Thursday, June 6, 2013
How to Cancel a PayPal Buyer Credit Card
1. Call the PayPal Credit Service Center at (866) 571-3012. Customer service operating hours are Monday through Saturday, 7 a.m. to 1 a.m., Eastern Standard Time, and on Sundays from 10 a.m. to 10 p.m.
2. Once connected to the PayPal Credit Service Center, press '1' on your telephone to access your credit account.
3. Provide your account number, and if you don't have it tell the automated system 'I don't have it.'
4. You can then hit '0' or speak 'Customer Service.'
5. Once a PayPal credit representative gets on the line, tell him or her you wish to cancel your PayPal Buyer Credit Card account.
6. Confirm that your account is closed and hang up. You should soon no longer see PayPal Buyer Credit as a payment option in your account, and also receive an email or postal mail letter confirming your instructions.
7. Alternatively, you can send a postal mail letter requesting your PayPal Buyer Credit Card account cancellation. The address to write to is PayPal Buyer Credit, P.O. Box 981064. El Paso, TX 79998-1064.
Wednesday, June 5, 2013
How to Set Up PayPal Without a Bank Account
1. Visit Paypal.com and click 'Sign Up.' Choose your account type. If you only want to use Paypal to make online purchases, click on 'Personal.' If you want to make purchases and receive payments, click 'Premier.' If you are a merchant using a company or group name, click on 'Business.' With the 'Premier' and 'Business' accounts, a bank account is required.
2. Type your email address, full name, address, telephone number and desired password. Click 'Agree and Create Account.' Check your email account and click on the email verification link from Paypal. Sign in to your newly created Paypal account.
3. Hover your mouse over 'Profile.' Click 'Add or Edit Credit Card' in the drop-down menu.
4. Click 'Add a Card.' Input the credit card number, expiration date and billing address. Turn the card over and locate the three digit code on the back. Input it into the labeled box in the web form. Click 'Add Card.'
5. Wait two to three days for Paypal to submit the verification transaction. Check your online credit card statement and look for the small deposit from Paypal. Look next to the transaction to find the four-digit Paypal code. Write it down.
6. Log in to your Paypal account. Click on 'Profile' then 'Add or Edit Credit Cards.' Click 'Confirm' beneath the credit card. Input the four-digit code and click 'Confirm.' You can now use this card with your Paypal account to make online purchases.
Google Checkout Vs. PayPal
Availability
As of September 2009, sellers who want to use Google Checkout must be based in the United States or the United Kingdom. It may become to other countries in the future. PayPal merchants can be in the United States, Australia, Canada, France, Germany and several other countries. PayPal is available in 190 countries, with specific guidelines for each one.
Payments
Google Checkout permits you to sell products, services and subscriptions. You can also accept donations if your company is registered as a 501(c)3 tax-exempt organization. With PayPal you can do all of the above, with two additions. Donations can be accepted through your PayPal account even if you don't have a tax-exempt organization. Plus PayPal has person-to-person payments, allowing you to receive payments, even if there are no transactions. For example, if you'd like to send money to a friend, you can do it with PayPal.
Fees
No matter which service you use, you'll have to pay a percentage for each transaction. Google Checkout bases that fee on the amount of sales you generated the previous month. For instance, if your sales totaled less than $3,000 in May, you'd pay 2.9 percent plus 30 percent for each transaction in June. The larger the monthly dollar amount, the lower percentage you'll pay. As of September 2009, PayPal also charges 2.9 percent plus 30 percent per transaction.
Shopping Cart Integration
Whether you're selling a single item or a selection, both Google Checkout and PayPal provide order buttons and shopping carts that you can add to your website. When a customer decides he's ready to make a purchase, he clicks on your order button and enter his address and credit card information. Both services provide this order mechanism. You don't collect the credit card information in either case. This typically makes customers feel comfortable about buying from you.
Payout
Obviously you'll want to receive your money once a transaction is complete. That's where payout comes into play. If you've been with Google Checkout longer than two months, it generally transfers the money to your bank account two days after the transaction is complete. It may take up to an additional three days for you to actually receive the money. However, new merchants must initially wait 10 days before payout is initiated. After a 60-day probationary period, Google Checkout will analyze your account to determine your new payout schedule. With PayPal you can transfer money to your bank account whenever it's available. If you prefer, you can pay $1.50 and have a check sent to you. Or you can apply for a PayPal MasterCard debit card so that you can withdraw the money from any ATM.
How to Send Money From PayPal to iTunes
1. Launch the iTunes application.
2. Click on your account name located at the top right part of the iTunes program. It is under the search box. You will be prompted to enter your password.
3. Click the 'Edit Payment Information' button.
4. Click the radio button next to the PayPal logo.
5. Click 'Done.'
Tuesday, June 4, 2013
How to Direct Someone to Your PayPal Payment Gateway URL
1. Log into PayPal.
2. Click the 'Merchant Services' tab.
3. Go to 'Create buttons' and click 'Buy Now.'
4. Fill out the form to create your 'Buy Now' button and set the product name, price, shipping price and the tax percentage.
5. Click 'Create Button.'
6. Copy the code and paste the HTML on your site to direct customers to your PayPal payment gateway.
How to Obtain a PayPal Debit Card
How to Obtain a Paypal Debit Card
1. Login into your PayPal account.
2. Select the 'Product and Service' Tab.
3. Click on 'PayPal Debit Card.'
4. Click on 'Request Additional Card,' and fill out the information requested. Click 'submit.'
Monday, June 3, 2013
How to Set Up Multiple Business PayPal Accounts
1. Sign up for a free Paypal personal account by visiting Paypal and clicking on the 'Sign Up' link at the very top of the page. Click on 'Get Started' under the personal account on the next screen, and the provide your email address, a new password, your name, address and telephone number on the sign-up form. Submit the form, and your new Paypal account has been created.
2. Provide your bank savings or checking account information to Paypal as the destination for funds you'll withdraw later as payments are received. Click on 'Profile' on the menu bar along the top of the page, and then click on 'Bank Accounts' under the 'Financial Information' heading to enter your account information.
3. Add multiple businesses to your personal account by again clicking on the 'Profile' option on the menu bar. Under the first heading, 'Account Information,' click on 'Email', then click on 'Add' on the following screen. You may now add the email address for up to seven additional businesses to your personal account. Note that creating multiple accounts is a violation of Paypal's User Agreement (see References), and will result in termination of all of your accounts.
4. Customize your PayPal payment button on each website you own by clicking on its 'Add More Options' button for each website. Under the, 'Choose an email address to receive payment' link, choose one of the email addresses you created earlier from the list provided to receive payments. By customizing the payment button on each of your websites, you'll now be able to track which website is responsible for every payment you receive.
5. Create a separate user account for your business, but only if your business has its own address, bank account and Employer Identification Number (EIN). A unique EIN and bank account entirely separate from your personal one is the only way that the same individual can make use of separate Paypal accounts without violating the Paypal User Agreement and risking account termination.
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