Sunday, May 12, 2013

How to Send a PayPal Money Request


1. Open your Internet browser and navigate to PayPal's website.
2. Sign in to PayPal using your personal email address and unique password.
3. On the main page, click the third tab, labeled 'Request Money.' This will transfer you to a new page.
4. In the box under 'Recipients email address' type the email address of where you want your PayPal money request to go.
5. In the amount box, type the amount your request is for.
6. Click the open circle next to whatever your money request is for. If you have performed a service for the person you are sending the PayPal money request to, select 'Services.' Click 'Continue.'
7. Enter a message to be submitted with your PayPal money request. Type your message if you wish to. Then click 'Request Money.'

Saturday, May 11, 2013

How to Accept Credit, Debit and PayPal Payments Online


Establish Criteria for a Credit Card Processing Service
1. Be certain that your merchant credit card gateway accepts all major credit cards, including Mastercard, Visa, American Express and Discover.
2. Make sure all accounts that you establish for accepting payments integrate seamlessly with your Shopping Cart service and your accounting program. Some payment gateways, including PayPal, offer free shopping cart functionality.
3. Insist on a service that is transparent and fast. Fast for your customers, so that they can get quick approval for their transactions with you. Fast for you, so that you can view balances and transactions at any time and move money into your checking account without delay.
Establish Accounts to Accept Payments Online
4. Visit PayPal's 'Choose Account Type' page and sign up for a PayPal Business Account (see Resources below). If you are located in the United States, intend to be an active seller and want to accept credit cards as well as PayPal payments, select website 'Payments Standard,' which charges nothing to open an account, withdraw funds, add funds or send funds. There are no monthly fees. Fees are charged as a percentage of each credit card or PayPal transaction and are generally lower than those available through bank based merchant accounts.
5. Review PayPal's terms for credit card processing to see if it meets your business needs. Since PayPal began providing credit and debit card merchant account processing other vendors for such services have ceased operations. PayPal will allow you to accept payment via Visa, Mastercard, American Express and Discover credit or debit cards, either on PayPal's site or on your own website, at rates that compare favorably with competitors.
6. Shop for alternatives to PayPal among other vendors such as Charge.com, Cardservice International, SecureNetShop and ProPay.

How to Change a Reason for Claim in PayPal


1. Log in to your PayPal account.
2. Click the 'Resolution Center' link in the top navigation menu.
3. Click the 'View Open Cases' link.
4. Click 'View' next to the claim that needs to be modified.
5. Click 'Change your reason for this claim' if the case has been escalated. Click 'Change your reason for this dispute' if the claim has not been escalated.
6. Click the claim reason field. Select the new reason from the drop-down list.
7. Click 'Continue' to save the changes.

How to Require Shipping Address on PayPal


1. Log in to your PayPal account at http://www.paypal.com
2. Click on the 'Merchant Services' tab, and then click on 'Buy Now Button' under 'Tools for Existing Merchants.'
3. Complete Steps 1 and 2 on the 'Create a PayPal Payment Button' page.
4. In 'Step 3: Customize Advanced Features' Select 'Yes' to answer the question, 'Do you need your customer's shipping address?'. This selection will prompt your customers to enter their shipping address during the payment process.
5. Click 'Create Button' at the bottom of the page.

Friday, May 10, 2013

How to Buy Stocks Online With PayPal


About PayPal
PayPal is a popular online payment service owned by eBay.com that operates much like an online bank. You can add funds, accept payments from online customers and make online payments securely and easily using PayPal's various features.
PayPal as a Bank
Go to your online trading account and add your PayPal account as a checking account. Once it has been verified, you will be able to transfer funds back and forth with relative ease.
PayPal Debit Card
PayPal offers a MasterCard debit card to account holders in good standing. This card functions exactly as any other debit card. You can use it to deposit funds into your online trading account to buy stocks with.

How to Spot a Paypal Scam


1. Avoid clicking links in email messages to go to a financial Web site like PayPal. If you get an email asking you to do something on the site, navigate to the site directly by typing the URL into your browser and see if you can find information about the request there. A link in an email might divert you to a different site designed to look like the real thing.
2. Be aware of suspicious-looking email in your inbox. Signs include messages directed to the wrong email address or an email sent to an address that isn't your primary account.
3. Review the greeting within the email. If the email does not identify you by name, you might be dealing with a scam message sent in bulk to many people. A true email from PayPal and other financial institutions will typically have your first and last name included in the message.
4. Check to see that all of the links indicate a secure session by confirming that the URLs begin with "https://."
5. Messages that tell you that there is an immediate need to take action to restore account access are almost always part of a scam.
6. Keep an eye out for seemingly odd requests. Legitimate email from PayPal won't require you to provide personal or financial information through email, including Social Security numbers, account passwords, email addresses, credit card numbers, driver's licenses, bank account numbers or your full name. Never, ever, reply to an email with personal information.
7. Get used to looking for obvious signs of scam emails. You should never see obvious typos in an email from your bank, for example; paying attention to things like poor grammar, misspellings, odd-looking email layouts, and different logos might save you from being scammed.

Why Is My PayPal Payment Pending?


Pending Payments
Some forms of payment cannot be processed instantly when sent from a PayPal account. Payment options such as PayPal eChecks require some or all of the payment amount to be transferred from a checking account or other bank account before the payment can be completed. The transfers required for these payments generally take up to five days to complete, leaving the payment processing until the transfer is complete. Once the transfer is finished, the payment is processed normally.
Transactions Pending Acceptance
When money is sent to an individual who does not have a PayPal account, the transaction is listed as pending until the individual signs up with PayPal and claims the payment. Other situations, such as purchases that require the recipient to manually accept the order, will also list the sent payment as pending until it is accepted. Pending transactions that are not accepted within 30 days of being sent are automatically canceled and will need to be sent again if the payment is still required.
Pending Refunds
If a seller or other individual needs to issue a refund on payments that have been sent previously, the refund transaction may appear as pending when it is first processed. Refunds of previous transactions list themselves as pending if the individual issuing the refund does not have the full refund amount in her PayPal account; the remainder of the refund amount is transferred from a linked bank account. The refund transaction remains pending until the bank transfer completes, a process that can take up to five business days.
Canceling Pending Payments
Pending payments can be canceled by the sender if he no longer wishes to make the payment or wants to attempt to send a different payment type. Payments are canceled by logging into your PayPal account, locating the pending payment in the PayPal transaction history and clicking the 'Cancel' option under the payment's status field. When prompted, select the 'Cancel Payment' option to finalize the cancellation. Transactions cannot be canceled once the payment is complete; a refund must be requested to undo a completed payment.