How to Set the PayPal Currency to SGD

1. Log into your PayPal account.
2. Click 'Profile.'
3. Click 'My Money.'
4. Click the 'Manage Currencies' link. Click the drop-down box next to 'Add Currency.'
5. Click 'Singapore Dollar.' Click 'Add Currency.'
6. Click the radio button next to SGD. Click 'Make Primary.'

Can a PayPal Refund Be Stopped?

Canceling a Refund: Not an Option
PayPal doesn't let you cancel refunds that have already been issued. This rule applies to both individual PayPal accounts and PayPal accounts held by organizations or businesses. Once you've issued a refund, you have no choice but to let the payment go through. At that point, you have two options: You can either submit a new money request through PayPal -- this means launching an entirely new transaction -- or you can ask the individual who received your refund to return it to you.
Canceling a Payment
Although PayPal doesn't let you cancel a refund once you've issued it, the website does allow the buyer to cancel a payment she's already sent. Click the 'History' tab under the 'My Account' tab on your PayPal account; scroll down until you see the item for which you'd like to cancel the transaction. Click the 'Cancel' button underneath the 'Order Status/Actions' column. This must be done before the payment is claimed; once the payment has been withdrawn from your PayPal account or associated bank account, you won't be able to cancel the transaction and will have to ask for a direct refund.
Requesting a Refund
Once a transaction has gone through -- whether it's an original transaction or a refund -- you won't be able to cancel it. Instead, you'll have to ask for your own refund to recoup your money. Again, start by clicking the 'History' tab under the 'My Account' tab on your PayPal account. Scroll through your list of transactions until you find the one you want and click the 'Details' button adjacent to it. Here you'll see information regarding the person from whom you want a refund, including her email address; use this to contact the individual directly to request a refund. If you used a credit or debit card to pay for the refund you sent, it could take up to 30 days before the refunded amount is credited to your account.
Requesting Payment
You can also recoup your money by requesting a new payment. This is a separate transaction and will not be linked to the original transaction or the subsequent refund. Click on the 'Request Money' tab at the top of your PayPal account. Then click on the 'Request Money' button at the top of the next page. Enter the recipient's email address and the amount of money you're owed. Check the box for either goods or services, depending on the transaction. For a more formal option, you can also submit an invoice by clicking on the 'Create an invoice' button at the top of the 'Request Money' tab. Fill out the form with information regarding the transaction, including the recipient's email address, information about the item or service purchased and a due date for the payment.
File a Dispute
If you are unable to recoup your refund by requesting a new refund or payment, you can file a dispute with PayPal's Resolution Center. You have 45 days from the date of the original transaction to file your dispute. The Resolution Center puts you in direct contact with the person to whom the original refund was issued; if you're unable to negotiate a solution, the Resolution Center may be able to get you your money back.

How to Transfer Money to a German Bank

1. Send money through Xoom or Western Union. You'll first need to register on the individual company's website. Click the “Register” button on the site; complete the entire registration process and provide your own bank account information or credit/debit card number. Once you’re registered, click “Send Money.” Select "Germany" as the recipient’s country.Xoom and Western Union offer various options for sending money, such as cash delivery and cash pickup. You need to select “Bank Deposit” as the mode of transfer. The website will then ask you for the recipient’s bank account information and the amount you want to send. Provide this information and confirm the transfer to send the funds to a German bank.
2. Send money through PayPal. Register by going to the PayPal website and clicking on the “Sign Up” button. Provide your personal and bank account/credit/debit card details. Click “Send Money” after you've successfully registered. PayPal will then ask you to enter the recipient’s email address, the amount to be transferred and the currency (for instance, U.S. dollars or euros). After you've provide this information, click “Continue.” Review the provided information and confirm the transfer. The money will then be sent to the recipient’s account in Germany. If the recipient doesn’t already have a PayPal account, PayPal will send him an email with details on how to deposit funds to his German bank account.
3. Contact your local bank and ask if it allows wire transfers to European banks. You will be required to provide the recipient’s full name, bank account number, bank branch address, bank SWIFT (Society for Worldwide Interbank Financial Telecommunication) code and IBAN (International Bank Account Number). The IBAN is the international standard used to identify international bank accounts all over the world; Germany’s IBANs consist of 22 characters. The SWIFT code, on the other hand, is an industry-owned standardized messaging service for 8,100 financial institutions across the world. If your recipient doesn’t have this information available, tell him to contact his bank.

