency.
2. Visit PayPal.com and click the link to 'Send money.' Enter the amount and currency you would like to use.
3. Input the email address of the recipient and confirm that you want to send the money. Input your account number and other information, explaining that it is a loan payment. Your recipient will receive an email informing her that she's received money. If she doesn't have a PayPal account, she can create one to get access to the funds.
Making Loans
4. Draft a contract specifying the details of the loan. Make sure to list the loan amount, any interest rates, due dates and other specifics of the loan. Have an attorney look over the contract, whether you're creating this loan to receive money from someone else or to issue money.
5. Make sure both parties have PayPal accounts. Create a PayPal account by going to PayPal.com and clicking 'sign-up' next to ' New to PayPal?' Follow the prompts.
6. Sign into your PayPal account and click 'Send money' if you're making a loan or 'Request money' if you're borrowing from someone else or requesting repayment of a loan. Input the email address and the amount and any terms in the fields listed. Your recipient will get an email allowing him to pay via his PayPal account, credit card or checking account.
7. Make the loan payments or ensure you receive the loan payments by using your credit card or checking account to upload money into your PayPal account. If you do not have a credit card or checking account, you can also purchase Visa gift cards from your local retailer, which can be used to send money online.

How to Accept Payments With PayPal

1. Go to www.paypal.com, and review the different account features, options and fees.
2. Select the account type you'd like, and sign up.
3. Follow the instructions given to verify your account.
4. Start accepting payments via eBay, email, mobile and your website.

How to Put Money From a Prepaid American Express Card Into PayPal

1. Go to the PayPal website, then enter your email address and password and click the 'Log In' button.
2. Click the 'Send Money' tab.
3. Enter the email address associated with the PayPal account that you want to send the money to. Enter the amount that you want to send. Click the 'Continue' button.
4. Click the 'Change' link located under the 'Payment Method' sub-section.
5. Click the 'Add Credit Card' link located in the upper-right corner of the funding option Web page.
6. Enter the name that appears on your prepaid American Express card.
7. Select 'American Express' from the drop-down menu. Enter the prepaid card number, expiration date and the card verification number from the front of the card.
8. Click the 'Enter a New Address as Billing Address' option, then enter the billing address associated with the prepaid card.
9. Click the 'Add Card' button.
10. Select your prepaid American Express card from a list of payment options. Click the 'Continue' button.
11. Click the 'Send Money' button to transfer the money from your prepaid American Express Card to the selected account.

How to Add Money to Virgin Mobile

1. Log in to your Virgin Mobile online account manager from the web. Click on the "Top-Up" link on the left side of the screen. You will be presented with the option of adding money to your account with a credit card, PayPal or a prepaid “Top-Up” card.
2. Press the “$” button on your phone, which is located on most Virgin Mobile phones at the top of the circular button. Select “Top-Up” from the list of options. You will be presented with the same payment choices that appear on the website.
3. Purchase a Top-Up card from a vendor. These are widely available at convenience stores. Top-Up cards come in several denominations and can be purchased with cash, making them the only way to maintain Virgin Mobile service if you do not have a credit card, debit card or PayPal account. However, the store will usually charge an additional fee on top of the face value of the card.

What Is the Cheapest Way to Send Money Overseas?

Wiring Money
There are a number of different companies, ranging from Western Union and Money Gram to cheap local places (which may not be as secure), you can use to wire money overseas. The amount it costs to send money by this method is based on how much of a percentage the particular wire-transfer service charges for the transfer and what the cost is of sending this money to a particular country. For example, it's more expensive to transfer money to a third-world country than it is to a first-world country. Sending money this way overseas should be weighed by how much you are sending and how much it is worth to you to send it this way.
PayPal and Other Online Sites
Using a website like PayPal or smaller online sites where you can securely electronically wire-transfer money might be the safest, cheapest and most efficient way to send money overseas. It's totally free to send an amount under $500 to anyone who has an account with PayPal, which is based in the United States. For transfers of more than $500, a percentage is taken out of the transfer by PayPal, but this is reasonable in comparison to the classic wire-transfer locations. The best thing about the online sites is that they are very secure because their entire business is based on keeping their customers safe and confident by keeping out hackers or electronic thieves.
Direct Deposit
With a bank account which can be accessed from overseas or is located in the same country as the person who you are transferring money, you can directly deposit money into most bank accounts without any trouble or charges. All you need is the bank account and routing number from the person who you are transferring money to, and then, by going to branch of their bank, this money can be transferred into their account. Once the money is in their account, they should be able to access it overseas, unless it is a large sum and the bank puts a hold on it.

How to Get a PayPal Seal

1. Log in to your PayPal account by entering the email associated with your PayPal account and your password into the login form on the Paypal.com homepage.
2. Click the 'Verified' link next to 'Status' under the welcome message at the top of the home page.
3. Click the 'Manually' link to the right of the PayPal graphic seal.
4. Clcik anywhere in the code box below the PayPal seal, then right-click the same place.
5. Click 'Select All' in the pop-up menu that appears, then right-click again and select 'Copy' to copy the code to your computer's clipboard.
6. Insert the code into your website's code where you want the PayPal seal to appear. You can use Notepad or another HTML editor to insert it into a static page, or insert it into your site's layout through the back end of its content management software.
7. Upload or save the new layout to display the PayPal verification seal on your website.