Tuesday, April 23, 2013
How to Collect Money After Shipping From eBay on PayPal
1. Send money to others. If you sold a childhood toy on eBay and want to split the proceeds with your sister, you can do that by sending her half of the money through PayPal. Use the 'Send Money' tab to start the process after logging into your PayPal account. You'll need to have the recipient's email address or phone number. The company does not charge a fee for money sent to family members or friends if the funds come from your cash balance.
2. Make a purchase. In addition to using PayPal to get paid, you can also use your account's cash balance to make purchases on eBay and numerous other online retailers. The PayPal Shopping website can point you toward more than 450 stores that accept PayPal.
3. Ask PayPal to send you a check for money deposited into your account. Go to the 'Withdraw' link after logging into your account, then select 'Request a check.' Note that a fee of $1.50 applies to each check that you request. PayPal states that you should expect the check to arrive within two weeks.
4. Transfer money to your bank account. To connect your PayPal account to your bank account, go to the 'Profile' link in PayPal, then select 'Add or Edit Bank Account.' You'll need to have your bank's routing number and your account number available. It may take PayPal a few days to verify your account information. PayPal does not charge a fee to send money to your bank account; make sure your bank does not impose any fees on your account to receive the money. PayPal notes the transfer can take up to four business days, depending on your bank's policies.
Can a PayPal Account Be Linked to More Than One eBay Account?
Linking Accounts
Linking accounts is done on the eBay website in the 'My eBay' user account section. On the 'Account' tab of the 'My eBay' page, users can click the 'PayPal Account' link to access their PayPal information. If no PayPal account is linked to the eBay account, clicking the 'Link My PayPal Account' button allows the user to log in to his PayPal account. Once login is complete he simply has to verify that he wants to link the accounts to complete the link.
Multiple eBay Accounts
eBay guidelines allow users to have multiple eBay accounts so long as the accounts aren't used to violate eBay rules. This allows sellers who have an eBay store to have a personal account as well, and lets eBay users who wish to use different accounts for different purposes do so. Each account must have a distinct email address associated with it. The accounts cannot interact by bidding on each other's auctions or otherwise being used to inflate auction prices or mislead customers.
Multiple PayPal Addresses
PayPal accounts can have up to eight email addresses associated with them, though personal and premier accounts may only have one user associated with the account. New addresses can be added to a PayPal account by clicking the 'Profile' link under the 'My Account' tab visible after the user signs in to his account. Clicking the 'Add' button in the 'Email' portion of the profile or personal info page lets users add another address; a confirmation email will be sent to the address when the new email information is saved.
Linking to Multiple Accounts
Linking additional eBay accounts to a PayPal account is done in the same manner as adding a single account. Up to eight user IDs can be added to a single account. If multiple email addresses have already been added to the PayPal account, these addresses should be used when creating new eBay accounts to ensure that the user doesn't run out of available links. If older eBay accounts need to be removed to add new user IDs, they can be removed from the PayPal account in the 'Auctions' or 'My Seller Tools' portion of the PayPal user's 'Profile' page.
How to Terminate a PayPal Account
1. Go to www.paypal.com and log in to your account.
2. Click the "Profile" link at the top of the page.
3. Under "Account Information," click "Close Account."
4. Follow the subsequent instructions.
How to Pay for Something Using PayPal
1. Log into your PayPal account at paypal.com. Verify that your PayPal account is up to date, including current credit card expiration dates and bank account numbers.
2. Visit an online vendor and add items to the electronic shopping cart on the website. Click the 'Check Out' button; some vendors may have a separate 'Check Out with PayPal' button, or this option may come at a later step.
3. Select the 'PayPal' option for payment. The vendor site redirects you to the PayPal website.
4. Enter your PayPal user name and password. Review the PayPal screen, which displays how much money your purchase will cost and the name of the vendor.
5. Choose how to pay with PayPal. If you have a positive balance in your PayPal account, PayPal lists this as the first option. To pay another way, click the 'Use a different source' link to elect to use your PayPal-linked credit card or bank account. If you do not have money in the PayPal account, your previously chosen preference, for a credit card or a bank account, will be the default.
