How to Apply for PayPal Buyer Credit

1. Access the PayPal website and click on the yellow 'Apply Now' button in the lower-right corner of the page.
2. Log into your PayPal account by entering your e-mail address and password. Click 'Log In.'
3. Select a card design and verify your contact information.
4. Enter your date of birth and annual income.
5. Read and agree to the terms and conditions and click on 'Agree and Continue.' Your application will be processed and you will be told within 30 seconds whether you were approved or denied.

Is PayPal Safe for Buyers?

Getting Started
Shopping on eBay or other sites, you may see a link to pay with PayPal. This can be easily done by setting up a PayPal account. The process only takes a few minutes to enter your personal and bank or credit card information. PayPal requires that each new payment method be tested prior to use. For example, PayPal will send two small deposits to your bank account, such as 2 or 3 cents, and then you will be required to log in and verify the deposit amounts. Once this is done, you can use your account to pay for online purchases.
Fees
In addition to being able to pay for purchases on various online retail sites, PayPal users also can send money to friends and family. Online purchases are not assessed fees, but money transfers are based on the amount of money sent.
Security
PayPal has built-in security software to keep your banking information secure from hackers. Also, this form of online payment is secure because you deal only with PayPal and the seller never sees your banking information.
Precautions
If you are buying something on an auction site that you are nervous about, such as the authenticity of a designer purse, PayPal offers a protection for buyers. This feature, available to those using the payment service, allows buyers to file a claim if the item does not arrive or is not what was described. For example, if the listing says 'Authentic Coach Purse' and it's a fake, you can file a claim against the seller.
Using Buyer Protection
To use the buyer protection program, you can file a claim through PayPal's Resolution Center. This allows buyers to state what was wrong with the item or any other problems. A copy of this is sent to the seller and is also reviewed by PayPal staff. If the seller is found at fault, the buyer's money may receive a partial or full refund.
Quick Payments
Buyers can transfer money from their bank accounts into their PayPal accounts to help payments clear faster. Also, if you are using a bank account, adding a credit card as a backup can make the payment process smoother.

How to Use a PayPal Debit Card at the ATM

Activate a PayPal Debit Card Account
1. Log into your PayPal account.
2. Click 'My Account' at the top of the page then select 'Profile.'
3. Select 'PayPal Debit Card' from the 'Financial Information' column.
4. Select the type of debit card you received in the mail from the list then click on 'Activate Now.' Enter the activation codes which were printed on the form that came with your debit card. Create a PIN number for the debit card. Then select 'Activate Debit Card.'
Use Your PayPal Debit Card at the ATM
5. Insert your PayPal debit card into the ATM machine.
6. Enter your PIN number when prompted.
7. Select the option to withdraw money. PayPal does not charge any fees to withdraw money from an ATM machine, but the ATM machine may charge fees.

How to Cancel a Subscription to Runescape

How do I cancel my Runescape subscription?
1. Go to http://www.runescape.com/account_management.ws and click on 'Cancel Subscription.' The next page will give you the option of canceling a particular account or of canceling all accounts linked to a specific credit card. Click on whichever link you prefer and follow the online instructions. You can also log in to your account from the Runescape homepage (http://www.runescape.com) and click on the 'Unsubscribe' link.
2. Send an email to the Runescape billing department at billingsupport@jagex.com if you are unable to log in to your account online.
3. To cancel your subscription through your payment method: If you use a credit card, Paypal or another payment method for which you have an accessible account, you can cancel your Runescape subscription by informing the payment method to refuse all charges. You'll want to keep a close eye on the account, however, to be sure that the request is applied properly to your account.

How to Request Money via PayPal

Request Money via PayPal
1. Double-check the email address, currency and amount of money you are requesting. Requests can be sent to over 150 countries, and you can receive your money in any of 16 different currencies.
2. Bill customers even if they don't have a PayPal account. They can pay with a credit card through PayPal or sign up for an account.
3. Log in to your PayPal account and click the 'Request Money' tab at the top of the 'Account Overview' page.
4. Choose the 'Create a Money Request' subtab for simple requests or the 'Create an Invoice' sub-tab to enter a detailed request.
5. Enter the recipient's email address or choose a stored address from the provided drop-down menu. When creating an invoice, you will first have the option to enter your own personal information (address and phone number).
6. Separate email addresses with commas if you are requesting money from multiple people.
7. Type in the amount of money, choose the correct currency from the drop-down menu and select the reason for requesting money. You can choose from eBay items, auction goods (non-eBay), other goods, services or cash advance.
8. Send an optional message with your request. It's a good idea to note the specifics of the request in the message field so that the recipient knows exactly why he is receiving it.
Request Money via PayPal Mobile
9. Confirm the email address or phone number of the party from whom you are requesting money.
10. Text the amount you are requesting, the word 'get' or 'from' and the email or phone number to PayPal.
11. Request money from multiple people by entering multiple phone numbers separated by commas.

How to Pay for an Item Through Different PayPal Accounts

1. Explain to the seller that you want to pay for the item using multiple PayPal accounts. The seller needs to agree, and give you his PayPal address.
2. Log in to your PayPal account.
3. Click the 'Send Money' option
4. Enter the seller's email address and the amount of money you want to send from the first PayPal account. Select 'Purchase' and choose the reason for the payment. Click the 'Continue' button.
5. Review your payment information. In the comment section write a message explaining details of the transaction. For example, you could write 'Payment #1 $25 of $50.' This step is optional. However, it is helpful to the seller if you write a message to identify the partial payment.
6. Click the 'Send Money' button.
7. Repeat Steps #2 - 6 for each PayPal account you want to use to pay for the item.

How Do I Use PayPal to Distribute to Charity?

On a Website
1. Open a browser and go to the charity's website.
2. Choose the dollar amount with a drop-down menu if available and click the 'Donate' button. You will be sent to the PayPal login page.
3. Type in the amount you would like to donate in the 'dollar amount' field if you have not yet. Enter your email and password in the appropriate fields and click 'Log In.'
4. View the information on the next page to confirm the donation. Click the 'Donate Now' button.
On PayPal
5. Open a browser and go to PayPal.com. Log in to your account by entering your email and your password in the fields on the left side.
6. Click the 'Send Money' tab near the top of the next page.
7. Type in the email address given to you by the charity. Type in the amount that you want to send the charity. Click the 'Personal' tab and choose the way that the recipient wishes.
8. Click the 'Continue' button. Click the 'Send Money' button on the next page.