How to Use a PayPal Balance

1. Transfer the money to your bank account. Log into your PayPal account. Enter your user-name and password. Select the 'Profile' link located under the 'My Account' tab. Select the 'Bank Accounts' link and click the 'Add Bank' button. This will allow you to add your bank account information. Enter your bank account information and click 'Continue' to confirm your entered information. Follow the instructions provided to confirm your bank account.
2. Send money to family and friends. All you need is the recipient's email address or cell phone number. To send money, log into your PayPal account and select the 'Send Money' tab. Enter the recipient's email address or phone number and the dollar amount. Select the 'Personal' tab and click 'Continue.' Review payment information and select the 'Send Money' button.
3. Pay for eBay items. Log into your PayPal account and select the 'Send Money' tab. Choose 'Pay for eBay Items.' Enter your eBay user name and password and click 'Submit.' Any items that you have purchased on eBay awaiting payment will be listed here.
4. Request a check. You withdraw your remaining PayPal balance in the form of a check. There is a $1.50 fee charged for each check withdrawal. To request a check, log into your PayPal account. Under the 'My Accounts' tab select 'Withdraw' and 'Request a Check.' Enter the dollar amount you're requesting. Add your mailing address and select 'Continue.' Confirm the check request information and select 'Send Money.'
5. Make purchases. Many online retailers have PayPal as a payment option when you're making your purchase.