How Does Paypal Seller Protection Work?

General Features
All Paypal account holders in the United States are automatically eligible for Paypal Seller Protection. The protection covers sellers on any transaction Paypal determines as fraudulent on the buyer's side or involving shipping issues, at no cost to the seller and no annual limit on coverage.
Transaction Eligibility
To be eligible for Paypal Seller Protection, the item must have been shipped within 7 days of payment receipt. The item cannot be in a digital format or consist of services, and it must not have been delivered in person or picked up by the buyer. The seller's Paypal account must be linked to a bank account verified through Paypal. Proof of delivery or proof of shipment is necessary, depending on the type of claim filed.
Types of Claims
There are several ways a buyer can initiate a transaction dispute. He can file a challenge to a payment made directly through Paypal, or a charge back challenging a payment filed with a credit card company. He also can file a reversal, which challenges a payment made through a bank. A reversal also can be initiated directly by Paypal. The buyer may claim the package never arrived, that the item was significantly not as described, or that an unauthorized payment was made, meaning that someone else made the payment and was not authorized to do so.
Documentation Requirements
Proof of delivery is allowed for documentation if a buyer files a claim for an unauthorized payment or a package not received. The seller must provide online tracking documentation from a shipping company which verifies the date of delivery and the address of the recipient. For payments of $250 or higher, the recipient's signature is required to confirm delivery for the transaction to be eligible for Paypal Seller Protection. Proof of shipment is acceptable for Paypal Seller Protection coverage if a buyer states the package was not delivered or that there was an unauthorized payment. This document, such as the seller's delivery confirmation receipt, must show the status as shipped and the date of shipment, along with the buyer's address.
Transaction Review
After a claim is made, Paypal puts a temporary hold on the seller's Paypal account for the amount in dispute while reviewing the case. If the transaction fits the requirements for Paypal Seller Protection, Paypal releases the hold. Even if the package did not arrive, the seller is not responsible for issuing a refund, which Paypal handles on its own.

How to Buy Movie Tickets With PayPal

1. Register with PayPal and fund your account. You can link your PayPal account directly to your checking account, enabling easy money transfers between the two.
2. Apply for the PayPal debit card. You can find the application and information about the PayPal debit card, which works the same as most bank debit cards, by clicking on the link below to PayPal's debit card user agreement.
3. Once you have received your PayPal debit card, you can purchase movie tickets online with your card. This is particularly useful when buying tickets for large groups or for movies that might sell out. Sites like fandango.com sell movie tickets in advance for many theaters in different areas.
4. If you don't want to buy tickets online, use your PayPal debit card at any movie theater that accepts MasterCard. Just like other debit cards, there is no additional fee for making purchases with your PayPal card.
5. Check if theaters near you offer discounts for using the PayPal debit card. Many large theater chains work with PayPal to offer discounts at the box office and sometimes even free tickets.

How to Receive Payments on PayPal

1. Sign up for a PayPal account if you have not already done so. Choose one of the available account types. You will require a Business account if you plan on receiving payments under a company or group name, accept all payment types for low fees or accept payment from customers who are not PayPal members. Opt for a Premier account if you need to receive credit card payments or expect the account to have a high transaction volume.
2. Check your email inbox for a message from PayPal. It will contain a link to the PayPal website. When prompted, enter your password and your email address to confirm your account.
3. Link your PayPal account to a bank account or credit card to which you can transfer the funds you receive. Click on the 'Profile' within the 'My Account' tab at the top of the window. Select the 'Add or Edit Bank Account' or 'Add or Edit Credit Card' option.
4. Provide the parties from which you will be receiving payment with the email address linked to your PayPal account.
5. Check if a payment has been deposited into your PayPal account by logging in to your account and selecting the 'Overview' option from the 'My Account' tab. Any received payments will appear in the 'My Recent Activity' field.

How to Transfer Money From a PayPal to a Bank Account

1. Sign in to your PayPal account with your email address and PayPal password.
2. Take note of the amount of money that you have in your PayPal account by locating it in the "My PayPal Balance" box below the heading, "My Account Overview." Decide how much of that balance to transfer to your bank account.
3. Click on the "Withdraw" link on the gray toolbar below the navy blue taps toward the top of the page.
4. Select the "Transfer money to your bank account" option from the available options chart.
5. Enter the amount of money to transfer to your bank account from your current PayPal account balance in the amount box, using both dollars and cents.
6. Click the "Continue" button and review the information on the next page to make sure that everything is correct.
7. Click the "Submit" button and wait for the confirmation page to load. Read the information on the confirmation page. It confirms again the bank account to which the money is being transferred as well as approximately how long it will take to be deposited, typically three to four days.
8. Log out of PayPal by selecting the "Log Out" option at the right corner of the page. This closes the secure connection.

How to Get Paid With Paypal, Clickbank, amp; A Merchant Account

1. Getting paid online can be done through a merchant, paypal, or clickbank account. The most popular of the three is PayPal. They are the biggest payment processor online. They are the primary payment processor for Ebay. Each type of account allows you to accept credit cards and checks online. You can get paid online by selling of your website through PayPal or Ebay. They allow you to set up a account with your bank account and credit card. With PayPal you can request for funds to be sent to your bank account after a sell.
2. Clickbank is a big affiliate site. You can use clickbank to sell your products or to sell a product off clickbank and earn a commission. With clickbank you set up an account using just your address. A check is sent out monthly for your earnings.
3. A merchant account is set up through a payment processor that enables the funds to directly deposit automatically after each sale from your website. This account is used mostly by big businesses.

How to Verify PayPal With a Prepaid Credit Card

1. Launch your Web browser and navigate to paypal.com
2. Click 'Sign Up.' Type in your contact information when prompted and click 'My Account.'
3. Select from opening a 'Personal' or 'Premier' account. With a 'Premier' account, you can set up 'Subscription' links if you sell a service and want to offer PayPal as a payment method for your subscribers.
4. Click 'Get Started' and click 'Profile.' Click 'Add or Edit Credit Card,' 'Add Card.'
5. Type your prepaid credit card information in the fields provided. Click 'Link and Confirm My Card,' 'Continue.' Paypal will charge $1.95 to your card and a four-digit code to verify it is available for use.
6. Click 'Profile,' 'Credit/Debit Cards.' Click 'Link and Confirm My Card.' Type in the four-digit Paypal code. Click 'Submit.'

How to Accept Payments at Trade Shows

1. Obtain portable merchant hardware to accept payments at trade shows. You can get this from your bank. Applying for a hardware swipe machine can be done in person or online. The account creation approval time varies, but once approved, you have funds placed into your bank account within 24 hours, usually. Transaction fees will be associated and possibly some monthly fees.
2. Use a virtual terminal merchant account to receive payments when out in the field. You will need your laptop and a secure wireless connection. Simply log-in to your merchant account and input the credit card information to accept a payment at a trade show. To learn more, you can refer to PayPal.com as an example.
3. Use your smart-phone to accept payments securely at trade shows. iPhone and some Android users benefit significantly from the applications created to help mobile entrepreneurs conduct business more effectively. For instance, smart-phone owners can swipe credit cards with the addition of small add-on accessories. These accessories are small devices that read the card information and complete the transaction on the spot. MerchantPlus.com is among the industry leaders in adapting to smart-phone users doing transactions on the go.
4. Accept payments by any cell phone at a trade show. For business owners who don't have a smart-phone such as the iPhone, you can use a simple dial-in system to accept payments. Best of all, there is nothing to set up and it is really convenient. Cell Charge is an example industry leader that caters to this market.