PayPal Business Vs. PayPal Personal

Personal Account Features
The primary function of PayPal is the secure transfer of money. Users can receive money from other PayPal users through their registered email account. The money is transferred to the account and then can be either transferred to their bank account or withdrawn from a PayPal debit card, or they can receive a paper check days later.Users can also pay bills or send money to friends and family using money in their PayPal account or with either a debit or credit card that is linked to their account.
Personal Account Extras
PayPal offers users international money transfers, the option of receiving a PayPal credit card and online shopping through the PayPal store. Users can also open up a student account for their kids and budget and monitor the money that is put into the account.PayPal offers also offers the ability to accept credit cards through the eBay auction service. This gives buyers several options to pay for goods and services.
Business Account Features
PayPal Business gives its users the ability to accept credit card payments through a variety of means. The free option allows users to purchase goods and services provided they have a PayPal account. For $19.99 per month---as of 2010---consumers can buy products from a PayPal-enabled website without needing a PayPal account.The Pro feature is an all-inclusive merchant account that allows consumers to purchase goods and services without having to exit to the PayPal website to complete the purchase. This service costs $30 per month---as of 2010---and can be linked with several different online shopping carts for consumers to complete their purchase.
Business Account Extras
PayPal Business also allows customers to complete purchases over the phone or by emailing an invoice to PayPal.PayPal Business can be used to accept donations to a nonprofit organization, to collect money for educational needs or as a fundraising tool for governmental campaigns.
Considerations
Users should note that PayPal is not a bank and does not adhere to the rules and regulations that banks do. PayPal has the right to freeze a user's account for any number of reasons. Also, there have been reports of difficulty reaching customer service for account problems.

How to Do Multiple Refunds at Once in PayPal

1. Download a trial of Genesis Circle's PayPal Bulk Refund System. It is a client-side Web application that allows you to perform multiple refunds in one click. It supports Windows 2000, XP, Vista and Windows 7 computers, and it can perform refunds based on either dollar values or percentage points.
2. Gain unlimited access to Genesis Circle's Paypal Bulk Refund System by paying $25 as of the date of publication. You will be able to download and install the full version, after which you can use it an unlimited number of times.
3. Sign up for MassRefunds. It is a Web-based service that integrates with your PayPal account, after which you can search for refundable transactions, issue multiple refunds and complement each refund with a personal memo. Since it is Web-based, it cannot be downloaded. As such, you must pay $19.99 a month to access it as of the date of publication.

How to Cancel a PayPal Money Request

1. Log in to your PayPal account, using your personal email address and password.
2. Scroll to the bottom of your personal PayPal account homepage.
3. Click 'Cancel' button next to the person's name whom you requested money for via PayPal.
4. Read the message on the subsequent page.
5. Scroll to the bottom of the Cancel page.
6. Check the box at the bottom of the Cancel page if you do not want to send a Cancellation Notification to the party. If you would like a notice to be sent, leave the box unchecked.
7. Click the 'Cancel' button on the page. The PayPal Money Request has been canceled.

How to Find Your PayPal Account

How to Find Your PayPal Account
1. Access the official PayPal website (see Resources). On the home page, you will see two data forms in the left region of page when it loads.
2. Click on the 'Email Address' and/or 'Password' link to retrieve which portion of information you have replaced. You will be prompted to enter your name, zip code, phone contact, bank account information, if applicable, to retrieve the email address that is active for your login address. If you have misplaced your password, simply enter your email address and your password will be sent to that address.
3. Open your email acount to retrieve your password. You will see an email in your inbox from PayPal's automated service. Click on the email and access the link that will be displayed in the email to reset your password. A PayPal popup window will appear and you will be prompted to enter a new password in the designated data forms that will be provided. Select the 'Save' option to update your account information. You will then be redirected to the PayPal homepage.
4. Enter your login information in the email address and paypal password data forms. Click on the yellow 'Login' button to access your account portal. When the page loads, you will see two navigation menus. One menu will be horizontal and the other will be vertical.
5. Click on the 'Edit Profile' link that can be found directly below the horizontal navigation menu. When this link loads, all of your internal account information and functionalities will be visible and accessible for review and alteration.

How to Substitute a Home Address With Paypal

How to Substitute a Home Address With PayPal
1. Access your PayPal account. Log in to PayPal; your account overview page will appear on the computer screen. The account overview will include the recent activity on your account and an updated balance in your account.
2. Click 'Profile.' The Profile button is located in the upper-right corner of the page. A drop-down list will appear. Click 'add or edit street address.' You can have 30 addresses associated with your account. Once the page is loaded, you will see the current address or addresses you have on file with PayPal.
3. Click 'Add' in the bottom right corner. This allows you to add an additional address. The new page will tell you how many addresses you currently have on file. Fill in the information for the substitute address. Click 'Save.'
4. Click 'Make Home.' After you save the address, the page will load with your list of current addresses, including the new address. Click the circle to the left of the substitute or new address. Now click 'Make Home' and the new address will become your home address.
5. Enter a credit card. If you wish to associate a credit card with the new home address, make sure your credit card has the same address. Simply click the edit button for the new address. When the page appears, click 'Profile' and 'Add or Edit Credit Card.'

How to Send Money With Google

1. Go to Checkout.Google.com and click on "Sign Up." Enter the requested information, including your credit card information. Click the button "Create my account. Time to shop!" You will receive an e-mail confirmation with your new account information and a link to activate your new account.
2. Click the link located in your e-mail confirmation to activate your Google Checkout account. You need an active account to make a funds transfer and receive a funds transfer request or invoice from the person you want to send money to.
3. Log on to your Google Checkout account with your account information from Step 1. Verify that your account is active and your payment information is accurate. If your account is active, you will see your name address listed in the upper-left corner, followed by your credit card information.
4. Direct the person you wish to send money to to create a Google Checkout account and then a seller's account. A business name is required, but he can use his given name as the business name.
5. Direct the intended recipient of the funds to log on to the Google Checkout account he created in Step 4.
6. Instruct him to click the "Tools" tab and then click "Send an invoice." He should enter your name and email address and the amount of money he is requesting you to send, then click "Send invoice email."
7. Open the e-mail invoice from Google Checkout. Click the link "Pay now through Google Checkout."
8. Log on to your Google Checkout account and confirm the transfer of funds. The intended recipient will automatically receive the funds from your Google Checkout account.

How to Use PayPal at an ATM

1. Obtain a PayPal Debit Card. Sign into your PayPal account. Select 'Products and Services' and click on the 'PayPal Debit Card' link. You will need to verify your account, upgrade to a Premier or Business account, as well as fill out a short form to confirm your address. Make sure you have an additional credit card linked to your account for this purpose. Teens who open a Student Account with the help of their parents will have automatically applied for a Student Card as part of the package.
2. Activate your PayPal Debit Card by clicking the 'Profile' link on your account page. Click 'PayPal Debit Card,' select 'Activate Now' and follow the directions. Activate your Student Card by clicking 'Account Permissions' on your account page and following the directions.
3. Bring your PayPal Debit or Student Card to an ATM. Swipe your card or insert it into the machine. Enter your 4-digit pin number. When asked which account you would like to use, select 'Checking.' Enter the amount you would like to withdraw and confirm to complete the transaction. The funds will be deducted from your PayPal account.