Tuesday, April 23, 2013

How to Sell My PDF Files for Downloading


Selling the PDF File
1. Create a product sales page that describes the content of the PDF file with the Web design software.
2. Create a 'thank-you' page for customers who buy the PDF.
3. Place a text or image link that points to the PDF's location on the Web server somewhere on the 'thank-you' page. Provide instructions on how to download the software such as 'Right-Click on the link and select Save As to save the PDF to your computer.'
4. Upload the 'thank-you' page and PDF files to the Web server. Record the URLs of each one to a notepad file for later use.
5. Log in to the PayPal account that will be linked to the product sales.
6. Click the 'Merchant Tools' button and select the 'Buy Now Button' from the 'Key Features' area along the right side of the screen.
7. Follow the on-screen instructions to create the 'Buy Now Button.'
8. Copy and paste the URL of the 'thank-you' page from the notepad file into the form field in step 3 of the button creation process that says 'Take customers to this URL when they finish checkout.'
9. Press 'Create Button' and copy the button code to a notepad file for later use.
10. Open the sales page file in the Web design software and paste the button code where the button is supposed to appear.
11. Upload the sales page to the Web server.
12. Test the website by doing a dummy purchase of the PDF from the sales page through the entire PayPal process.

Monday, April 22, 2013

Alternatives to PayPal


Direct Deposit
Direct Deposit allows payers to deposit money into a payee's bank account. This is only recommended for trusted clients and employers as the payee provides some very personal details including bank name, account number and routing numbers. Many employers prefer Direct Deposit because it eliminates the printing and distributing of paychecks, and saves on postage.To receive payment, the payee fills out forms provided by the bank. Required information includes name, address and bank details. When the payer receives these details he enters them into an online form and sends it all to the bank. When it's time to pay, the person initiating the transaction enters the payment amount onto another online form and submits that information to the bank as well. The bank makes the payment and one to five days later, the payee receives it in his bank account.
ProPay
Though it's not as popular as PayPal, ProPay has been around for over a decade. Launched in 1997, ProPay allows payers to use credit cards to make payments to ProPay account holders. Account holders receive their funds via a special ProPay debit card, or they transfer ProPay funds directly into their bank accounts. All ProPay credit card transactions go through an immediate approval process. If the credit card isn't valid or doesn't have enough funds, the transaction doesn't take place. Approved transactions generally take three to five days to complete.
Google Checkout
Google Checkout is a popular PayPal alternative for e-commerce sites. This service is available to anyone with a credit card. Simply enter your name, address, phone number, email address and credit card details into the secure Google Checkout form. Now when you use a Google Checkout-approved vendor, the service automatically enters your details, saving you the trouble of having to continuously dig for your wallet during online shopping trips. Google will never give the merchant the full number for your credit card, ensuring your privacy and keeping your credit card number away from hackers.To check your transaction history, sign into Google Accounts. Everything purchased using your Google Checkout account is available for viewing. Because Google keeps your private details private, this option appeals to many people who would like to use PayPal but don't quite trust it to be secure.

How to Transfer Money With American Express


1. Log on to PayPal. If you do not have an account, you can set one up in about two to three days--enough time for PayPal to verify your bank account. Then you will be able to start sending and receiving money. The person you are sending the money to should have a PayPal account as well.
2. Link your PayPal account with your American Express card. Mouse over 'Profile' in the header tab. Click on 'Add Credit Card.' Click on 'Add a Card.' Click on the drop-down menu and select 'American Express.' Enter the Card and Verification numbers. Verify the billing address. Click 'Add Card.'
3. Scroll to the top of the screen and click on the 'Send Money.' Enter in the person's email address or mobile number. Enter in the amount of money and the type of currency you are sending. PayPal will charge your American Express card.
4. Review the amount before you send the money. This will send the money to the person instantaneously.
5. Contact the recipient and alert him that his money has been sent. If the person has a PayPal debit card, he can use the money right away. If not, he can keep the money in his PayPal account and spend it online where PayPal is accepted. He can also have PayPal transfer the money to his bank account, but that can take up to four business days.
6. Log on to MoneyGram's website to send money online. Make sure your American Express card is linked to your MoneyGram account. Click 'Send Online' and choose the country and the receive option. Enter the amount of money you are sending. The amount is sent automatically.

