How to Book Airplane Tickets Without a Credit Card

1. Book your airplane tickets with your checking account. In many cases, on the payment page of your favorite travel site there will be a way to select your method of payment. If you choose to use your checking account, you will need to enter your routing and transit numbers, found at the bottom of your checks. There will be an example on the website. The money is then transferred from your checking account to the agency and your tickets are reserved. It is also possible to do this if you are using a travel agent or if you have contacted an airline directly.
2. Buy a prepaid debit card. Available in many locations, you can purchase a debit card for a nominal amount and then pay case at the time of purchase to fill the card. You can then use the debit card as you would a Visa or Master card and purchase your airline tickets online, from a travel agent or directly from an airline.
3. Use Paypal to purchase your tickets. If you are looking to purchase your tickets online and don't want to give the site your checking account information, consider using Paypal. You can transfer enough money into the Paypal account to cover the tickets and use Paypal as your method of payment. Alternately, if you have a Paypal debit card you can use that in lieu of a credit card.
4. Pay for your tickets with cash. While this method doesn't work online, it does work for both travel agents and airlines. You take the necessary amount of money in cash, purchase the tickets and the matter is resolved.

The Difference Between Donate amp; Buy on PayPal

Donate
Some web owners or organizations online are not interested in making a profit on the product or service they are offering. Business owners may want to test their target market by allowing subscribers to choose the amount they will be willing to pay for a product or service. The 'donate' button allows customers to choose the amount they feel comfortable paying. Once the user donates the funds, PayPal transfers the money to the site owner's PayPal account. Those who use a donate button are able to choose the amount they would like to pay, though the site can offer a suggested donation amount.
Buy Now
If you are running an online storefront and you know how much you would like to charge for your product and/or service, then a buy button would be best. A 'buy' button is typically fixed at a certain amount so each item you are selling will need to have its own buy button that is linked to a specific amount you are charging for that item. In order to accept payments from individuals having a 'buy now' button you will have to set up a business or Premier account with PayPal. Establishing a business or Premier account operates the same way as a personal account, the primary difference is you will have to come up with a business name and other details about the product or service you are selling.
Similarities
Both the 'donate' button and 'buy now' button allows users to pay by credit card, debit card or PayPal accounts. There are no monthly, set up or cancellation fees. However, PayPal will charge a transaction fee for each amount you customers send to you. This amount varies but it can be approximately 2.99 percent. Buyers or donators do not need a PayPal account in order to pay for an item or make a donation.
Differences
Those looking to accept donations do not have to have a Premier or business account. Individuals who have specific amounts they would like to sell for a product cannot use a donate button, as the amount is determined by the customer (sometimes an amount can be stated, but many people choose not to do this). Individuals using a 'buy now' button must offer a product or service to their customers per the guidelines of PayPal, whereas a donation can be made strictly for information and content. For example a person who may be a real estate or stock market expert may place a donate button on his blog for subscribers to choose to donate for his priceless information.
Integration
You can create both the 'buy now' and 'donate' buttons on your existing website within minutes. PayPal provides the HTML code which is integrated into your website. PayPal offers instructions on how to integrate either button to your site, but if you are unsure you can always seek the assistance of a web designer.

How to Setup PayPal

1. Set up a personal account. Go to PayPal.com and find the 'Sign Up' link located at the top of the page. Fill in your country and language, and select the personal account option.
2. Fill in your email address and choose a password. Create a password at least eight characters long. It's safest to use a combination of numbers and letters, not a full word. Enter your legal name, street address and zip code. Add your phone number for verification. Then click on 'User Agreement' and 'Privacy Policy.' Read them through and hit the bar marked 'Agree and Create Account.'
3. Choose from the list of security questions. They are used for verification if you forget your password, and may include questions like 'What is your mother's maiden name' or 'What was your first pet's name?'
4. Enter the numbers or letters in the anti-spam verification box. Click the 'Submit' link to finalize the registration process. PayPal will then send an email to the address you provided. If you don't see an email from 'service@PayPal' within a few minutes, check your spam folder.
5. Click on the link provided in the confirmation email to activate your account. It will send you to the PayPal login page. Enter the password you created on the registration page. Click confirm. Your PayPal account is now open.
6. Add your financial informational. Go to the 'My Account' overview page. Click on 'Profile' under the tabs. Choose 'add or edit bank account' and 'add or edit credit card' to store financial information. You won't need to enter your information again, which saves time and worry whenever you make a purchase.
7. Upgrade to a premier account if you sell products on eBay or other websites using your own name, or if you are an independent contractor receiving payment for goods and services. You may be charged a small transaction fee when a premier account receives payment.

