Tuesday, May 14, 2013
Ways to Earn Money Online With PayPal
PayPal Payment Links
One of the most basic ways to earn money with PayPal is to generate payment links and send them directly to people who want to purchase your products or services. Use the 'Merchant Services' link on your PayPal dashboard to generate buttons and links for this purpose. Post your links, along with a description of the item, in an email or on your website. When the customer clicks the PayPal link she can enter her credit card or bank account information and send the money instantly. You can also send a client a full, professional invoice using PayPal for services completed.
eBay Account
The auction website eBay owns PayPal, and as a result is closely associated with the payment service. You can make money online with PayPal by creating an eBay account and selling items on eBay. Gather items of value that you want to sell. List individual items or create a seller store displaying the goods. When customers pay for items you're selling you'll receive payment electronically via PayPal.
Merchant Referral Bonus Program
When you become a PayPal member you can sign up for the referral program. The service provides you with a PayPal link and logo associated with your account that you can send to friends and family or just post on your website for visitors to access. When the visitor signs up for a PayPal account using your referral link you may receive payments deposited to your PayPal funds based on his use of the service.
Monday, May 13, 2013
How to Get PayPal Verified Without a Credit Card
1. Create a new account with Paypal using your personal contact information. Agree to the terms and conditions to create your account.
2. Add a bank account to your list of accounts. Enter the account number and routing number to begin the verification process. Once the account is verified, you may begin using your PayPal account.
3. Select the option to verify your account immediately or within several business days. To verify your account immediately, you must have access to online banking. Log in with your online banking username and password when prompted. If your login information is correct, your PayPal account activates. Alternatively, verifying your account within several business days means waiting for PayPal to make a small deposit into your bank account and confirming the amount.
4. Save your bank account settings. Each time you make a purchase the money will come from this account. To deposit money into Paypal, you must transfer the money electronically, which may take up to three business days.
How to Sell Ebooks with PayPal
1. Set up a PayPal account. It is essential to have an account with PayPal before you can use the service for payment processing. This may take a few days, so start before you need it.
2. Write an ebook. Have your ebook ready to upload. Upload your ebook to a website. You can usually do this from the File Manager. Click 'upload' and the browse screen will show. Find the ebook on your computer through the browse screen and click on it. Wait for it to upload. You should get a message that it has successfully uploaded.
3. Create a sales page on the website, and a download page. Create a link from the download page to the ebook file. Your link will look similar to this with the greater than and less than marks in place of the parenthesis. (a href=http://www.yoursite.com/e-book/) Click here for ebook(/a) Test to be sure the link works.
4. Log in to your PayPal account. Click on the 'Merchant Services' tab at the top of the page. Click on 'Buy Now' under 'Create Buttons' tab. Complete the item name and ID, the price and tax. Customize the button if you choose and go to the next page to let PayPal track inventory or to add any custom features you want.
5. Complete the form with the URL of your website download page. Once the form is completed, there is html code to copy and paste into your selling page.
6. Copy and paste the html code from PayPal into the selling page on your website. Test the process to be sure that it works to your satisfaction. A purchaser should read the sales page and click the 'Buy Now' button. This takes her to the PayPal information to check out. Once she checks out, the next page is the download page that you linked to the PayPal information. The download page will have the information to download the ebook to her computer, and tell her 'thank you' for the purchase.
How Does eBay Conduct Transactions?
PayPal
PayPal is the safest and most secure way to conduct transactions on eBay. Because eBay owns PayPal, the service is fully integrated into their site. A PayPal account connects to a user's bank account to send funds to eBay sellers for purchased items. Sellers on eBay will receive the money in his PayPal account and can then transfer the money to his own bank account, where it will be available in about 3 to 5 business days. Also, PayPal offers a debit card that allows users to immediately access their funds.
Other Payment Methods
Users who do not have a PayPal account can also conduct transactions with a seller that accepts PayPal payments by using a credit or debit card. This is convenient for users who want to purchase items, but do not want to go through the extra step of registering a PayPal account. However, it is worth noting that the transaction will show up as a payment to PayPal on a bank statement. Some sellers will also accept check or money order as payment for an eBay auction. However, this choice is up to the seller and many prefer to accept payments through PayPal only.
