How to Set Up PayPal to Automatically Transfer Payments to a Checking Account

1. Log onto your merchant PayPal account and find the 'Contact Us' link at the bottom of the page. Click on that link, then select the 'Help by Phone' option. That option will take you to a page that provides you with a customer-service phone number and other information, including a security PIN, that you will need to make the call.
2. Call the customer-service line and tell them that you are interested in enabling the Auto Sweep function on your PayPal merchant account. You will need to provide the customer-service representative with specifics on the account so he can research the option.
3. Allow the customer-service representative to look into Auto Sweep. If you are approved for Auto Sweep, PayPal will enable the program remotely. It will show up on your PayPal profile menu soon afterward.
4. Contact PayPal if you would like to disable Auto Sweep or have problems with the function.

How to Send Money With an Unverified PayPal Account

1. Open your web browser and allow the homepage to fully load. Type the following web address into the task bar at the top of the screen: https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=marketing_us/send_money.
2. Type the recipient's email address in the "To" box on the right side of the screen. Type your own email address into the window marked "From" directly beneath it. Make sure the email addresses are correct or the transaction will not be able to be completed.
3. Enter in the amount of money (in U.S. dollars) that you want to send to the other individual. Check the box to determine whether or not you are sending this money in exchange for goods/services or if it is for personal reasons. Click the "Continue" button at the bottom of the screen. The site will ask to verify if the information is correct.
4. Enter in the credit card information for the account that you want the money to be drawn from on the next screen. Click "Send Money" once the information has been completely entered. The recipient will receive an email stating that you have sent him money. If he has a PayPal account with the email address to which you sent the request, the money will automatically be transferred to that account. If not, he will be prompted to create a new account to receive the funds.

Do I Need to Open a Separate Bank Account for My eBay Business?

Business Income
While you may think of your eBay sales as a simple sideline or a way to get rid of that old cuckoo clock, the IRS constitutes those sales as business income. Setting up a separate bank account makes it easier to keep track of that business income and keep it separate from your personal earnings.
Tracking Income
Tracking the income you make on eBay is essential, and a business account can make that a lot easier. When running your eBay business you need to account for the expenses imposed by eBay and by Paypal, since those charges can really add up. If you have a separate bank account just for your eBay business, you can easily determine how much you made, net of expenses, for each of your auctions.
Tracking Expenses
Tracking the expenses associated with your eBay business is essential, and it is much easier to keep track of your costs if you have a separate bank account. For instance, many sellers on eBay buy products specifically to resell on the site. By using a separate bank account to buy those items, you can easily track how much it costs you to host each auction.
Simpler Accounting
Setting up a separate bank account for your eBay business makes your tax planning and tax preparation a lot easier. No matter how small your eBay earnings may be, the IRS still considers those sales to be income. If you fail to report that income, you are inviting an inquiry, and possibly even an audit, by the IRS. Starting on January 1, 2011, Paypal is required to report transaction information for large account holders, currentlyl defined as those who do at least $20,000 worth of business and receive at least 200 transactions. If this new law affects you it is imperative that you establish a separate bank account for your eBay business.
Paypal Concerns
If you sell on eBay you receive payment for your auctions through Paypal. This payment system allows buyers to pay for their purchases using a bank account or credit card number, and it also provides buyers with protection from fraud and shoddy merchandise. While this is a good thing, if there is a dispute regarding one or more of your auctions, Paypal could temporarily freeze your account. If you have a separate account for your eBay business, you can link only that account to Paypal. That way if a dispute does arise, only that account is affected. If you link your personal account to Paypal, you could lose access to those funds while Paypal completes its investigation.

How to Change a Tracking Number on PayPal

1. Navigate to PayPal.com in your Web browser and log in to your account with your email address and password.
2. Scroll down to the 'Transactions' section of PayPal.
3. Click the 'Details' link next to the transaction for which you need to change the tracking number.
4. Click the 'Add/Edit Tracking Info' button.
5. Erase the tracking number in the 'Tracking number' box and paste or type in the correct tracking number. Select the shipping company and then click 'OK' to change the tracking number in PayPal.