Alternatives to PayPal That Accept American Express

National Merchant Bancard
National Merchant Bancard offers services similar to PayPal and accepts all major credit cards, including American Express. The company caters to proprietors of online stores and services with registered accounts. You can set up a virtual credit-card terminal that processes payments in real time and accept instant payments that are deposited directly into your account. As of 2010, application and setup are free, and a $7.95 monthly account fee applies. There is also an option to receive a free credit-card processing terminal with printer you can use on-site.
MultiCards
MultiCards offers online credit-card and debit-card processing services to online retailers worldwide. It accepts payments from Visa, MasteCard, Discover, American Express and more. There are no monthly fees and no statement fees, it offers free online support and, according to the website, 'Almost any business accepted.' Some notable features include credit-card or debit-card processing in real time with instant verification, credit-card fraud detection services and acceptance of payments in USD, EURO or GBP. MultiCards Internet payment services can be integrated with most web-store shopping cart solutions.
2Checkout
2Checkout is an Internet payment service that offers many of the same features as PayPal and accepts all major credit cards, including American Express. You can create a business profile, enter product information and photos, create product buttons, apply 2Checkout to existing shopping carts on your websites and even accept PayPal payments. Before your account can be activated, your website and products must be reviewed to ensure they meet the terms and conditions of the company. As of 2010, 2Checkout registration requires a one-time-only charge of $49. Once you're up and running, you'll be charged a 5.5 percent commission on each sale and charged 45 cents per sale.

How to Add a Note to a PayPal Payment

1. Go to PayPal's home page -- www.paypal.com -- and enter your email and password for your PayPal account.
2. Click 'Send Payment' in the account overview page you land on.
3. Type the email address of the recipient in the top text box. Type the amount and select the currency below the recipient's email.
4. Select whether the payment is personal or a purchase, and select the type of personal payment or purchase you want at the bottom of the form. Click 'Continue' when finished.
5. Scroll down to the 'Email to Recipient' section. Type a custom subject and a body for your message. The email will appear with your custom subject and body. Click 'Send Money' when finished.

How to Get Verified on PayPal Without a Bank Account

1. Go to the PayPal Web site and click the 'Personal' tab across the top of the screen to get to the 'Financial Products' tab.
2. Scroll the mouse over 'Financial Services' underneath the 'Personal' tab, and then click 'PayPal Plus Credit Card' in the dropdown menu. Then click 'Apply Now.'
3. Log in with your PayPal account information and verify your contact information. Determine if you want to enroll in the Account Security program. Enter your birth date, read and agree to the terms and conditions, and click 'Agree and Continue' at the bottom of the page.
4. Wait up to 30 seconds for an approval decision from PayPal. Your account will be linked to your card and verified, and the card will come in the mail.

How to Use PayPal With Frames

1. Log into your PayPal account. Click the 'Merchant Services' tab. Select the option to create a button. Enter all of the details for your button, such as the product price, taxes and shipping fees.
2. Select the option to 'View Code' for the button. Click the 'Website' tab. Highlight all the button code. Press 'Ctrl' + 'V' on your keyboard to copy the HTML code.
3. Log into your Web-hosting 'Control Panel.' Click the 'File Directory,' 'File Manager,' or 'Site Builder' to access your Web page files. The exact wording might vary.
4. Select the page you want to place PayPal on. Click 'Edit' to open the page's HTML editor.
5. Paste your copied code from Step 2 inside of the page's HTML editor. Below is an example of how the code should appear. Notice the added 'target='_parent' ' tag that has been inserted right before the second bracket. This tag must also be inserted into your own code.<form action='https://www.paypal.com/cgi-bin/webscr' method='post' target='_parent'><input type='hidden' name='cmd' value='_s-xclick'><input type='hidden' name='hosted_button_id' value='222ABCDEF3GH4I'><input type='image' src='https://www.paypal.com/en_US/i/btn/btn_donateCC_LG.gif' border='0' name='submit' alt='PayPal - The safer, easier way to pay online!'><img alt='' border='0' src='https://www.paypal.com/en_US/i/scr/pixel.gif' width='1' height='1'></form>
6. Click the 'Save' and 'Publish' option to save and publish the changes to your page.