Friday, June 7, 2013
How to Reserve a Hotel Room Without a Credit Card
1. Locate hotels in the area you need to stay. Call each of them until you find one that will accept a Paypal transfer to cover the reservation. It's true that some hotels will only accept credit cards, but there are hotels out there that want any customer that has the ability to pay. Paypal has become a widely accepted form of payment.
2. Pay cash at your local pharmacy or department store for a prepaid Visa or Mastercard. Only put the amount of cash on the card that you need to reserve your room. Almost all hotels accept these cards as a form of payment because the cash is already on the card.
3. Call the hotel directly and ask them to accept a bank transfer to reserve your hotel room. You may need to talk to the manager, as Excelloz Travel states the regular concierge may not be aware of this. Hotels that want your business will accept a bank transfer.
4. Look to see if your debit card has a Visa or Mastercard logo on it. Often times a bank issues a debit card for a savings or checking account with one of these logos. That means you can use your debit card wherever Visa or Mastercard are accepted. Just make sure you have enough money in your checking or savings account to cover the reservation.
How to Activate My PayPal Debit Card
Method No. 1
1. Log in to your account.
2. Click 'Profile' and then 'PayPal Debit Card,' which will be in the 'Financial Information' section.
3. Click 'Activate Now,' which is near the listing for your PayPal debit card.
4. Enter any verification information requested, such as expiration date, and click 'Activate Debit Card.'
Method No. 2
5. Log in to your PayPal account.
6. Click 'Profile' and then 'My Money.'
7. Click 'Update' next to 'PayPal Debit Card.'
8. Click 'Activate Now' next to your PayPal debit card.
9. Enter any verification information requested and click 'Activate Debit Card.'
Thursday, June 6, 2013
How to Cash a Check Online
ATM machine
EFTs
Electronic funds transfers are often called online checks, because instead of writing a check and taking the check to the bank for deposit, the funds are transferred electronically. EFT check cashing takes a few days, depending on your bank. Many employees receive their pay via direct deposit check, which is another name for an electronic funds transfer from an employer bank account to the bank account of an employee.
ATM Checks
Many banking institutions are adding new features to their ATM machines. The feature allows bank customers to insert both cash and checks into an ATM machine for immediate deposit into their accounts. So far, this feature is available only to members of the bank offering the service.
PayPal
PayPal, as well as similar services, work like online check cashing and electronic fund transfer services. PayPal allows you to set up your bank account and withdraw directly from the account in order to pay for products and services. PayPal also allows you to receive money from selling products and services. The money is electronically transferred between the PayPal accounts of both the buyer and the seller. Then the receiving party can electronically transfer the funds to his bank accounts, or use a PayPal-issued debit card, which also works in place of checks, serving as an online check-cashing method.
Considerations
Another way of cashing checks online, or through Internet phone lines, is available at local chain stores such as Wal-mart and Kmart. When paying with a check at one of these stores, the check is scanned and automatically withdraws funds from an individual's bank account. The check works like a debit or bankcard, and additional money can even be included and cash received in return for the amount of the check. For example, if purchased products cost a total of $63.51, and you wish to withdraw $20 from your bank account, you can write the check for a total or $83.51. The check is then run through the register, $63.51 is taken to pay for the products from the store, and the additional $20 is handed back to the customer in the form of cash. The full total of $83.51 is taken from the customer's bank account and transferred to the store.
Misconceptions
Online check cashing does not allow bank members to write a paper check in their home and insert the check into a disc or tray on their computer to receive immediate cash withdrawals. Online check cashing cannot be conducted from the home, unless you are using an online bank account or are on the phone with a teller who is transferring funds from one bank account to another. Cashing a check online or online check cashing is another phrase to describe electronic funds transfers or submission of checks to an electronic apparatus for cashing.
How to Refund an eBay Buyer Through Paypal
1. Log into your PayPal account. This opens to your main account page.
2. Click “payments received” located just above the list of transactions on the left. This sorts your payments received by date for easier searching.
3. Click “details” for the transaction that you wish to refund. This is located in the fifth row and is highlighted blue.
4. Click “issue refund” on the page detailing the transaction. The “issue refund” tab is located under the net amount received. In the issue refund screen input the information.
5. Input the information into the boxes on the issue refund screen and hit “continue.” This takes you to a page for you to review the refund.
6. Click “issue refund” to complete the refund.
How to Sell on eBay With PayPal
1. Sign into your eBay account.
2. Click 'My eBay' on the top right side of the page.
3. Scroll down until you see 'My Account' on the left.
4. Click on 'PayPal Account.'
5. Choose the link to 'view and update your PayPal preferences.'
6. Under 'Selling Preferences,' select 'Show Payment from Buyers.'
7. Click on 'Edit.'
8. Select 'PayPal' as a payment method. Insert your PayPal email address, then click 'Save.'
How to Cancel a PayPal E
1. Log in to your PayPal account.
2. Click the 'History' link under the 'My Account' heading.
3. Click 'Details' next to the eCheck payment you wish you cancel.
4. Click 'Cancel' under the 'Actions' heading.
5. Click 'Cancel Payment' to finalize the cancellation of the eCheck.
How to Find Your PayPal URL
1. Open a Web browser.
2. Navigate to the PayPal website, www.paypal.com, and log into your account.
3. Highlight the address in your browser, and then right-click and select 'Copy.'
4. Paste the address into another browser by right-clicking and selecting 'Paste.'
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