Alternatives to PayPal That Accept American Express

National Merchant Bancard
National Merchant Bancard offers services similar to PayPal and accepts all major credit cards, including American Express. The company caters to proprietors of online stores and services with registered accounts. You can set up a virtual credit-card terminal that processes payments in real time and accept instant payments that are deposited directly into your account. As of 2010, application and setup are free, and a $7.95 monthly account fee applies. There is also an option to receive a free credit-card processing terminal with printer you can use on-site.
MultiCards
MultiCards offers online credit-card and debit-card processing services to online retailers worldwide. It accepts payments from Visa, MasteCard, Discover, American Express and more. There are no monthly fees and no statement fees, it offers free online support and, according to the website, 'Almost any business accepted.' Some notable features include credit-card or debit-card processing in real time with instant verification, credit-card fraud detection services and acceptance of payments in USD, EURO or GBP. MultiCards Internet payment services can be integrated with most web-store shopping cart solutions.
2Checkout
2Checkout is an Internet payment service that offers many of the same features as PayPal and accepts all major credit cards, including American Express. You can create a business profile, enter product information and photos, create product buttons, apply 2Checkout to existing shopping carts on your websites and even accept PayPal payments. Before your account can be activated, your website and products must be reviewed to ensure they meet the terms and conditions of the company. As of 2010, 2Checkout registration requires a one-time-only charge of $49. Once you're up and running, you'll be charged a 5.5 percent commission on each sale and charged 45 cents per sale.

How to Add a Note to a PayPal Payment

1. Go to PayPal's home page -- www.paypal.com -- and enter your email and password for your PayPal account.
2. Click 'Send Payment' in the account overview page you land on.
3. Type the email address of the recipient in the top text box. Type the amount and select the currency below the recipient's email.
4. Select whether the payment is personal or a purchase, and select the type of personal payment or purchase you want at the bottom of the form. Click 'Continue' when finished.
5. Scroll down to the 'Email to Recipient' section. Type a custom subject and a body for your message. The email will appear with your custom subject and body. Click 'Send Money' when finished.

How to Get Verified on PayPal Without a Bank Account

1. Go to the PayPal Web site and click the 'Personal' tab across the top of the screen to get to the 'Financial Products' tab.
2. Scroll the mouse over 'Financial Services' underneath the 'Personal' tab, and then click 'PayPal Plus Credit Card' in the dropdown menu. Then click 'Apply Now.'
3. Log in with your PayPal account information and verify your contact information. Determine if you want to enroll in the Account Security program. Enter your birth date, read and agree to the terms and conditions, and click 'Agree and Continue' at the bottom of the page.
4. Wait up to 30 seconds for an approval decision from PayPal. Your account will be linked to your card and verified, and the card will come in the mail.

How to Use PayPal With Frames

1. Log into your PayPal account. Click the 'Merchant Services' tab. Select the option to create a button. Enter all of the details for your button, such as the product price, taxes and shipping fees.
2. Select the option to 'View Code' for the button. Click the 'Website' tab. Highlight all the button code. Press 'Ctrl' + 'V' on your keyboard to copy the HTML code.
3. Log into your Web-hosting 'Control Panel.' Click the 'File Directory,' 'File Manager,' or 'Site Builder' to access your Web page files. The exact wording might vary.
4. Select the page you want to place PayPal on. Click 'Edit' to open the page's HTML editor.
5. Paste your copied code from Step 2 inside of the page's HTML editor. Below is an example of how the code should appear. Notice the added 'target='_parent' ' tag that has been inserted right before the second bracket. This tag must also be inserted into your own code.<form action='https://www.paypal.com/cgi-bin/webscr' method='post' target='_parent'><input type='hidden' name='cmd' value='_s-xclick'><input type='hidden' name='hosted_button_id' value='222ABCDEF3GH4I'><input type='image' src='https://www.paypal.com/en_US/i/btn/btn_donateCC_LG.gif' border='0' name='submit' alt='PayPal - The safer, easier way to pay online!'><img alt='' border='0' src='https://www.paypal.com/en_US/i/scr/pixel.gif' width='1' height='1'></form>
6. Click the 'Save' and 'Publish' option to save and publish the changes to your page.

How to Remove Your PayPal Sending Limit

1. Log in to your PayPal account. (See Resources.)
2. Click on the 'View limits' link located on the top-right of your 'My Account' page.
3. Choose your preferred account verification method and enter the required bank account, credit card or PayPal credit card application information.
4. Wait for a confirmation email with regard to receiving pre-approval for a PayPal credit card and follow the directions contained within the notification to finish the verification process.
5. Check your bank account after a few days for small deposit amounts made by PayPal, log in to your PayPal account to verify the deposit amounts made and wait for a confirmation phone call to finish the verification process. Perform this step when using your bank account information as your preferred verification method.
6. Check your credit card statement for two small charges and a confirmation code, when using your credit card to verify your PayPal account. Log in to your PayPal account and finish the verification process by entering the charged amounts, followed by the confirmation code; the charges to your credit card will be reimbursed.

How to Transfer Money From PayPal Faster

1. Apply for a PayPal debit Card. The card is sponsored by MasterCard and works like a normal bank-issued debit card. Certain requirements, such as a 'verified account,' minimum spending habits and up-to-date account information, apply. If you have more than $5,000 in transaction history and no outstanding issues, PayPal usually issues a card without hassle. Once the debit card is issued, it can be used to withdraw up to $400 a day from nearly any ATM. Check with the ATM provider for usage fees.
2. Make a payment to someone who can provide cash. Use the 'Donate' or 'Make a payment' feature to send money to someone else's PayPal account, then have that person give you cash. Someone who has a PayPal debit card can extract the cash from an ATM, but bank fees could apply.
3. Purchase an item online, then return it to the physical store. With quick shipping options, the item could arrive the next day and most of the time will include an invoice or receipt in the packaging. This serves as proof of purchase for returns. Most stores, including Walmart, will accept returns in this manner. Although this does take longer than the methods mentioned above, it can still take considerably less time than waiting for a bank transfer to complete. Check with the store in question to ensure that its return policy allows this type of return. Without a PayPal debit card, the refund could be in cash or store credit.
4. Transfer the money from PayPal to another online service that allows instant bank transfers or wire transfers. Some services, such as Xoom (xoom.com), can transfer the money faster and offer debit card services as well. Check with local and national laws to ensure that these services are available and that they allow cash withdrawals.

How to Bill Customers Monthly with PayPal

1. Log in to your PayPal account, and click the Merchant Services tab on the top menu.
2. Click the Subscribe link under the Create Buttons section. This action creates customized HTML code for a button on your site that your customers can use to set up recurring billing, and it also creates a customized button you can use to bill your customers via email.
3. Customize your recurring monthly bill. Give the subscription an identifiable name in the Item Name field. If you anticipate many customers purchasing a subscription, give it a general name, such as 'Monthly Service Fee.' If it's a unique monthly bill for an individual customer, you can use the customer's name as the item name. Follow the on-screen instructions for all three steps to create a completely customized recurring subscription.
4. Click Create Button at the bottom of the screen.
5. In the next screen, copy and paste the custom code for your subscription button that PayPal generates for you. If you'd like to bill your customers via email, click the Email tab and copy and paste the custom billing URL into your invoice email.