Saturday, July 13, 2013

How to Send Money From Morocco


1. Find a MoneyGram location using the MoneyGram website (see Resources) to send money. As of July 2010, there are 284 MoneyGram locations in Morocco. Take some photo IDs to the location and send your money. You will be given a reference number that you must give to the person receiving the money.
2. Check to see if your bank has an international branch in Morocco. For instance, you will find Citibank in Morocco and BMCI Bank in Morocco is affiliated with Bank of the West. If you have a bank that is affiliated with a bank in Morocco, you can just do an international money transfer by visiting the bank in Morocco. Fees for international money transfers vary.
3. Send money online with PayPal, Western Union or Moneybookers (see Resources). With these services, the money transfer is immediate, but the recipient does need to have an account for Moneybookers and PayPal. With Western Union, you can send the money for pickup at a Western Union location, to a bank account or for home delivery as a Visa prepaid card.

How to Send Packaged Food or Money to Cuba


1. Avoid shipping money or goods through Federal Express. As of April of 2010, Cuba is on FedEx's list of countries that the company refuses to ship to. Also on this list are Syria, Iran and North Korea.
2. Cross the border to ship your package or mail your check. You may be able to send mail to Cuba from either Canada or Mexico, using their postal systems or a Canadian or Mexican shipping company. If you live along the U.S. border with either of these countries, this may be an easier option for you.
3. Send money electronically to your contact in Cuba. Two services capable of this are PayPal and Western Union. There may be some charges associated with this transfer.
4. Speak with your local U.S. Post Office clerk. Currently, the USPS allows postal customers to send mail to Cuba in the form of standard letters sent via First-Class Mail International, International Priority Airmail (IPA) or International Surface Air Lift (ISAL) mailings. However, prior to mailing your check, money order or other form of currency, you will need to contact the Office of Foreign Assets Control (OFAC) in the U.S. Department of the Treasury for current regulations and to be apprised of all relevant regulations pertaining to items mailed from the U.S. to Cuba.

How to Anonymously Pay for Dating Sites


Paying Discretely
1. Create a new email account. If other people have access to your normal email account or there is a chance someone might see the contents of your inbox, they could see the transaction notifications that come with paying for the dating site. Gmail, Yahoo! and Hotmail are viable options.
2. Sign up for a PayPal account. Not all dating sites will have discrete business names that show up when the fees are charged to a person's checking account. By using PayPal for the dating site fees, the charges will not show up on personal bank statements. But keep in mind bank statements will show money was transferred to a PayPal account. To reduce the amount of emails pointing toward these transfers, use the newly created email to sign up for the account.
3. Use the new email and PayPal account when signing up for the dating site. There's no point in trying to anonymously pay for a dating site if their email updates litter a potentially unsecure email inbox.
4. Pay for several months of the dating site access at one time. It's much easier to explain transferring money to PayPal every few months to pay for using the site instead of paying monthly. Another option is to transfer enough money to PayPal to cover several months' worth of fees. The idea is to avoid monthly withdrawals from bank statements. If the same amount of money is transferred to PayPal every month, whoever sees the account statements will know some sort of service is being obtained, likely leading to uncomfortable questions.

How Can I Set Up a PayPal Account?


1. Go to PayPal and click the "Sign up" link beneath "Log In".
2. Select your country and language from the list. Then select which type of account you want. You can sign up for a Personal, Premier, Business, or Student account. Read the descriptions under each account type to decide which account best suits your needs.
3. Enter your personal information in the form. Make sure to enter an email address, your name, address, and phone number. You will also be asked to create a password. After you enter this information, read the user agreement and then click "Agree and Create Account." Your account will be created.

Friday, July 12, 2013

How to Pay for an Online Purchase With PayPal


1. Finish up your shopping by adding items to your online cart.
2. When you are finished, click on Check Out.
3. Make sure that the online store you are using accepts PayPal. There should be a PayPal symbol as an option for payment.
4. Click on the PayPal option for payment. You will be redirected to the PayPal site.
5. Log in to your PayPal account and click OK to verify the payment being made to the online store.
6. You can print out the receipt for the payment at PayPal. Click "Return to Vendor" to return to the store and finish up your order. You may need an account (most of them are free) with the online store in order to process a purchase transaction. Make sure you input the proper information in the fields for your personal information so that your purchase is sent to the right place.

How to Set Up a Personal PayPal Account


How to Set Up a Personal PayPal Account
1. Go to PayPal.com and click on sign up on the top of the page. You'll need to choose your account type here. You want to select Personal Account. Click the 'Start Now' button to begin.
2. Enter your personal information and create a password. Read the user agreement and privacy policy and then click 'I Agree, Create My Account' at the bottom of the page. This will take you to a screen where you have to enter your bank account information so that you can send and receive money.
3. Enter your bank name and type of account, checking or savings. Then enter your bank routing number. It is usually the set of numbers at the bottom of your check all the way to the left. Then enter your bank account number. This is usually the set of numbers in the middle on the bottom of your check.
4. Click submit when all of your information has been entered. PayPal will then send you an email to verify your information.
5. Open the email and click on the link they give you. This will take you to an information verification screen. You will have to enter the answers to your security questions here and verify your information. Once completed, you will see a message that says your account has been successfully completed. Congratulations. You are all set to start sending and receiving money through PayPal.

What Is a PayPal External Account?


Definition
A PayPal external account generally refers to any bank, credit union or escrow account you link to a PayPal account. It is called external because the external account is not operated primarily by PayPal.
Purpose and Advantages
It is possible to create a PayPal account and use that account without linking it to an external account. However, using an external account with your PayPal account has three major advantages. The first is that you can transfer money between your PayPal account and the external account. The second is that the external account may act as a secondary funding source, should you make a purchase via Paypal that exceeds the amount of funds in the PayPal account. You also can use the external account to pay a vendor or send money via PayPal, even if your primary PayPal account balance is zero.
Setting Up the Account
Setting up a PayPal external account takes just a few minutes, as the process has only five major steps. First, sign in to your PayPal account. Under the 'My Account' tab, click 'Profile.' Then select 'Add or Edit Bank Account.' Enter the information requested for your external account of choice. Although it doesn't take long to give PayPal the data necessary to link your PayPal and external account, PayPal may take two to three days to confirm the information you've provided. PayPal sometimes confirms the data in as little as a few minutes if you already bank online with your external account, however. During this verification period, you will not be able to use the services PayPal offers for external accounts, such as transferring money from PayPal to your bank. You can check the verification process by logging in to your PayPal account and looking for a deposit into your external account --- the deposit is just a few cents, just enough to confirm the existence of the account and check that everything works. Once you see this activity when you log in to PayPal, you'll need to confirm the external account using the value of the deposits --- this is the last step in the setup process.
Considerations
Most financial institutions have limitations on who can open a financial account. For instance, you typically must be a resident of the country where you'd like to open the account; and because of contract laws, you may have to get a joint account if you want an account as a minor. PayPal, as a financial company, follows these regulations. The user agreement specifically states that, in the United States, 'you must be at least 18 years old and a resident of the United States or one of the countries listed on the PayPal WorldWide page' to have a PayPal account. Additionally, although you can open, accept and send money from a PayPal account in many countries, due to banking regulation variances, you typically cannot open a PayPal account in one country and link it to an external account from another nation.