How to Send Money via PayPal

Send Money via PayPal
1. Confirm the email address of the party to whom you wish to send money via PayPal.
2. Log in to your PayPal account and make sure you have the necessary funds.
3. Click the 'Send Money' tab on your Account Overview page and choose the appropriate sub-tab, either 'Pay Anyone' or 'Pay for eBay Items.' If you choose 'Pay for eBay Items,' you will be brought to a screen that lists all your recent eBay purchases from which you can choose the one you wish to pay.
4. Enter the email address where you wish to send money, or select a previously used address from the drop-down menu.
5. Input the amount of money you want to send and select the appropriate currency in which to send it. PayPal is internationally friendly, allowing for money to be sent to over 150 countries in 16 different currencies.
6. Choose the type of payment you are making. You can send money via PayPal for eBay items, purchases from other auction sites, non-auction purchases, services received or as a cash advance not related to a purchase or service.
7. Click the 'Continue' button and review the payment details on the next page.
8. Choose a payment method other than your available PayPal funds by clicking on the 'Funding Options' link. If you don't have enough money in your PayPal account and have a bank account associated with it, you have the option of sending money from your bank account in the form of an e-check, credit card or debit card.
9. Click the 'Continue' button and add an optional message to your recipient.
10. Complete your payment by clicking on the 'Send Payment' button.
11. Check your email for a message confirming that your payment has been sent.

How to Send Money Internationally on PayPal

1. Open the X-Rates, The Money Converter or Go Currency website (links in Resources) in your Web browser to view the exchange rate and compare it with PayPal's rate.
2. Select the amount, the currency you're converting from and the currency you're converting to, and click "Convert" to see the conversion rate and total. Compare the results with PayPal's exchange rate, remembering that slight differences exist between different converters.
3. Navigate to the "Send Money Abroad With PayPal" webpage with your Web browser (link in Resources).
4. Click once on the "Where Would You Like to Send Money" drop-down box and select the country in which your recipient resides. The "Currency" field is automatically populated with that country's currency.
5. Enter the amount you want to send in the "Amount" text box, less than or equal to $10,000, which is PayPal's limit in a single transaction.
6. Click the "Calculate" button to view fees and other useful information, such as exchange rate and payment options.
7. Analyze the exchange rate. The "You Will Be Sending" section converts the amount from USD to the currency of the selected country, allowing you to compare it to the exchange rate displayed by X-Rates, The Money Converter or Go Currency.
8. Analyze the payment options -- "PayPal Balance," "Credit Card" and "Bank Account" -- as well as the fee for each payment option and the total amount, including fees.
9. Click the "Continue" button to accept the exchange rate and proceed.
10. Enter the recipient's email in the "To" text box and your PayPal email address in the "From" box.
11. Select "Gift," "Living Expense," "Cash Advance" or "Other" in the "Payment Type" section. Click "Continue" to go to the next step.
12. Type your PayPal password in the "PayPal Password" text box. The "Email Address" box will automatically display the address you typed earlier, in the "From" box. Click "Log In."
13. Place a check mark in front of the "I Will Pay the Fee" option if you want the recipient to receive the full amount. If you don't select this option, the recipient will receive the amount you send, minus the PayPal fee. The PayPal website displays the fee, total charge, conversion rate and recipient to avoid any confusion.
14. Click "Change" in the "Payment Method" section to change the payment option, choosing from your "PayPal Balance," "Credit Card" or "Bank Account." The credit card and bank account must be linked to your PayPal account before you can use them.
15. Customize the email sent to the recipient in the "Subject" and "Message" text boxes, in the "Email to Recipient" section.
16. Click the orange "Send Money" button at the bottom of the page to send the funds. Your PayPal account, credit card or bank account will be charged immediately, but credit card and bank account payments take several days to process, depending on the country in which the recipient resides.

