Saturday, July 20, 2013

How to Get Paid With Paypal, Clickbank, amp; A Merchant Account


1. Getting paid online can be done through a merchant, paypal, or clickbank account. The most popular of the three is PayPal. They are the biggest payment processor online. They are the primary payment processor for Ebay. Each type of account allows you to accept credit cards and checks online. You can get paid online by selling of your website through PayPal or Ebay. They allow you to set up a account with your bank account and credit card. With PayPal you can request for funds to be sent to your bank account after a sell.
2. Clickbank is a big affiliate site. You can use clickbank to sell your products or to sell a product off clickbank and earn a commission. With clickbank you set up an account using just your address. A check is sent out monthly for your earnings.
3. A merchant account is set up through a payment processor that enables the funds to directly deposit automatically after each sale from your website. This account is used mostly by big businesses.

How to Verify PayPal With a Prepaid Credit Card


1. Launch your Web browser and navigate to paypal.com
2. Click 'Sign Up.' Type in your contact information when prompted and click 'My Account.'
3. Select from opening a 'Personal' or 'Premier' account. With a 'Premier' account, you can set up 'Subscription' links if you sell a service and want to offer PayPal as a payment method for your subscribers.
4. Click 'Get Started' and click 'Profile.' Click 'Add or Edit Credit Card,' 'Add Card.'
5. Type your prepaid credit card information in the fields provided. Click 'Link and Confirm My Card,' 'Continue.' Paypal will charge $1.95 to your card and a four-digit code to verify it is available for use.
6. Click 'Profile,' 'Credit/Debit Cards.' Click 'Link and Confirm My Card.' Type in the four-digit Paypal code. Click 'Submit.'

How to Accept Payments at Trade Shows


1. Obtain portable merchant hardware to accept payments at trade shows. You can get this from your bank. Applying for a hardware swipe machine can be done in person or online. The account creation approval time varies, but once approved, you have funds placed into your bank account within 24 hours, usually. Transaction fees will be associated and possibly some monthly fees.
2. Use a virtual terminal merchant account to receive payments when out in the field. You will need your laptop and a secure wireless connection. Simply log-in to your merchant account and input the credit card information to accept a payment at a trade show. To learn more, you can refer to PayPal.com as an example.
3. Use your smart-phone to accept payments securely at trade shows. iPhone and some Android users benefit significantly from the applications created to help mobile entrepreneurs conduct business more effectively. For instance, smart-phone owners can swipe credit cards with the addition of small add-on accessories. These accessories are small devices that read the card information and complete the transaction on the spot. MerchantPlus.com is among the industry leaders in adapting to smart-phone users doing transactions on the go.
4. Accept payments by any cell phone at a trade show. For business owners who don't have a smart-phone such as the iPhone, you can use a simple dial-in system to accept payments. Best of all, there is nothing to set up and it is really convenient. Cell Charge is an example industry leader that caters to this market.

How to Pay a Smaller Percentage to PayPal


1. Tell people who send you money to mark their payments as "Personal." To receive money without a fee, the recipient has to specify to the sender that when they complete Paypal's "Send Money" form, the funds should be sent under the tab marked "Personal." Once they click the "Personal" tab, the sender has five options: "Gift," "Living Expense," "Payment Owed," "Cash Advance" (from a credit card) and "Other." Payments made under these options are free.
2. Ask clients making a one-time purchase to make payments under the "Personal" tab and mark them "Payment Owed." For business use, the "Payment Owed" option is limited, but still a viable option for avoiding fees, particularly if it's for a payment for a service, not tangible goods. Services are not eligible for Paypal's buyer protection coverage anyway, so a client isn't jeopardizing their payment security by paying via the "Personal" tab--they're just saving the recipient from incurring any fees.To receive funds on PayPal without these options, as of January 2010, PayPal charges between 1.9 and 2.9 percent of the transaction amount plus 30 cents per transaction. When individual clients make one-time payments owed via the "Personal" tab, this can save the recipient hundreds, even thousands of dollars over time.
3. Avoid funding your Paypal transaction with a credit or debit card. Sending money via PayPal to anyone is free unless funded by a credit card, debit card or PayPal credit card. In this scenario, PayPal charges 2.9 percent of the transaction amount to send money, plus another 30 cents per transaction. The sender must decide if he will pay the fees, or if the recipient will be responsible for them. To avoid these types of sender's fees, fully fund the money transfer with either your PayPal balance or with a funds transfer from a bank checking account.
4. Time your payments to bump your monthly sales volume into a lower fee bracket. Paypal charges merchants based on the amount of money that flows into their accounts each month. Merchants who bring in more than $3,000 in a month can apply to have the percentage PayPal charges per transaction dropped from 2.9 to 2.5 percent for the next month. If they make more than $10,000 in a month it could drop to 2.2 percent and if receipts are more than $100,000 in a month the percentage falls to 1.9 percent. The additional 30-cent fee never decreases.

Friday, July 19, 2013

How to Change an eCheque


1. Log in to your Paypal account.
2. Click 'Send' money and then enter the required information like seller's name and item number.
3. Click 'More funding options' and then click the appropriate radio button. For example, click the 'Credit card' radio button.
4. Click the 'Send' button to complete the payment.

How to Add an Authorized User to a PayPal Debit Card


1. Log in to your PayPal account at PayPal.com. Click the 'Profile' link at the top of the page.
2. Locate the 'Financial Information' section of the Profile screen and click 'PayPal Debit Card' to access the management panel for your PayPal debit card accounts. Locate the 'Card Requests' section of the Financial Information panel.
3. Click the 'Request Additional Cards' link to submit a request for a second card.
4. Enter the full name and address of the person you want the card issued to in the spaces provided. Click 'Submit' to process the request and have the additional card issued.

Thursday, July 18, 2013

How to Create a Different Name on PayPal


1. Log into your PayPal account. Go to the PayPal website and enter your email address and password. Click the Log In button to access your account.
2. Highlight the Profile menu option. Select 'Add or Edit Email.'
3. Add a new name. Click the button that says 'Add.' Enter a new email address and click 'Save.'
4. Confirm your new name. Log into your email account and look for a message from PayPal. Click on the confirmation link to verify your email account.
5. Set your new name as the primary email address. Select email and click 'Make Primary.' Enter either your full credit card or bank account number, then click 'Submit.'
6. Remove the old address. Select your old email address and click 'Remove' to delete it from your PayPal account. This is completely optional and is not a requirement for your account.