How to Apply for PayPal Buyer Credit

1. Access the PayPal website and click on the yellow 'Apply Now' button in the lower-right corner of the page.
2. Log into your PayPal account by entering your e-mail address and password. Click 'Log In.'
3. Select a card design and verify your contact information.
4. Enter your date of birth and annual income.
5. Read and agree to the terms and conditions and click on 'Agree and Continue.' Your application will be processed and you will be told within 30 seconds whether you were approved or denied.