How to Accept Credit Cards as Contractors

1. Visit PayPal.com to set up an account if you do not already have one. Having a PayPal account means that you can accept credit cards that offers seller and buyer protection. If you already have an account with PayPal, you can send invoices via email to your customer's email address. They do not have to have an account to pay.
2. Select the 'Business' tab on the PayPal website. Then click on 'Recommendation Wizard.' Answer the question by selecting the preferred payment method. Then enter whether your salary is more or less than $100,000. Depending on your answer, PayPal will direct you to open a Virtual Terminal (if you want to accept credit cards by mail, phone or fax) or a standard or business account (if you want to accept payments by email). A virtual terminal will cost you $30 per month plus a percentage (up to 3.1% + $0.30) of each transaction. With a standard account, you will pay up to 2.9% + $0.30 on each transaction. PayPal offers additional services if you have a website.
3. Select 'Request Money' on Paypal's website to create an invoice to send to your customer via email. For the Virtual Terminal, follow the instructions for creating an invoice. Your customer then enters their credit card information (if they do not already have a PayPal account) and submits payment. Payment is sent to your account within minutes.
4. Visit GoogleCheckout.com to set up a Google Checkout account. Google charges up to 2.9% + $0.30 per transaction. Once you have set up your account, click 'Tools' then select 'Email invoices.' Fill out the invoice and email it to your customer. Once your customer pays with their credit card, the money is in your account within minutes.
5. Visit MerchantExpress.com to set up an account that allows you to physically accept credit cards via a swipe machine. Sign up for their 30-day trial or purchase a basic point-of-sale (POS) system that allows you to accept credit cards by swiping the customer's card. POS systems start at $99, plus a monthly fee for using their services.

How to Use a Visa Giftcard With PayPal

1. Activate your Visa gift card. Check the information that came with your gift card for detailed information on activating your card. Typically, the card is activated at the time of purchase, by telephone or Internet.
2. Open a web browser on your computer and go to the PayPal home-page. Enter your PayPal e-mail address and password and click the Yellow 'Log On' button.
3. Click the 'Profile' link and select the 'Credit Card' option under the 'Financial Information' subsection.
4. Click the yellow 'Add a Card' button.
5. Enter the name that appears on the Visa gift card. If no name appears on the card, leave this section blank. Select 'Visa' from the card type drop-down menu. Enter the card number, expiration date and three-digit verification code from the back of the card in the appropriate fields. If an address is associated with the Visa gift card enter that address in the 'Billing Address' subsection. Click the 'Add Card' button.
6. Make a purchase using your PayPal account as normal. When prompted to select the payment method from the PayPal purchase screen, select the Visa Gift card. PayPal will complete the transaction and deduct the prepaid funds automatically from your Visa gift card.

How Does quot;Bill Me Laterquot; Work?

Bill Me Later
Bill Me Later is a company associated with PayPal. It is a payment method available at more than 1,000 online merchants. When you want to use Bill Me Later, you simply select this option when you check out online. At that point, you must enter in the last four digits of your Social Security number and your birth date. Once you do this, you can charge the purchase on Bill Me Later and then you pay your bill at a later date.
Approval
Bill Me Later is a type of credit account, even though you do not set it up like you traditionally would a credit card. With the Bill Me Later system, your credit approval is given instantaneously when you make a purchase. The lender looks at your credit profile and then determines how big of a credit line you can have. If you have used Bill Me Later several times, you may not have enough credit to make additional purchases.
Transaction
When you select Bill Me Later at checkout, the Bill Me Later company pays the merchant for your purchase. At that point, you receive a statement in the mail from Bill Me Later about 10 to 15 days after your purchase. The statement provides you with information about how much you spent, what your interest rate is and when your payment is due. The interest rate on the account is similar to credit card interest at around 19.99 percent.
Considerations
Bill Me Later is convenient for online shoppers who do not have a credit card or need more credit to make a purchase. This service also is valuable because it offers no fraud liability for its customers. No one else can make unauthorized purchases on your account. If unauthorized activity appears on your account, you will not be held responsible for the charges. Before using this service, though, you need to determine if the high interest charges are worth the convenience.

How to Add a Shopping Cart to Weebly

1. Launch a Web browser and log in to your Weebly account.
2. Click the 'Elements' tab and then click 'Revenue.'
3. Select the product block you wish to employ to display the items you are selling and enter the required details including title, price and picture.
4. Select Google Checkout or PayPal for payment processing. If you select Google Checkout, there are additional steps required to associate your Weebly site with the service (see Resources).
5. Repeat Step 3 for each product you wish to sell. The Weebly editor allows you to easily change the display and position of listed items.
6. Click 'Publish' once you have set up the shopping cart page. Visitors will be able to click 'Add to Shopping Cart' and purchase items listed on the page using your preferred payment method.

How do I Change the Username for PayPal?

1. Log into your Paypal account. Choose the text link 'Problem with login' if you have problems or lost your password.
2. Click the 'My Account' tab chosen in the top menu. Select the 'Profile' link and then 'More Options' from the drop-down.
3. Click on the text link 'Password' under the 'Account Information' list.
4. Select the radio button next to 'Password' and click the 'Edit' button.
5. Enter your current password in the top box. Enter a new password using letters, numbers and symbols in the second box. Watch the password strength indicator to the right of the field to improve password security.
6. Confirm your new password in the third box labeled 'Re-enter Password.' Click the 'Save' button. If you make an error, the page will display a warning in yellow at the top of the page.
7. Write down or memorize your new password.
8. Log out of Paypal, then log back in with your new password. If you have problems, try your old password or contact Paypal.

How to Withdraw Money From a Pay Pal Account

1. Go to the PayPal website (see Resources).
2. Click on 'Log In' and enter your email address and password.
3. On the 'My Account' page, click on 'Withdraw.'
4. Choose from your withdraw options. For example, click on 'Withdraw funds to your bank account,' and on the next page, enter in the amount you wish to transfer and select the bank account it should go to.
5. Request a check if you do not want to do an electronic transfer. For a fee -- as of October 2010, $1.50 -- PayPal will mail you a check for the requested amount.

How to Use a PayPal Balance

1. Transfer the money to your bank account. Log into your PayPal account. Enter your user-name and password. Select the 'Profile' link located under the 'My Account' tab. Select the 'Bank Accounts' link and click the 'Add Bank' button. This will allow you to add your bank account information. Enter your bank account information and click 'Continue' to confirm your entered information. Follow the instructions provided to confirm your bank account.
2. Send money to family and friends. All you need is the recipient's email address or cell phone number. To send money, log into your PayPal account and select the 'Send Money' tab. Enter the recipient's email address or phone number and the dollar amount. Select the 'Personal' tab and click 'Continue.' Review payment information and select the 'Send Money' button.
3. Pay for eBay items. Log into your PayPal account and select the 'Send Money' tab. Choose 'Pay for eBay Items.' Enter your eBay user name and password and click 'Submit.' Any items that you have purchased on eBay awaiting payment will be listed here.
4. Request a check. You withdraw your remaining PayPal balance in the form of a check. There is a $1.50 fee charged for each check withdrawal. To request a check, log into your PayPal account. Under the 'My Accounts' tab select 'Withdraw' and 'Request a Check.' Enter the dollar amount you're requesting. Add your mailing address and select 'Continue.' Confirm the check request information and select 'Send Money.'
5. Make purchases. Many online retailers have PayPal as a payment option when you're making your purchase.