Information Collection
Before you are able to bid on items from eBay sellers, you must provide personal information and create an eBay profile. None of this information will be shared with third parties for marketing purposes. Information that may be collected includes your e-mail address, physical address, phone number, financial information, computer sign-on data and supplemental information from third parties. However, the supplemental information is only required if you should ever incur a debt to eBay for seller fees, where a credit check may be necessary.
Sharing of Information
Though eBay will not share your information for marketing purposes, personal information may be disclosed for legal purposes, policy enforcement or as a response to any claims or disputes. This means that your information may be shared internally to resolve problems or prevent fraudulent purchases and might be provided to government officials or third parties that are investigating fraud. Also, users agree to allow eBay to provide this information to any future companies that may merge with the company.
Security
The information users provide to eBay is stored on a secure server located in the United States. Data is protected from unauthorized access and disclosure by utilizing a variety of different security precautions, including digital encryption, passwords and physical security. However, because some third parties may find a way to unlawfully gain access to personal information, eBay does not guarantee that your information will always stay secure.
Sunday, May 12, 2013
How Does PayPal Work for a Business?
What is PayPal?
PayPal is an online transaction processor. PayPal collects money from purchasers and distributes it to sellers. PayPal also will accept donations from contributors on behalf of a business, transfer money from person-to-person and issue payment from businesses to, for example, freelance contractors.
PayPal Services That Are Especially Helpful For Businesses
PayPal has many services that are especially helpful for small and large businesses. PayPal will allow you to accept credit cards on your websites. Businesses can also accept credit cards by phone by employing PayPal's virtual terminal. Businesses can also email invoices for services rendered to customers that feature a 'Pay Now' button, allowing customers to pay online.
How To Open a PayPal Business Account
You can go to PayPal.com and open up a business account. You will be required to enter in your business name, address, average transaction price, average monthly volume and customer service information such as your customer service email and phone number. PayPal will also need to verify your business banking account so that money secured on your business's behalf may be deposited.
Transaction Disputes & Security
PayPal can act as a middle-man between buyers and your business if any dispute arises. PayPal will inform you of the dispute from the buyer and give you an opportunity to refund the buyer's money or work out a solution with the buyer. PayPal is also a trusted payment processor. A buyer's credit card information is never shared with the seller. Therefore, many buyers are comfortable buying from websites that have PayPal as their payment solution. This can in effect increase your business sales.
Withdrawing Money From PayPal
It is easy for businesses to withdraw money from PayPal. PayPal will issue a check and send it to your business for a $1.50 fee, transfer money to your bank account usually within three to four business days for free, or you can withdraw funds using the PayPal debit card. (There may be fees charged from the ATM machine.)
How to Use Paypal to Send Money
1. Go to the Paypal site.
2. Sign up for an account. If you are using Paypal to send or receive money, there are no fees. In addition, Paypal pays dividends on the money you have in your account.
3. Add a credit card if you are going to make purchases with your Paypal account. This way if you don't have enough money in your Paypal account for a purchase you can always use your credit card. Paypal will bill your account. You can also send money this way.
4. Put in your bank account information. Letting Paypal have your bank information allows you to pay or send money using your checking or savings account, if you don't have enough money in your Paypal account. Alternatively, if the merchant only accepts Paypal then you can transfer funds to your Paypal account and then pay through this.
5. Use PayPal to send money to your family and friends. PayPal makes your life easier. You have 100% protection against unauthorized payments sent from your account. On top of this, they pay you interest on the money that you have in your account.
How to Stop Recurring Charges on PayPal
1. Log in to your PayPal account and click the 'Profile' link, located on the menu bar near the top of the website's homepage.
2. Click 'My Preapproved Payments' in the 'Financial Information' column.
3. Locate the merchant for whom you want to stop payment from the list of merchants, and click 'View Agreement' next to the merchant's name.
4. Click 'Cancel' or 'Cancel automatic billing.' Confirm the cancel and follow any other instructions associated with canceling payment with that particular merchant.
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