How to Send Money Online With an ACH Transfer


1. Sign up with PayPal. Using PayPal, you can send and receive money over the Internet. Money can be transferred to and from your bank account using the ACH, or can be used immediately on participating PayPal websites.
2. Register with Moneybookers. This service is another option for those looking to send money online via the ACH. You can transfer money from your bank account into your Moneybookers account and send money to anyone else registered with Moneybookers. The receiving party can then use the ACH to transfer money into her bank account.
3. Use the Obopay service. Obopay is an online payment service that allows you to send and receive money over the Internet. In addition to transferring to and from your bank account via the ACH, Obopay also provides a debit card that gives you instant access to the funds in your Obopay account.

How to Transfer Money From PayPal to PaisaPay


1. Log in to your PayPal account. Once the secure login process completes, move your mouse over the "Withdraw" option on the "My Account" toolbar near the top of the PayPal page. A menu containing your withdrawal options will appear.
2. Click the "Transfer to Bank Account" option in the Withdraw menu. A new page will load, allowing you to specify the amount you want to withdraw and the bank account you want the money to be transferred to.
3. Enter the amount you wish to transfer from your PayPal account to cover your PaisaPay transaction. Select the bank account that is associated with your PaisaPay account from the drop-down list beneath the amount entry box, then click the "Continue" button to review and confirm the withdrawal.
4. Check the amount and bank account information for accuracy and click the "Submit" button to initiate the withdrawal. Depending on your bank it may take three to four days for the transfer to complete.
5. Log in to your eBay.in account once the transfer to your bank account is complete. Click the "My eBay" link near the upper right corner of the screen and locate the item you wish to pay for in the Won section of your My eBay summary screen. Click the "Pay Now" button beside the item to begin checking out using PaisaPay, specifying the bank account you previously transferred PayPal funds to as your funding source.

What Are PayPal Withdrawal Limits?


Unverified Accounts
As of March 2011, PayPal allows you to use its service with certain limits until you verify your personal information. PayPal states on its website that these restrictions are for security reasons. PayPal requests your credit card or bank account information but prefers the latter so it can send and withdraw money directly from your account and avoid the transaction fees associated with credit companies. It also requests your personal information to simplify the process of monitoring for fraudulent activities. Until you provide this information, PayPal places restrictions on your account that may only affect you if you make large or frequent transactions.
Your Withdrawal Limit
Until you verify your account, you may only withdraw a total of $500 per month from PayPal. You can receive payments of $300, $50, $20 and $30, for example, and still be within $100 of your limit for any given month. The beginning of the month for you may vary from other users since PayPal bases it on when you open your account. For example, if you open your account on the 15th of the month, your months start on the 15th.
Transaction Limits
You may send one payment of no more than $4,000 if you don't have a PayPal account, but you can't receive money through PayPal. If you do have an account, you can send up to $10,000 in a single transaction. With a verified account, there is no limit on the total amount of money you can send with PayPal; with an unverified account, there is a limit, which varies by user.
Lifting Your Limit
To learn the withdrawal and transaction limits on your PayPal account, sign in, click the 'My Account' link then click 'View Limits.' Click 'Lift My Limits' and follow the instructions to receive higher limits on your account. You may have to verify your account.

Sunday, April 21, 2013

How to Request Money Back That You Sent on PayPal


Refund Request
1. Load your PayPal account in an Internet browser. Locate the payment in your transaction list.
2. Click 'Details' to view the transaction. Locate the email address for the person from whom you need to request the refund.
3. Send an email to the individual requesting a refund. You have 60 days from the date of the payment before the 'Refund' link is disabled.
Money Request
4. Load your PayPal account in a web browser. Click 'Request Money' in the upper menu bar.
5. Click the 'Request Money' link. Enter the email address for the person you sent the payment to.
6. Enter the amount of money you are requesting, then click the 'Goods' or 'Services' link to specify what the funds are for.
7. Click 'Continue.' Review the details of the money request and click 'Confirm.'