Wednesday, April 10, 2013
How to Get a Prepaid Credit Card to Work With PayPal
1. Open your Web browser and sign in to your PayPal account.
2. Hover your mouse over "Profile" in the bar across the top of the screen just under the blue tabs and click "Add or Edit Credit Card" from the listed options.
3. Click the "Add a Card" button and enter your card information. Select your billing address if it's listed or select "Add a New Billing Address" and input your new billing address in the provided fields.
4. Click the "Add Card" button.
About Using a PayPal Account to Pay Bills
Send Money
Anyone with a PayPal account can send money to anyone else with a PayPal account, The only thing needed is the recipient's email address. If a person owes someone else money for something such as providing baby-sitter services, the money is transferred by entering only an email address.
Online Purchases
Most online stores accept PayPal as a payment method. By using PayPal, the only party receiving the buyer's credit information is PayPal. This eliminates a lot of potential credit issues and helps increase confidentiality for the buyer. When shopping online, a person chooses PayPal as her payment choice and all that is needed is her email address to confirm payment.
Debit and Credit Cards
PayPal issues debit cards to holders of premier, business and student accounts. This debit card can pay for grocery bills, pay for gas at the pump, or can be used anywhere where credit or debit cards are accepted. The money is withdrawn from the PayPal account. It eliminates the need to transfer money into a bank account and then use a bank account credit or debit card for a transaction. PayPal also issues credit cards. They are used as standard credit cards are, and PayPal account holders must apply for the card and be approved. PayPal credit cards are issued only to PayPal account holders who meet the credit worthiness criteria.
Other Uses of Debit Cards
Any bill that is payable with a credit card can be paid with a PayPal debit card. The debit card number is written on remittance forms for bills such as utilities. The debit card can pay for doctor and dentist bills; present the card to the billing receptionist. The debit card number can also be provided verbally to pay bills over the phone.
Automatic Payment for Bills
Many people choose to have their bills paid automatically each month by setting up automatic withdrawal payment schedules with their creditors. This is common for utilities such as gas, electric, phone and cable services. This is done by setting up a PayPal credit or debit card automatic payment with creditors.
How to Remove a PayPal Subscription
1. Go to the PayPal home page.
2. Enter your PayPal email address and password and click the 'Log In' button.
3. Click the 'Profile' tab.
4. Select the 'My Money' option.
5. Click 'Update' located under the 'My preapproved payments' subsection.
6. Click the 'Cancel' or 'Cancel automatic billing' option located next to the specific PayPal subscription you want to cancel.
7. Confirm that you want to cancel the subscription and click 'Continue' to remove the subscription from your PayPal account.
How to Send a Moneygram With PayPal
1. Open a Web browser, and navigate to the MoneyGram website at moneygram.com.
2. Select the country, receiving method and dollar amount. Click the 'Get Started' button to continue.
3. Click the 'Select' button for 'Same Day' delivery, as this is the only method you can use for credit or debit cards. You will also see the transfer fee listed for the country and dollar amount you chose.
4. Enter the 'Username' and 'Password' if you are returning customer, otherwise type your email address, and click the 'Go' button.
5. Fill in all the requested information on the next page. New customers will have to enter personal information, such as name, address, phone number and last 4-digits on their social security number. Ensure you have typed the receiver's name and information correctly, so there are no complications when picking up the money.
6. Select 'MasterCard' for the 'Card Type,' located under the 'Payment method' section. Type the 'Card Number,' select the 'Expiration Date,' and type the 3-digit 'CVV Number' located on the back of the card. Click the 'Next' button to continue.
7. Review and complete the transaction. MoneyGram will also ask you to set-up security information for the money transfer.
How to Add PayPal to XOOPS
Create PayPal Donation Button
1. Log into your PayPal account and click the “Profile” tab.
2. Click the “Create new button” link under the “Selling Preferences” section.
3. Choose “Donations” from the “Accept payments” menu.
4. Click the “Create Button” button at the bottom of the page.
5. Click “Select Code” to see the button’s HTML code. This is the code for the PayPal donation button that you will need to place on your XOOPS website. You may wish to leave this web page open while you edit your website in another browser tab so that you can refer back to this code.
6. Highlight the code with your mouse, right-click and choose “Copy” from the menu.
Edit XOOPS Website
7. Log into the control panel of your XOOPS website using your administrator account.
8. Navigate to the “System Admin” section and choose “Blocks.”
9. Create a new “HTML” block for your website.
10. Right-click inside of the block’s text box and choose “Paste” from the menu. This will paste the PayPal button code that you copied earlier.
11. Place a mark next to the “visible” option to make the block visible to “Anonymous Users.”
12. Choose the location on your website where you would like the HTML block to appear.You can select from Left, Right, Center-Center, Center-Left or Center-Right locations.
13. Click “Update Page” to save your changes to the block.
14. Navigate to the “Groups” section of the “System Admin.”
15. Click the “Modify” link next to “Anonymous Users.”
16. Locate the new HTML block in the list of blocks and place a check mark next to the block. This will allow all visitors to see your new PayPal HTML block.
17. Click “Update Page” to save your changes.
18. Visit your XOOPS website in your Internet browser to view your new PayPal button.
How to Add Funds to PayPal With a Credit Card
1. Set up a new email address, using a free, online email service, such as Gmail or Hotmail.
2. Log into your existing PayPal account. Click on the 'Request Money' tab that you will find among a row of tabs at the top of the welcome page.
3. Type your new email address into the 'Recipient's email address' box. Type the amount of money that you want to transfer to your PayPal account in the 'Amount' box. Click the radio button for either goods or services. It doesn't matter which one you choose; this is just for your records. Click 'Continue' to open the 'Request Money' page.
4. Check the details of the transaction on the Request for Money page. If your email address is correct and the amount of money you want to request is correct, click the 'Request Money' button. This will open a page confirming that your request for money has been sent.
5. Open your new email account. You will see that you have received a 'PayPal money request' email. Open the email and click on the link, which opens your PayPal invoice. Click 'Continue' to open the PayPal login page. Select the 'Sign up for a PayPal account continue checkout' option. This opens the 'Create a PayPal Account or Log In' page.
6. Complete the PayPal form, including your credit card details. Click 'Agree and Continue' to create your new PayPal account associated with your credit card. Follow the on-screen prompt to use your credit card to pay money into your original PayPal account.
Tuesday, April 9, 2013
How to Prevent a PayPal Chargeback
1. Keep lines of communication open with your customers. Let them know when their packages ship and encourage them to contact you directly if they have a problem with their purchase. Try to resolve all customer complaints yourself to prevent PayPal chargebacks.
2. Upgrade your account at PayPal to a Business or Premier account it you currently have a Personal account. Only Business and Premier accounts are covered with the PayPal Seller's Protection Policy.
3. Review the Seller's Protection Policy at the PayPal site and familiarize yourself with the requirements for coverage.
4. Sell only to customers within the US, the UK and Canada. These are the only countries that are protected under the Sellers Protection Policy.
5. Ship packages through an approved shipping service, there is a list of them on the PayPal website. Always ship with a traceable online proof of delivery method. If shipping US Postal this means that all packages need to be 'Delivery Confirmed.'
6. Mail packages only to PayPal confirmed shipping addresses listed on the 'transaction detail' page of the payment. Packages must ship within seven days of receipt of payment to qualify for Sellers Protection.
7. Cooperate and communicate with PayPal if you are notified of a claim being filed. Communicating through the PayPal process can sometimes resolve the issue preventing the chargeback.
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