6. Click the 'Pay Now' button. PayPal returns you to the merchant's screen. Depending on the vendor, there may be an additional confirmation screen to click through, or you may get a resulting 'Purchase completed' message.
7. Check the email account associated with your PayPal purchases for an electronic receipt. You can also log into your PayPal account and check the main screen to see a listing of the most recent payment activity.
How to Cash Out a CC on PayPal
Cash Out by Transferring to Bank Account
1. Open your Internet browser and click the URL field. Type 'paypal.com' and press the 'Return' key on your keyboard. Enter your email address and password and click 'Log In.'
2. Move your cursor to the 'Withdraw' tab and click 'Transfer to Bank Account.'
3. Enter the total balance of your PayPal account into the Amount field, and select the bank account you wish to send it to. Click the 'Continue' button and click 'Submit' to confirm the transaction.
Withdraw from ATM
4. Visit a local ATM and insert your PayPal Plus credit card.
5. Enter your PIN and press the 'Enter' button. Tap the 'Withdrawal' button on the ATM screen and select the 'Credit Card' tab.
6. Select the amount you wish to take out and select 'Yes' or 'No' to receive a receipt. Be sure to remove your PayPal card from the ATM once your transaction is complete.
How to Sell My PDF Files for Downloading
Selling the PDF File
1. Create a product sales page that describes the content of the PDF file with the Web design software.
2. Create a 'thank-you' page for customers who buy the PDF.
3. Place a text or image link that points to the PDF's location on the Web server somewhere on the 'thank-you' page. Provide instructions on how to download the software such as 'Right-Click on the link and select Save As to save the PDF to your computer.'
4. Upload the 'thank-you' page and PDF files to the Web server. Record the URLs of each one to a notepad file for later use.
5. Log in to the PayPal account that will be linked to the product sales.
6. Click the 'Merchant Tools' button and select the 'Buy Now Button' from the 'Key Features' area along the right side of the screen.
7. Follow the on-screen instructions to create the 'Buy Now Button.'
8. Copy and paste the URL of the 'thank-you' page from the notepad file into the form field in step 3 of the button creation process that says 'Take customers to this URL when they finish checkout.'
9. Press 'Create Button' and copy the button code to a notepad file for later use.
10. Open the sales page file in the Web design software and paste the button code where the button is supposed to appear.
11. Upload the sales page to the Web server.
12. Test the website by doing a dummy purchase of the PDF from the sales page through the entire PayPal process.
Monday, April 22, 2013
Alternatives to PayPal
Direct Deposit
Direct Deposit allows payers to deposit money into a payee's bank account. This is only recommended for trusted clients and employers as the payee provides some very personal details including bank name, account number and routing numbers. Many employers prefer Direct Deposit because it eliminates the printing and distributing of paychecks, and saves on postage.To receive payment, the payee fills out forms provided by the bank. Required information includes name, address and bank details. When the payer receives these details he enters them into an online form and sends it all to the bank. When it's time to pay, the person initiating the transaction enters the payment amount onto another online form and submits that information to the bank as well. The bank makes the payment and one to five days later, the payee receives it in his bank account.
ProPay
Though it's not as popular as PayPal, ProPay has been around for over a decade. Launched in 1997, ProPay allows payers to use credit cards to make payments to ProPay account holders. Account holders receive their funds via a special ProPay debit card, or they transfer ProPay funds directly into their bank accounts. All ProPay credit card transactions go through an immediate approval process. If the credit card isn't valid or doesn't have enough funds, the transaction doesn't take place. Approved transactions generally take three to five days to complete.
Google Checkout
Google Checkout is a popular PayPal alternative for e-commerce sites. This service is available to anyone with a credit card. Simply enter your name, address, phone number, email address and credit card details into the secure Google Checkout form. Now when you use a Google Checkout-approved vendor, the service automatically enters your details, saving you the trouble of having to continuously dig for your wallet during online shopping trips. Google will never give the merchant the full number for your credit card, ensuring your privacy and keeping your credit card number away from hackers.To check your transaction history, sign into Google Accounts. Everything purchased using your Google Checkout account is available for viewing. Because Google keeps your private details private, this option appeals to many people who would like to use PayPal but don't quite trust it to be secure.
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