What is a PayPal Address?

Signing Up
When you sign up for an account at Paypal.com you are offered the choice of a personal, premier or business account, each with different fees and restrictions. The email address you provide when you sign up is your PayPal address.
Verification
Whether you intend to send or receive money, you will have to provide some financial information. If you intend to transfer money between your PayPal account and another account, you must verify the other account according to PayPal's procedures.
Payments
Freelancers and consultants use PayPal to receive payments for services. They provide their PayPal address to clients and the clients pay the consultants through PayPal into the designated account.
Online Purchases
Many online sellers, whether through auctions or retail sites, use PayPal to receive payments. The buyer can use a bank account, credit card debit card or some other electronic means to make the payment through PayPal and into the seller's account.
Volume
According to PayPal's website, the company handled over $47 billion in transactions in 2007 with 65 million active accounts worldwide. This covers 190 markets and 19 different currencies.

How to Send Money From PayPal to the IRS

1. Apply for a PayPal debit card. The PayPal debit card links your PayPal account balance to a MasterCard. Log in to your PayPal account; click 'Withdraw,' then click 'Use Debit Card.' Follow the instructions to apply for the card.
2. Activate the PayPal debit card. Once you receive your debit card in the mail, activate it by logging in to the PayPal website or by calling the number on the front of the card. To select a PIN, you have to activate the card online.
3. Go to OfficialPayments.com to make a payment to the IRS using your PayPal debit card. There is a 2.35 percent fee to use this service. Select the type of payment you wish to make, enter the required information and pay with your PayPal debit card. The amount will be withdrawn from your PayPal balance.

How to File a PayPal Appeal

Buyer Appeal Process
1. Log into your PayPal account and select “Contact Us” from the options along the bottom of the screen. Select “Speak to Us” to open a window that contains contact information and a Web PIN number you will need to provide the agent.
2. Call PayPal customer service at 888-221-1161. Provide the Web PIN number and bypass remaining automated options by speaking the word “agent” to initiate the call transfer or wait for the automated agent to finish and then initiate the transfer.
3. Inform the PayPal representative that you want to file an appeal. Provide your dispute Case ID number and reason for requesting an appeal. Follow instructions for submitting new supporting evidence by fax or postal mail.
Seller Appeal Process
4. Log into your PayPal account, select the “Resolution” tab at the top of the screen, then choose “Closed Cases” from the drop down menu and select the case you want to appeal and click the “Appeal” button to open a new window.
5. Enter required information in the online appeal form, which includes the reason for the appeal and a statement of supporting evidence. Submit the online form, and a PayPal representative will contact you by phone or postal mail with additional instructions.
6. Provide documentation requested by PayPal. This can include the returned merchandise or the empty box, and comply with requests to complete an affidavit or file a police report.

How to Encrypt PayPal Buttons

1. Log in to your PayPal account and click the 'Merchant Services' tab on the PayPal toolbar.
2. Click the 'Buy Now Button' or 'Add to Cart Button' (Premier and Business accounts only) to go to the screen where you create your button. The 'Buy Now Button' allows customers to purchase items one at a time, while the 'Add to Cart Button' can select multiple offerings at once.
3. Fill in the required button information, including a purchase type like 'Products' or 'Donations,' an item name and a price. You can also specify additional requirements like a shipping amount and tax rate. Use the drop-down menus, buttons and text fields to make your selections. Click the 'Create Button' at the bottom when done.
4. Make sure the 'Website' tab is selected and click the 'Protect Code' link on the right side. This action encrypts your button so that other viewers cannot see private information, such as your PayPal email address, and intercept your payment.
5. Click the 'Select Code' button to copy the button syntax, or click and drag your mouse over the code and use your browser's 'Copy' feature to do this. You can now paste this data into your web page to add the encrypted PayPal button.

How to Switch to Credit Card in PayPal

1. Log in to your PayPal account and select the 'Send Money' option located at the top of the page.
2. Enter the payment details into the form provided to tell PayPal who to send the payment to and the amount you are transferring.
3. Click the 'Next' button and scroll down to the bottom of your payment details. Click on the 'Change Payment Method' button and select 'Credit Card.' If you have a bank account attached to your PayPal account, it will be the funding method in place if not changed.
4. Click the 'Save' button and verify that all of the payment details are correct.
5. Click 'Send,' and your payment will be sent using your credit card as your funding method.

Advantages of a Premier PayPal Account

Subscriptions Enabled
If you offer a product that requires your customers to pay a monthly fee, such as access to an exclusive website, you can request that PayPal automatically send out invoices at the time interval of your choice. If you are running a business, this is a time-saving tool as it eliminates the need to send out all the invoices separately. This is beneficial if you are running your own small business, because saving time can save you money.
Debit Card Provided
When you have a Premier PayPal account, you are issued a PayPal debit card. The debit card allows you to make withdrawals from your PayPal account when you need cash. PayPal also offers a cash back reward for certain purchases made with the card. You can monitor the deposit, withdrawal and transfer of your debit card funds by logging into your regular PayPal account, making it easy to see your expenses.
Multiple Payments
According to PayPal, the Premier account allows you to send out large numbers of payments at once. To make multiple payments, you include the payee's email address, provide the payment amount, specify which currency to make the payment in, verify that you have enough money in your account, and then click 'Mass Pay' to make all the payments at once. Although there are multiple steps to setting up the account, once you have provided all the necessary information it remains in the PayPal system, ready for the next time you need to send out payments. This is also a time-saving process, whether you are managing a business or just looking for a convenient way to pay your bills.
Logging In
The PayPal Premier Account option allows you to have multiple log-ins. This means that if you are running a small business, you can grant your employees partial or total access to your PayPal account. This is useful, for example, if you employ someone to act as a financial secretary in your business. Job duties for a financial secretary include accepting payments, handling money accounts, recording receipts in a ledger book and preparing financial reports, all of which is possible with a PayPal Premier account.

How to Use PayPal in Escrow

1. Ask the other party in your transaction if he is located in the United States. To be able to use PayPal in the transaction, both the seller and the buyer must be in the United States.
2. Agree on a price no greater than $5,000 for the transaction. If the price exceeds $5,000, you usually cannot use PayPal for the transaction.
3. Buy something that must be shipped via a trackable method. PayPal cannot be used in the transaction for items that are not being shipped or that are not trackable, even if they are being shipped.
4. Click on 'PayPal' as your payment method on the transaction screen. The money is taken directly from your PayPal account and put into the escrow account for the transaction.