How to Send Money Anonymously

1. Create an anonymous e-mail ID that doesn't reveal your name. You will need this ID for signing up for services through which you can send money. A generic name like 'Anonymous Donor' or something similar is usually appropriate.
2. Send your money through PayPal. PayPal is an online money transferring company that lets you send money to other people using e-mail IDs. You can create the account using your anonymous e-mail ID and send money to other person's e-mail account. Register for a new PayPal account and add funds to your new account from your bank account or credit/debit card. While sending the money, you can add a personal message to the recipient notifying him that this isn't a scam and that you're just a concerned, anonymous friend. PayPal will send the money to the recipient and will guide him on how to transfer the funds to his bank account. If you do not wish to send money using this method, then go to Step 3.
3. Send money through Western Union or Xoom, two money transferring companies. You can sign up on their websites, transfer the money online using bank account or credit/debit card, and select the delivery method that delivers the money to the recipient's doorstep. Both Xoom and Western Union give you a number of delivery options. For instance, you can have the recipient pick up cash from a company's agent, deposit funds directly to his bank account (which will require you to provide the recipient's bank particulars), or have the cash delivered at the doorstep. If you really want to remain anonymous, the last option is the most appropriate one.

How to Cancel Your Hotfile Account

PayPal
1. Go to PayPal.com and log in using your email address and password. Hotfile member subscriptions are managed by PayPal, not Hotfile. Therefore you must use PayPal to cancel your subscription.
2. Click on the 'My Account' tab at the top of the page, then click on the gray 'History' tab. You will see your most recent PayPal activities and a list of your subscriptions.
3. Locate your Hotfile subscription. Click on the blue 'Details' link listed next to the subscription.
4. Review your Hotfile subscription details. At the bottom of the Details page, click on the 'Cancel Subscription' button.
5. Click on the 'OK' button that pops up to confirm your Hotfile subscription cancellation.
6. Sign in to the email you use with your PayPal account. You will receive an email confirming that your Hotfile subscription has been canceled. Keep this email for your records. Your Hotfile account will stay Premium until the end of the time period for which you have already paid.
Credit Card
7. Sign in to your email with your user name and password and open a form to send a new message.
8. Paste 'help@segpay.com' in the recipient line. If you paid for your Hotfile subscription with a credit card, you used SegPay to make the transaction. SegPay manages your subscription and cancellation.
9. Compose an email that asks them to cancel your Hotfile subscription. Include your name and Hotfile account number.
10. Check your email for a confirmation from SegPay and save for your records.

How to Put a PayPal Account in Quickbooks

Setup
1. Click the 'Lists' menu from the main QuickBooks screen. Select 'Customer and Vendor Profile' and then click 'Payment Types.' Click 'New Payment Method' and type 'PayPal' in the payment method field. Click 'OK.'
2. Select the 'Lists' menu and click 'Chart of Accounts.' Click 'Add New Account.' Choose 'Bank' from the drop down list labeled 'Type.' Enter 'PayPal' as the name. In the 'Opening Balance' field, enter the exact amount that is in the existing PayPal account. Click 'Okay.'
3. Select 'Lists' from the menu bar and again click 'Chart of Accounts.' Select 'Add New Account' but this time choose 'Expense' from the 'Type' drop down list. Use 'PayPal Fees' as the name. Click 'Okay.'
Payments
4. Select 'Receive Payments' from the main QuickBooks screen. In the 'Customer Payment' area, select 'PayPal' as the payment method. In the field marked 'Deposit To,' choose 'PayPal' from the drop down list.
5. Type a payment note in the 'Memo' field, if necessary. This note can describe the PayPal payment for future reference. In the 'Customer' field, enter the name of the customer sending the PayPal payment.
6. Enter the exact amount of the payment that was received via PayPal in the 'Amount' field. Click 'Okay.'
Fees
7. Select the 'Banking' menu from the main screen. Click 'Write Checks.' From the drop down list marked 'Bank Account,' select 'PayPal.'
8. Enter a payee name such as 'PayPal Fees' in the field labeled 'Pay To The Order Of.' Because this account is only used to track PayPal fees, the exact name does not matter. For the Payee enter something like 'PaySystems.' For the amount enter the transaction fee from PayPal, which is $5 in this case, and in the memo field type in something like 'ABC Fence - PayPal Fees.'
9. Type the exact amount of the PayPal fees charged for this payment in the 'Dollars' section. If needed, type a note in the 'Memo' field to record which job or transaction this fee is for. Click 'Okay.'

Does PayPal Count Towards Your Credit Score?

PayPal
PayPal accounts resemble checking accounts in that people can deposit money into them and then withdraw the money when needed. Although people do not write checks to their PayPal account, they can get PayPal debit cards. PayPal does not lend its customers money. These accounts are not lines of credit and do not allow people to take out loans. Therefore, they will not be listed on a person's credit report.
Credit Report
A credit report is a dossier of information that a credit reporting bureau uses to describe a person's credit history. When a person takes out or pays back a loan, this transaction appears on the credit report. Other kinds of financial accounts, such as checking accounts, savings accounts and Internet accounts, such as PayPal, are not on credit reports. Any item not included on a credit report will not affect a person's score.
Credit Score
A credit score depends on the items listed on a person's credit report. The score relies on a formula into which these items are entered. A PayPal account will not be on a person's credit report and will therefore not affect his credit. However, a lender may wish to know a prospective borrower's financial assets, including his online accounts, when he is determining if the borrower qualifies for a loan.
Considerations
The only way that a PayPal account could influence a person's credit score would be if the person overdrew on the account and left a negative balance. While the person would have a chance to pay the account, if he failed to do so in a timely fashion, then PayPal might well report the debt to a credit reporting bureau, which would lead to a drop in the person's score.