Saturday, June 8, 2013

PayPal Safety


Phishing
Fake e-mail is one way thieves try to get personal information.
Phishing is the art of creating a fake e-mail that resembles a legitimate message sent by a bank or other entity. If you click on a link in this type of e-mail, it can give a thief access to personal information or your PayPal password. As a rule PayPal will not send an e-mail message that asks for your full name, Social Security number, passwords, driver's license information or bank account, credit or debit card numbers. If suspicious of a PayPal e-mail message, do not click on any links.
Update Browser
If you are using an old version of your Web browser, it is a good idea to upgrade it to the newest version your computer supports. Today's Web browsers have anti-phishing features that can protect your computer from going to the malicious Web sites that false e-mails may try to send you to.
Protective Software
Your computer should have recent versions of anti-spyware, anti-virus and firewall software to block thieves and malware from getting into your computer system. Viruses can come in a variety of forms from e-mail to file downloads and these protective programs identify and delete them efficiently. These programs must be updated as often as possible, which is simple matter if you turn on their automatic-update features.
Passwords
Your PayPal password should be a strong one. You should have a different one for each account and not share them with anyone. When choosing a password, mix upper- and lower-case letters, use symbols and numbers. If possible, avoid words that are in a dictionary or are commonly known.
Prevention
Preventing problems with PayPal takes vigilance and common sense. Monitoring your account for strange activity, changing passwords often, keeping your computer protected and checking e-mails carefully will make your shopping experience a safer one.

What Is Auto


PayPal
PayPal allows money to be transferred from person-to-person or business-to-business, without the need for money orders or checks. Anyone who has an email address can send or receive online payments securely. The payments will need to be funded by a credit card or bank account, and a user can also maintain a cash balance in a PayPal account. PayPal does not charge users to join the service, but it imposes fees when users receive money into their PayPal account from others. For example, a person buys an item on eBay and pays the seller via PayPal. PayPal will take a small percentage of the proceeds from the sale before depositing the funds in the seller's account.
Auto Sweep
PayPal offers an auto sweep function to users who have qualified for a premier or business account. The basic personal accounts are not eligible for auto sweep. Once enabled, this feature performs periodic automatic transfers of any money in the PayPal account to a checking account designated by the account holder. Users who do a high volume of transactions will not need to log into their PayPal account and manually transfer funds. Additionally, PayPal may freeze a user's account if a buyer disputes a purchase, and the auto sweep feature makes sure a minimum of funds are tied up in a frozen account.
Starting Auto Sweep
The auto sweep feature is not disclosed on the website, and the only way to enable the feature is to call PayPal and request it. Users may log into their account and click on the 'Contact Us' link. Then select 'Call Us' and ask the PayPal representative to enable auto sweep on the account. If the account is eligible, the representative will enable the feature.
Disabling Auto Sweep
Once the auto sweep feature is enabled, users can disable it from the 'Edit Profile' screen. PayPal may temporarily disable the auto sweep feature if an electronic transfer is initiated from your bank account into the PayPal account (to prevent the money from immediately being 'swept' back to the bank account). Additionally, the auto sweep will be cancelled for a specific day if another money transfer is pending, and the transfer will be reversed to prevent a negative PayPal account balance.

Friday, June 7, 2013

How to Apply for a PayPal Donation Account


1. Sign up for PayPal as a premier or business account if you don't already have one. These accounts can have donate buttons; individual accounts cannot. Premier accounts serve individuals who sell online, such as eBay or Etsy merchants. Business accounts work for businesses.
2. Enter your personal information for a Premier account, including address, phone number, date of birth and name. Choose a username and password to finish creating a PayPal Premier account.For a business account, provide business name and address, the business owner's name and address, customer service information and select the reason you need a PayPal account (such as email payments or payments for eBay transactions).
3. Sign into your newly created (or existing) Premier or Business account to create your donate button.
4. Navigate to the Donation Buttons page in PayPal (see Resources). This page allows you to create a donation button for your website (the only way to accept PayPal donations). Click on the 'Create your button now' link to begin creating the donation button.
5. Customize your button with smaller text, a different language (English is the default) or by omitting the types of credit cards you accept. You don't need to customize your button; the standard button is in English and displays credit card logos. Choose whether you want donors to enter their own donation amount or to have a preset donation amount (which you can set, for example, $10).
6. Click the Create Button link to finish creating your button in PayPal. This takes you to a page where you can receive the code for your button and instructions for pasting the donation button code into your website template.
7. Paste the donation button code into your website following the instructions.

