How to Cash a Check Online

ATM machine
EFTs
Electronic funds transfers are often called online checks, because instead of writing a check and taking the check to the bank for deposit, the funds are transferred electronically. EFT check cashing takes a few days, depending on your bank. Many employees receive their pay via direct deposit check, which is another name for an electronic funds transfer from an employer bank account to the bank account of an employee.
ATM Checks
Many banking institutions are adding new features to their ATM machines. The feature allows bank customers to insert both cash and checks into an ATM machine for immediate deposit into their accounts. So far, this feature is available only to members of the bank offering the service.
PayPal
PayPal, as well as similar services, work like online check cashing and electronic fund transfer services. PayPal allows you to set up your bank account and withdraw directly from the account in order to pay for products and services. PayPal also allows you to receive money from selling products and services. The money is electronically transferred between the PayPal accounts of both the buyer and the seller. Then the receiving party can electronically transfer the funds to his bank accounts, or use a PayPal-issued debit card, which also works in place of checks, serving as an online check-cashing method.
Considerations
Another way of cashing checks online, or through Internet phone lines, is available at local chain stores such as Wal-mart and Kmart. When paying with a check at one of these stores, the check is scanned and automatically withdraws funds from an individual's bank account. The check works like a debit or bankcard, and additional money can even be included and cash received in return for the amount of the check. For example, if purchased products cost a total of $63.51, and you wish to withdraw $20 from your bank account, you can write the check for a total or $83.51. The check is then run through the register, $63.51 is taken to pay for the products from the store, and the additional $20 is handed back to the customer in the form of cash. The full total of $83.51 is taken from the customer's bank account and transferred to the store.
Misconceptions
Online check cashing does not allow bank members to write a paper check in their home and insert the check into a disc or tray on their computer to receive immediate cash withdrawals. Online check cashing cannot be conducted from the home, unless you are using an online bank account or are on the phone with a teller who is transferring funds from one bank account to another. Cashing a check online or online check cashing is another phrase to describe electronic funds transfers or submission of checks to an electronic apparatus for cashing.

How to Refund an eBay Buyer Through Paypal

1. Log into your PayPal account. This opens to your main account page.
2. Click “payments received” located just above the list of transactions on the left. This sorts your payments received by date for easier searching.
3. Click “details” for the transaction that you wish to refund. This is located in the fifth row and is highlighted blue.
4. Click “issue refund” on the page detailing the transaction. The “issue refund” tab is located under the net amount received. In the issue refund screen input the information.
5. Input the information into the boxes on the issue refund screen and hit “continue.” This takes you to a page for you to review the refund.
6. Click “issue refund” to complete the refund.

How to Sell on eBay With PayPal

1. Sign into your eBay account.
2. Click 'My eBay' on the top right side of the page.
3. Scroll down until you see 'My Account' on the left.
4. Click on 'PayPal Account.'
5. Choose the link to 'view and update your PayPal preferences.'
6. Under 'Selling Preferences,' select 'Show Payment from Buyers.'
7. Click on 'Edit.'
8. Select 'PayPal' as a payment method. Insert your PayPal email address, then click 'Save.'

How to Cancel a PayPal E

1. Log in to your PayPal account.
2. Click the 'History' link under the 'My Account' heading.
3. Click 'Details' next to the eCheck payment you wish you cancel.
4. Click 'Cancel' under the 'Actions' heading.
5. Click 'Cancel Payment' to finalize the cancellation of the eCheck.

How to Find Your PayPal URL

1. Open a Web browser.
2. Navigate to the PayPal website, www.paypal.com, and log into your account.
3. Highlight the address in your browser, and then right-click and select 'Copy.'
4. Paste the address into another browser by right-clicking and selecting 'Paste.'

How to Cancel a PayPal Buyer Credit Card

1. Call the PayPal Credit Service Center at (866) 571-3012. Customer service operating hours are Monday through Saturday, 7 a.m. to 1 a.m., Eastern Standard Time, and on Sundays from 10 a.m. to 10 p.m.
2. Once connected to the PayPal Credit Service Center, press '1' on your telephone to access your credit account.
3. Provide your account number, and if you don't have it tell the automated system 'I don't have it.'
4. You can then hit '0' or speak 'Customer Service.'
5. Once a PayPal credit representative gets on the line, tell him or her you wish to cancel your PayPal Buyer Credit Card account.
6. Confirm that your account is closed and hang up. You should soon no longer see PayPal Buyer Credit as a payment option in your account, and also receive an email or postal mail letter confirming your instructions.
7. Alternatively, you can send a postal mail letter requesting your PayPal Buyer Credit Card account cancellation. The address to write to is PayPal Buyer Credit, P.O. Box 981064. El Paso, TX 79998-1064.

How to Set Up PayPal Without a Bank Account

1. Visit Paypal.com and click 'Sign Up.' Choose your account type. If you only want to use Paypal to make online purchases, click on 'Personal.' If you want to make purchases and receive payments, click 'Premier.' If you are a merchant using a company or group name, click on 'Business.' With the 'Premier' and 'Business' accounts, a bank account is required.
2. Type your email address, full name, address, telephone number and desired password. Click 'Agree and Create Account.' Check your email account and click on the email verification link from Paypal. Sign in to your newly created Paypal account.
3. Hover your mouse over 'Profile.' Click 'Add or Edit Credit Card' in the drop-down menu.
4. Click 'Add a Card.' Input the credit card number, expiration date and billing address. Turn the card over and locate the three digit code on the back. Input it into the labeled box in the web form. Click 'Add Card.'
5. Wait two to three days for Paypal to submit the verification transaction. Check your online credit card statement and look for the small deposit from Paypal. Look next to the transaction to find the four-digit Paypal code. Write it down.
6. Log in to your Paypal account. Click on 'Profile' then 'Add or Edit Credit Cards.' Click 'Confirm' beneath the credit card. Input the four-digit code and click 'Confirm.' You can now use this card with your Paypal account to make online purchases.