How to Disable Credit Card Payments With Paypal and Donate

1. Login to your PayPal account. Click on the 'Merchant Services' tab. Look under the 'Create Buttons' section. Click on the 'Donate' link.
2. Click the drop down menu for 'Choose Button Type.' Select 'Donations' from the drop down list.
3. Enter the name of your organization or the name of the service the donations are for in the 'Organization/Name Service' field. If you want to assign a special code to identify your donations, you can enter the code in the 'Donation ID' field. This field is optional.
4. Click the drop down menu for 'Currency.' Select the currency you would like to receive for your donations. For example, select 'USD' if you want your currency to be received in US Dollars.
5. Select the option labeled 'Donors Enter Their Own Contribution Amount' if you don't want to specify a contribution amount. Otherwise, select 'Donors Contribute A Fixed Amount' and enter the suggested amount(s) you are requesting donors to contribute.
6. Click the 'Create Button' at the bottom to create your new button. You will then be taken to a page that contains HTML code.
7. Click on the 'Select Code' button under the 'Website' tab. This will copy all of the HTML code to your virtual clipboard.
8. Login to the 'Control Panel' of your website. Click on the 'Site Builder' or 'File Directory' option to locate the page on which you want to add the donation button. Click 'Edit' to open the HTML editor for the page.
9. Locate the code for the current PayPal credit card button that you have on your website. Delete this code from your HTML editor.
10. Paste the new HTML code for the donation button in the same place the code was deleted from in the previous step. To paste the code, simultaneously press 'Ctrl' + 'V' on your keyboard.
11. Click the 'Save' option to save your changes. Click 'Publish'. Now, your website visitors can begin using the Donation button.

How to Cancel Your Pay Pal Account

1. Go to PayPal (or click the resource link).
2. Log on to your account using your email address and password, and then click the 'Profile' link near the top of the page.
3. Click 'Close Account.' Depending on your PayPal account, you may need to click 'My settings' and then click 'Close Account' in the Account type Once the account is closed, it cannot be reopened.

How to Build a Chat Website and Charge Membership

1. Build your site as you would normally using HTML or another programming language. You can even just create a very simple HTML page with simple code and little content like 'Welcome to Our Chat Room' for the moment (see References for a simple example).
2. Find a chat services provider, like ChattersOnline.com or ParaChat.com. Check with your web hosting company first because it may also offer you this feature free. Install the script on your homepage by simply copying and pasting the code into your HTML homepage file.
3. Sign up for an account with a membership services site like AuthPro.com, SentryLogin.com or CoffeeCup.com (see Resources). These services offer convenient, easy-to-use online software to password-protect your site, request payment from visitors and manage your users.
4. Fill out information about your site, including the entry URL that people will see when they log in (the chat room landing page from Step 1) and your decision to require payment from customers. The membership services provider will save your settings and give you a link to your registration and login page.
5. Select the option to enable payment processing on your membership services account. This will allow you to configure the service to work with PayPal to accept payments. Set the subscription terms, including the price, and whether this will be a regular subscription or a one-time payment.
6. Sign up for a business PayPal account (see Resources). Click 'Profile' on your dashboard, then 'Instant Payment Notification' (also called IPN). Click 'Edit IPN' and then enter the payment notification URL that was given to you by your membership services provider.
7. Retrieve your PayPal button from the configuration area of your membership services account and add it to your website where visitors can pay and register for your chat site. (You can also create and use your own button image called 'Register to Chat Now' to make the action clearer for your visitors.) When someone clicks that link, he will automatically be sent to your PayPal payment page.
8. Set your registration page, which your membership services provider will give you, as the URL where the user will go after she successfully completes payment. With some services, the username and password will be generated automatically, so you can just link the person directly to the login page. Your settings in Step 4 should send the user directly to the chat landing page after she has logged in.
9. Paste the password protection code, which your membership services provider will give you, into the header area of your chat landing page so that only paid users who have logged in can access it.
10. Create another link or button titled 'Chat Now' in your image design program for people who have already registered previously. Post it on your homepage. When a user clicks your 'Chat Now' button, it should take him to your login page.