About PayPal Credit Cards

Function
A PayPal credit card is a MasterCard issued through GE Money Bank and works just like a regular credit card. It has an APR, PIN and can be used wherever MasterCard is accepted. Balances from other credit cards can be transferred to the PayPal card by calling 1-866-300-6432.
Time Frame
The application process takes just a few minutes to complete online and the application is accepted or denied within 30 seconds. If the applicant is approved, they can begin shopping with a temporary card immediately. 7 to 10 business days later, a permanent card will be sent to the applicant.
Benefits
A PayPal MasterCard has no annual fees. Purchases with the card earns points that can be used to buy future purchases. Another benefit is that there is zero liability to the cardholder when the card is used for unauthorized purchases.
rewards and MasterCard Platinum benefits.
PayPal credit users are also be given special offers and discounts that are available only to card users.
Warning
The PayPal MasterCard is not available to applicants outside the United States. It is also not available for PayPal users that already have a line of credit through PayPal, such as PayPal Buyer's Credit. You also must be a PayPal member to be eligible for a credit card.
Considerations
PayPal MasterCard card activity can be viewed by accessing your regular PayPal account, making it easier to keep track of purchases. This information can be accessed by clicking on the 'See Credit Activity' link on your account page.

How Safe Is PayPal?

Description
PayPal is an Internet transaction system that enables individuals and businesses to send and receive payments in exchange for goods and services.
Privacy
PayPal minimizes identity theft by ensuring that your financial information is known only to their site and is never revealed to the recipient of the payment. Neither is account information ever revealed to the sender.
Monitoring
The company uses over 2,000 specialists to monitor transactions 24 hours a day. These employees include former law-enforcement officials who contact you if any fraud is suspected.
Disputes
PayPal resolves any disputes to ensure that you receive physical goods you paid for, and that it is as described by the seller. They confirm every transaction with email, and guarantee 100-percent protection on unauthorized payments.
Seller
The company also protects sellers by encrypting financial transactions, verifying the credit cards and identities of buyers, and partnering with government law enforcement to detect and combat fraud.

How to Fund your PayPal account

1. You need your checking account to fund your merchant account with pay pal.
2. Savings account in your bank can also use to fund your account.
3. Online banking makes it easy to just transfer your cash or money in any account you have on the Internet.
4. You can also deposit your online income directly to your Pay Pal account like if you write online and get paid directly to your account.

How to Transfer PayPal to Moneybookers

1. Withdraw funds from your PayPal to your bank. Log on to your PayPal account and select 'Withdraw' from the top options. Select the amount to withdraw and wait for the funds to be delivered to your bank.
2. Transfer the funds from the bank linked to your PayPal account to the bank linked to your Moneybookers account. If both PayPal and Moneybookers accounts are linked to the same bank account, you may skip this step.
3. Transfer funds from the bank account to your Moneybookers account. Log on to your Moneybookers account and select 'Upload funds.' Choose 'Bank transfer' as the method of payment. Moneybookers will generate the details at which the funds are to be delivered from your bank account, which includes the bank name and account number of Moneybookers. Instruct your bank to transfer the funds to Moneybookers and ensure your Moneybookers customer ID is given in the top reference field of the transaction. The customer ID is available at the homepage of your Moneybookers account after logging in. The funds will be delivered to your MB account within a few days.

How to Create a PayPal

1. Create PayPal labels on the eBay website. Access your eBay account. Click the Print Shipping Label button below the “Items I’ve Sold” list. Log in to PayPal at the prompt that appears. Click the “Ship” button under the “Action” column to the right of the name of the product being sent. Choose a carrier (like UPS or DHL) and click “Continue.” Fill out the “Shipment Information” form, choosing an international plan from the mail-carrier service chosen. Provide customs information (for example, Canada Post asks for the reason of export). Have the item present while filling out the eBay form. The form will ask for the item's weight, size and description and the country where it was made. On the next screen, review the information provided and click “Pay and Continue.” Print and sign the label, then place it on the item package. Send it off at a shipping location of the chosen mail carrier; the label will be accepted at any genuine office of the mail carrier.
2. Create labels directly with PayPal. Sign in to a PayPal account and open the History page from the History tab. Choose a mail carrier, then fill out the shipment information. Buy, print and attach the label. Ship it off with the chosen mail carrier.
3. Create labels with PayPal-accepted mail carriers. In the U..S, these include USPS, UPS, DHL, and FedEx. For example, use the United States Postal Service Click’n’Ship label service. Go to the “Print Shipping Services” page. Register for the free Click’n’Ship software, choosing either a personal or business account. Return to the Print Shipping Services page and choose a country for the mail’s destination, then click the “Go” button. Fill out the address and package information. Choose a mailing service based on the needed speed of delivery. Fill out the Customs Declaration. Describe the contents as specifically as possible. Review the label information, then buy the label, print and attach it to the package. Ship it off at a USPS Postal Office.

How to Use PayPal with DeviantART

1. Browse the deviantART site. Locate a piece or pieces of art that you want to purchase.
2. Look at the art listing to see whether the artist's e-mail is listed. If it is not, send a message to the artist and let her know that you require her e-mail address for a Paypal purchase. You might want to do this in all cases, on the off chance that the e-mail address listed by the artist is not the e-mail address associated with her Paypal account.
3. Sign in to your Paypal account. Click on the tab that says 'Send Money.' Fill out the form with the e-mail address of the artist and the agreed-upon price. Choose the type of currency from the drop-down menu.
4. Make sure the 'Goods' radio button is selected. Click the 'Continue' button. Do not hit the 'Send Money' button on the next page.
5. Scroll down to the bottom of the page. Fill out the 'Email to recipient' box; be sure to include your deviantART user name and the name, number or description of the piece you are purchasing. Click the 'Send Money' button at the very bottom, and you are finished.

How to Determine PayPal Fees

1. Log into your PayPal account and click on the link that says 'History.'
2. Scroll down the page to see each of your account transactions. Scroll to the right to view the fee for each transaction and the actual amount that gets deposited after the fee is deducted. You want to be sure you are recording these fees for tax purposes at the end of the year. PayPal fees are an operating expense.
3. Monitor other fees that you pay to PayPal through the history section of your account. If you take money out of your PayPal account through an ATM service you are charged PayPal fees as well as the fee that you pay to the bank that owns the ATM. If you request PayPal send you checks to withdraw money from the account you are being assessed a fee for that as well.
4. Sign up for the Seller's Report at eBay auctions if your customers are paying you for goods sold on eBay. The Seller's Report is a free service offered by eBay that will track and total your eBay and PayPal fees for each month that you do business.
5. Keep your own records of your PayPal fees and what they add up to each month if you sell on your own website or a site other than eBay.