How to Donate Through PayPal With an Email Address


1. Log in to your PayPal account. If you do not have a PayPal account, click 'Sign Up' and enter your personal information to create an account. A bank account is required to set up your account. PayPal sends a small deposit to your bank account to verify your identity. Set up the bank account from which you are making your donation.
2. Click the 'Send Money' tab in the top menu bar. Enter the email address in the 'To:' field, then enter the amount and currency type.
3. Click the 'Personal' tab located underneath the 'Amount' field. Choose 'Gift' or 'Other' when making your donation. Once your transaction is complete, you will receive an email confirmation of your donation.

How to Transfer in PayPal


Transferring Money to and From Your Bank Account
1. Log in to your PayPal account. Link your bank account to your PayPal account if you haven't already done so. Click 'Add or Edit a Bank Account' under 'Profile.' Follow the on-screen instructions to link your bank account. You need your bank's routing number and your bank account number.
2. Move your mouse over 'Withdraw' on your account homepage. Click 'Transfer to Bank Account.' Select the bank you wish to transfer the funds to, if you have multiple bank accounts.
3. Enter the amount you wish to transfer in the provided text box. Click 'Continue.' Review your information, which includes the transfer amount and your selected bank. Click 'Submit.' Your funds arrive in your bank account within three to four business days.
4. Mouse over 'Add Funds' and click 'Add Funds From Bank Account' to transfer money from your bank account to your PayPal account. Follow Step three to transfer your money.
Withdrawing Money Via Check
5. Sign into your PayPal account. Click 'Withdraw' and select 'Request a Check.'
6. Enter the amount you wish to withdraw. Choose an address from the dropdown box if you have more than one address. Click 'Add an Address' if you want to add an address. Click 'Continue.'
7. Look over your information and make sure the amount you want to withdraw and your address are correct. Click 'Submit.' You receive your check within one to two weeks.
Transferring Money to Another PayPal User
8. Sign into your PayPal account and click the 'Send Money' tab. Enter the person's PayPal email address or mobile phone number that's attached to the person's PayPal account.
9. Type in the amount you wish to send and the currency you wish to send it as. Choose why you're sending the money, such as for goods or services or as a gift.
10. Click 'Continue.' Review the amount you're sending and verify that you're sending it to the correct person. Click 'Submit.'

How to Send Money to Thailand


1. Transfer money between banks. If you're sending money to a person with a Thai bank account, you can transfer money from your bank account in the U.S. to his in Thailand. This method is best for infrequent transfers, since it costs between $25 and $50 per transfer depending on the country in which you live and the bank you use.
2. Get a debit card with the Plus or Cirrus logo. Since Plus and Cirrus are part of an international ATM network, as long as a person in Thailand has an ATM card, she can withdraw cash from your account. Transferring money this way is inconvenient if you need to send funds for an emergency since you would have to mail a card to the person before she could withdraw cash.
3. Open a bank account in Thailand. Having a Thai bank account is very convenient for you if you spend a lot of time in Thailand, own property there or have a work visa. Anyone who's a signatory on the account can write checks against the account and withdraw money.
4. Use an online payment center like PayPal or Revolution Money Exchange. All it takes is a few mouse clicks to transfer money anywhere in the world, including Thailand. Once you transfer money to someone's PayPal account, that person can then pay for products and services online, request a check from PayPal or transfer money to a bank account.
5. Wire money to Thailand via Western Union or another money-wiring service. The money will be available in Thailand within seconds.

How to Set Up a PayPal Payment in a Variable Amount


1. Log in to PayPal.
2. Select the 'Merchant Services' tab.
3. Click 'Buy Now' under 'Create Buttons.'
4. Enter the product name in the 'Item name' field.
5. Place a check mark for 'Add drop-down menu with price/option.'
6. Fill out the 'Option Name' and 'Price' fields with the choices for payment amounts for your product. Click 'Done.'
7. Fill out the 'Shipping' and 'Tax rate' fields.
8. Click 'Create Button.'
9. Copy the code provided and paste it on the payment page of your website.