How to Change a PayPal Password

1. Log in to your PayPal account.
2. Click on the "Profile" link in the menu across the top of the account page.
3. Scroll down the My Profile page until you see "Password" in the list of account information. Click on the "Change" link to the right.
4. Select the "Password" button among the change options, and then click "Edit."
5. Follow the prompts to verify your account. PayPal may ask you to input your full bank account number associated with your PayPal account. Click "Submit."
6. Enter your current PayPal password in the field provided. Then enter a new password. PayPal requires that you re-enter the password for verification.
7. Click "Save."

How to Send A Gift Payment On Paypal

1. Sign into your PayPal account as you normally would.
2. Once there, click on the 'Send Money' tab.
3. Complete the form including adding the recipient's email and how much you wish to send. At the bottom of the page, choose the 'Personal' tab. Select the best option available, such as 'Gift.' This will allow you to mean no fees for the organization you are donating to. When done, press 'Continue' and the transaction will be complete.

PayPal Risks

Stolen Paypal Account
While most Paypal transactions are legitimate, others are not, and there have been instances where a Paypal account has been hijacked and used to purchase items on eBay and elsewhere. One of the best ways for Paypal users and eBay sellers to protect themselves is to ship only to verified addresses. Shipping to a verified address protects you in the event of a dispute and helps to ensure that your package makes it to the intended recipient.
Frozen Account
In some cases Paypal has been known to freeze accounts when fraud is suspected, and Paypal users sometimes have problems getting their accounts unfrozen. If you find that your funds have been frozen, it is important to contact Paypal immediately. In many cases the freeze is triggered by a legitimate transaction coming from a country known for fraud, such as Russia and others in Eastern Europe. Once the legitimacy of the payment is verified, the freeze should be removed and the funds in the account will once again be available.
Chargebacks
One of the things people like the most about paying with Paypal is that the service allows buyers to purchase products and services with a major credit card. This provides buyers will all of the protections inherent in credit card transactions, including the ability to challenge charges for products that were never received, items that arrived in poor condition or services that were never rendered.While this type of protection is important to the buyer, ,it is also a risk for the Paypal seller. An unethical buyer could purchase a product from you, pay with Paypal, and then claim that the item never arrived and initiate a chargeback. Shipping via UPS, FedEx or another trackable shipper is the best way to prove that the items you sent did indeed arrive at their intended destination.

How to Use PayPal on My Website

1. Navigate to the PayPal website (see Resources) on your Web browser and log in using your username and password.
2. Locate the "Merchant Services" tab at the top of the homepage. Click on it.
3. Click on "Buy Now Button." This will launch a form for you to fill in.
4. Complete the online form. Enter what you are receiving payment for, the product name, the price and the currency. Also enter shipping and tax information.
5. Click on "Create Button." Select the "Website" tab to get the HTML code for the "Buy Now" button.
6. Select the entire code by pressing "Ctrl"+"A" and copy the code by pressing "Ctrl"+"C."
7. Press "Ctrl"+"V" to paste the code on the HTML editor you are using to edit the website. Click "Save."

How Do I Electronically Deposit Money Into Someone#039;s Bank Account?

Online Electronic Deposits
1. Log into your account at PayPal or other payment site.
2. Check your account balance. You may not transfer more than is in your online account.
3. Click on the link for money transfer. This may be labeled as "Money Transfer" or something like "Send Money" or "Transaction Options."
4. Enter the name of the bank that will receive the deposit, along with the account number or email address of the person accepting the transfer.
5. Enter the amount of the deposit.
6. Type in the date on which you would like the deposit to occur. On some websites, you will be charged a higher fee for same-day or next-day deposits.
7. Click the "OK," "Done," "Confirm," "Send," "Transfer," "Authorize," "Make Payment" or "Continue" buttons to authorize the deposit. You may need to do this twice, as some websites provide a second page that asks if you are sure you want to make the deposit. Fees should be listed prominently through the confirmation process so you know what the cost of the transfer service will be.
In-Person Electronic Deposits
8. Visit the branch of the bank at which you have the account from which you'll make the deposit.
9. Tell the teller you would like to make an electronic deposit. Give him your account number and the account number of the person into whose account you want to make the deposit. The teller probably will ask you to write this information on an electronic transfer or wire transfer slip. Ask what the fee will be for the deposit.
10. Pay the teller any fees associated with the electronic deposit. The fee will vary by institution, and the facility may charge higher rates if you want same-day or next-day completion of the transfer. Many banks charge a flat rate, while some charge a percentage of the money transferred. Because you have an account at the facility, you probably will be able to have the teller deduct the fee directly from your bank account instead of paying for the transfer in cash, by money order or by check. Some facilities will accept credit cards as payment.

PayPal Business Vs. PayPal Personal

Personal Account Features
The primary function of PayPal is the secure transfer of money. Users can receive money from other PayPal users through their registered email account. The money is transferred to the account and then can be either transferred to their bank account or withdrawn from a PayPal debit card, or they can receive a paper check days later.Users can also pay bills or send money to friends and family using money in their PayPal account or with either a debit or credit card that is linked to their account.
Personal Account Extras
PayPal offers users international money transfers, the option of receiving a PayPal credit card and online shopping through the PayPal store. Users can also open up a student account for their kids and budget and monitor the money that is put into the account.PayPal offers also offers the ability to accept credit cards through the eBay auction service. This gives buyers several options to pay for goods and services.
Business Account Features
PayPal Business gives its users the ability to accept credit card payments through a variety of means. The free option allows users to purchase goods and services provided they have a PayPal account. For $19.99 per month---as of 2010---consumers can buy products from a PayPal-enabled website without needing a PayPal account.The Pro feature is an all-inclusive merchant account that allows consumers to purchase goods and services without having to exit to the PayPal website to complete the purchase. This service costs $30 per month---as of 2010---and can be linked with several different online shopping carts for consumers to complete their purchase.
Business Account Extras
PayPal Business also allows customers to complete purchases over the phone or by emailing an invoice to PayPal.PayPal Business can be used to accept donations to a nonprofit organization, to collect money for educational needs or as a fundraising tool for governmental campaigns.
Considerations
Users should note that PayPal is not a bank and does not adhere to the rules and regulations that banks do. PayPal has the right to freeze a user's account for any number of reasons. Also, there have been reports of difficulty reaching customer service for account problems.

How to Do Multiple Refunds at Once in PayPal

1. Download a trial of Genesis Circle's PayPal Bulk Refund System. It is a client-side Web application that allows you to perform multiple refunds in one click. It supports Windows 2000, XP, Vista and Windows 7 computers, and it can perform refunds based on either dollar values or percentage points.
2. Gain unlimited access to Genesis Circle's Paypal Bulk Refund System by paying $25 as of the date of publication. You will be able to download and install the full version, after which you can use it an unlimited number of times.
3. Sign up for MassRefunds. It is a Web-based service that integrates with your PayPal account, after which you can search for refundable transactions, issue multiple refunds and complement each refund with a personal memo. Since it is Web-based, it cannot be downloaded. As such, you must pay $19.99 a month to access it as of the date of publication.