How to Put PayPal Donations on Your Site

1. Visit the PayPal donation button website. A link has been included in the Resources section.
2. Click 'Create your button now.'
3. Choose 'Donations' from the drop-down selector beneath 'Choose a button type.'
4. Enter the name of your organization and an ID number if you would like to keep track of the button used to donate.
5. Click 'Customize text or appearance.'
6. Click the options you would like to modify on your button. Choose 'Use smaller button' to shrink the button and 'Display credit card logos' to show acceptable forms of payment. If you have your own button image, click 'Use your own button image' and enter a Web address for the image.
7. Click 'USD' under Currency to open a drop-down menu and choose the type of currency you accept, such as US Dollar or Euro.
8. Select 'Donors enter their own contribution amount' if you would like to allow donations of any size. Select 'Donors contribute a fixed amount' to only allow donations in sizes you specify.
9. Enter the email address you would like to use to receive payments, then click 'Create Button.'
10. Copy and paste the HTML code output to the location on your website where you would like to display the button.

Using PayPal to Buy Stocks Online

Establish online trading account
Register with an online stock trading site. Some of the more popular options include E*Trade, Scottrade and Sharebuilder, but there are dozens more that are legitimate. Before registering, however, check with the Better Business Bureau to make sure you are dealing with a legitimate company. During the registration process, choose the type of account that operates similar to a checking account, into which you deposit money for buying stocks. Once the account is open, make note of the account information, routing number, and name and address of the trading company. Keep this information filed away safely.
Register and verify account with Paypal
Log in to your Paypal account and choose the option to add a bank account. Add your account information for your stock trading account the same as you would a regular checking account. Choose the option to verify the account. Paypal will make two or three small deposits into the account. This may take a few days, but when the deposits show up, log in to Paypal and complete the verification process.
Fund accounts and purchase stocks
Add funds to your Paypal account, or use funds that are already in your Paypal account, and direct Paypal to transfer them in to the trading account. This also may take two to three days to complete. Once the transfer is complete, you are ready to begin purchasing stocks.

How to Enter a Debit Card on Paypal

1. Go to the 'PayPal: Home Page' website (see Resources). Enter your user name and password in the fields provided and click 'Log in.'
2. Click the 'My Account' tab, point to 'Profile' and click 'Add or Edit Credit Card.' A 'Credit and Debit Cards' screen will appear.
3. Enter your name in the spaces provided and select the type of card from the 'Card Type' dropdown list. Enter your card number, expiration date and verification numbers in the spaces provided, select a billing address and the click 'Add card.' PayPal will verify the billing address and other information and add the debit card to your list of linked cards.

How to Get Rid of a PayPal Buyer Credit Card

1. Write a letter stating that you would like to cancel your PayPal Buyer Credit Card. Your account terms state that the company must have a written notice of termination.
2. Include your account number, name, address and phone number in this letter so that the proper account can be identified.
3. Mail the letter to PayPal Buyer Credit, PO Box 981064, El Paso, TX 79998-1064.

How to Open a PayPal Account

1. Browse to the Paypal website. In the address bar you will notice that the website starts with 'https' instead of the more common 'http.' This is because PayPal has directed you to a secure site; the information being sent between your computer and their server is encrypted and is much safer than normal web traffic.
2. Click the button that says 'Sign Up Now' in the middle of the page. This button will start your signup process.
3. Select the appropriate choices in the dropdown menus and then choose your account type by pressing the button labeled 'Start Now.' Most users want the Personal Account; it is free and has all of the basic PayPal features. The other two accounts are for online sellers and small businesses and have fees associated with them.
4. Fill in the fields on the next page and click 'Continue' when you are done. Remember, you are on a secure site so your information is safe.
5. Confirm your email address using the instructions on the page. You'll need to go to the email account that you specified on the signup page and click a link in the email sent to you by PayPal. It's a good idea to confirm your email when you get this message so you won't forget to do this important step later.
6. Verify your bank account by selecting 'Continue' on the next page. This will take you to a FAQ that explains the benefits of verification. When you have read the information you can click 'Get Verified' at the bottom of the page. This will take you to a page where you can add a bank account by imputing your bank name, routing and account numbers.
7. Watch your bank account over the next few days. PayPal will make a series of small deposits to your account. After you see the deposits, log back into PayPal and click 'confirm bank account' on the main account page. Input the exact amounts of the deposits and you are done.