How to Reduce Paypal Fees

1. Ask for payments in bulk. Most people already have a Paypal account, so this article will start with that existing account. If you receive payment every week from someone, request money every two weeks or once a month. Not only does Paypal get a one-time fee for every transaction, they also get a percentage of your received money. This gets rid of some of the one time fees.
2. Request money to be directly deposited by electronic transfer to your bank account. There are certain methods to withdraw money that cost nothing. There are others that come with a fee. For example, asking for a paper check comes with a fee. Electronic transfers have no Paypal fees.
3. Apply for a Paypal debit card to receive instant cash for no fee. Electronic transfers are great, but the money does take about three days to arrive in your account. If you want money immediately, without the fees, get a Paypal debit card.
4. Set up a new account without upgrading to a business or premier account. If you still can't stand the receiving money fees, set up a brand new Paypal account. This time, don't upgrade to a premiere. Although it states that your withdrawal limit is $500.00 per month, you can contact customer support and have that limit removed.
5. Use your personal account to receive money, and your premier account for sending money. If you still want to use your old account, use it to only send money to others. Your new personal account can receive money for you with no fees.

How to Send a Payment Through PayPal Using a Bank Account

1. Log in to your PayPal account. A menu will appear across the top of the browser window, with two rows. On the second row is a link called 'Profile.' Hold your mouse cursor over the 'Profile' entry until the menu appears.
2. Select 'Add or Edit Bank Account' from the menu that appears, and click the link. This will take you to a new screen. At the bottom of the screen will be a button that says 'Add Bank.'
3. Click the 'Add Bank' button. The screen will update. Select whether you want to link a savings or checking account to your PayPal account, then enter the routing number, which is a 9 digit number on the lower left hand corner of your checks, and the account number. Although your routing number will be the same for your savings and checking accounts, the account numbers will probably be different. Talk to your bank for specific account information.
4. Click the 'Continue' button. You will be asked to make a confirmation on a new bank account. PayPal will make two deposits to your account over a span of two to five business days, and you'll be asked to confirm the amounts. Once the account is confirmed, it is linked to the PayPal account.
5. Transfer funds from your bank account to the PayPal account by going to the 'Add Funds' link, and selecting 'Transfer From Bank Account.' This will allow you to transfer money from your bank account to PayPal by Electronic Funds Transfer. Select your bank account from the drop-down list, and enter the dollar amount to be transferred in, then click 'Continue.' You will be asked to confirm the transaction on the next screen, and will get an email notification stating the amount and the time of the transaction. A similar procedure can be done to transfer funds from your PayPal account to your bank balance, by using the 'Withdraw Funds' link.
6. Click on the 'Send Funds' link at the top of the browser window to send funds to someone with a PayPal account, after the funds have been transferred from your bank account.

How to Make Money on Skype

1. Sign Up for a Skype account. This very easy and straight forward. Just follow directions
2. Sign up for a PayPal account. This is the most effective and efficient way to get money from countries around the world in a matter of moments.
3. Play around with Skype for awhile. Check out the forums and see what people are doing.
4. Decide on your services. Some people teach English, run teleclasses, or give coaching using Skype.
5. Apply to become a Prime Advisor. Generally people seem to be charging around $1 per minute which is excellent pay. Others charge per call. Do what you think is most effective. Please note that you will only receive 70% percent of whatever you charge. For example, if you charge $1 per minute and have a call one minute long, you will receive $.70 cents.
6. Offer services on your website that can be accomplished using Skype. If it is life coaching or a course, then you want to set it up for the party to make payments through your preferred method. You get your money instantly and without a fee from Skype.
7. Market your services as you normally would.

How to Withdraw Funds From PayPal Account

1. Logon to PayPal with your email address and password. You'll enter this information in the Member Log section that's in the upper left hand corner of the page.
2. Click on the blue tab near the top of the page that says 'Withdraw' and it will take you to a new page with several options to withdraw funds from your PayPal account.
3. Review your options and select the method you'd like to use. Pay attention to any costs and processing times, which you'll find listed on the PayPal website.
4. Select the method and click on the one you want to use.
5. Enter the amount you wish to withdraw from your PayPal account and where you want the funds. Some options are a check to you or a transfer of funds to your bank account. Click 'Continue' after you enter the dollar amount.
6. Confirm the PayPal transaction to withdraw funds. This completes your transaction.

How to Transfer Funds From Paypal to a Bank Account

1. To complete the transfer of funds you will need to have a confirmed bank account set up with paypal. Check my resources below if you need information on setting up and confirming your bank account with paypal. If you already have done this, continue to the next step.
2. Log in to your paypal account and click on the My Account tab. Below the tab a sub menu will appear, mouse over the link that says "Withdraw". A drop down menu will appear, select "Transfer to Bank Account".
3. You will be taken to a new page "Withdraw Funds By Electronic Transfer". On this page you will enter the amount you would like transferred and the bank account you would like the funds transferred to. After you have filled out this page click on the "continue" button.
4. You are now at the confirmation page. Here you will review the details of your transfer. Once you have decided that all the information is correct, hit the submit button to complete the transaction. Your funds will arrive in your bank account within 3-5 days.

How to Avoid PayPal on eBay

1. Log on to your eBay account and select an item you want to bid on. Scroll down to the bottom of the auction listing, where different payment methods are listed. Although PayPal is typically listed as the preferred method of payment, most (if not all) users accept certified check.
2. If you win the auction or select to pay the purchase asking price, email the seller and state that you are sending a certified check.
3. Go to your local bank or credit union and ask for a certified check. There is typically a processing fee of a few dollars for this check. The check is printed from money in your account and you are given a receipt for the check. However, unlike checks you write from a checking account, the money is already withdrawn from your account, so losing the check means you are out the value of the check (printing another one forces you to withdraw additional funds from your account).
4. Mail the certified check to the seller. You may want to send it certified mail, forcing the recipient to sign upon receipt. This gives you a paper trail and knowledge of the individual receiving your payment.
5. Wait for the seller to receive your check payment. The seller will mail your product after receiving your check.

How to Pay a PayPal Invoice

1. Open your computer's Internet browser and log in to your email account.
2. Open the email message that contains the PayPal invoice you wish to pay.
3. Click on the 'Pay Now' button located on the bottom of the invoice. Your Internet browser will then open a secure web page that contains the same invoice information, within the PayPal website.
4. Confirm the information contained in the invoice is correct and click on the 'Continue' button.
5. Choose your preferred payment method from the options listed on the web page and enter the pertinent information with regard to your debit/credit card or PayPal account. Follow the directions on the web page to submit your payment and check your email for a receipt confirmation of your order.