Sunday, April 21, 2013
How to Make a Payment to a PayPal Plus Credit Card Account
1. View statements, terms and payment requirements by logging into the PayPal account associated with the credit card. Every PayPal Plus Credit Card is associated with a PayPal account, and details of the card may be seen on the Credit Activity page of that account.
2. Make a payment on the PayPal Plus Credit Card directly from the PayPal page by clicking on the link that states 'Make a Payment' on the Credit Activity page. This allows the individual to go to a payment page where a checking or savings account may be linked to the credit card for payment purposes. This method processes payment within days.
3. Mail a payment to PayPal Buyer Credit, P.O. Box 960080, Orlando, FL 32896-0080. To mail a payment, provide your name, account number, payment amount and check to the address provided.
4. Call PayPal directly to make a payment over the phone for a fee of $10 per transaction. To make a payment on the PayPal Plus Credit Card over the phone, call (866) 571-3012 and follow the steps provided by the automated operator.
5. Use the appropriate form of payment accepted by GE Money Bank. To pay on this credit card, individuals are able to use only checks, money orders or electronic payments issued from a United States financial institution. Individuals may not use PayPal or other gift certificates or other credit cards to make payment.
How to Start a Debit Card Account
Bank Account Debit Card
1. Open a bank account if you do not have one already. Provide two valid forms of identification. At least one ID should show a current, verifiable address.
2. Ask your bank if it requires you to have a checking account in order to qualify for a debit card. Some banks may require that you have a savings account and a checking account. One advantage to having a savings account along with your checking account is that the bank can use it to cover any overdraft on your checking account.
3. Make an initial deposit into your account. Some banks require that you maintain a minimum balance in your checking account. Each time your account drops below the minimum balance, the bank can charge a fee. That fee would be waived if you have overdraft protection.
Non-Bank Account Debit Card
4. Purchase prepaid debit cards from a retail establishment such as a drug store, supermarket or department store. You simply pay the store the amount you want on the card. For example, if you want a $500 debit card, pay the cashier $500. You may also need to pay upfront activation fees.
5. Apply for a secured debit card offered by credit card merchants. Send the merchant the amount of money that will become your debit card limit. Merchants may charge nominal fees for transactions and annual membership.
6. Open a PayPal account. PayPal offers debit cards to its members. It does not require a minimum deposit. Put some money into your PayPal account before you use the debit card. Some people use PayPal to receive money from friends and family members. You can also use PayPal to receive money for services rendered or when selling products online. PayPal may still require that you provide checking account information to open an account. Set up your checking account to cover any overdrafts that you may incur through PayPal.
How to Use a PayPal Balance for a Prepaid Credit Card
1. Open the paypal.com website and log in to the website using your PayPal email address and password. Click on "Profile" from the "My Account" tab. The "My Account" tab is the default setting when you log on to your PayPal account. Under the subheading "Financial Information," click the link for "PayPal-branded debit/ATM cards." Click the link "Request a Card."
2. Enter the requested information. PayPal will ask you to confirm your address through a credit card or bank account that is linked to your PayPal account. If you have not already linked a credit card or bank account to your PayPal account, Paypal will ask you to enter your account information for either a credit card, checking account or savings account. PayPal will also ask you to enter the last four digits of your social security number and your date of birth.
3. Wait for your new PayPal Debit MasterCard to come in the mail. You should receive your new card in the mail in approximately 7-14 business days.
4. Activate your new PayPal Debit MasterCard. Log in to your PayPal account. Click the "Profile" link from the "My Account" tab. Click the link for "PayPal Debit Card" under the "Financial Information" subheading. Select the debit card and click "Activate Now." PayPal will ask you to enter the security code on the back of the PayPal Debit MasterCard and to select and confirm a four-digit ATM pin code.
5. Use your PayPal Debit MasterCard to make a purchase at any merchant that accepts MasterCard. The funds for the purchase are automatically debited from your PayPal balance.
How to Pay From PayPal With a Debit Card
1. Sign up for a PayPal account. Establishing a new account online is fast and easy because it generates menu-driven questions to the new user. This website employs the highest level of security ensuring that the user's confidential information is protected from theft.
2. Decide on payment and funding options. PayPal allows users to add to and pay from their accounts. One can use PayPal to pay for purchases even if her specific account balance is zero by using third-party funding (credit cards, debit cards and electronic checks). A user may select one or all available options for additional flexibility.
3. Select one or more debit card options. One choice is to attach one or more bank debit cards (not ATM cards) to the PayPal account. Then you can later choose to make payments from the card(s) attached to the account. Another option is to add a card at the time of payment. PayPal offers users wide flexibility of payment options--permitting any "foiled" (with a VISA or MasterCard logo) plastic card to be used to make payments.
4. Apply for a PayPal debit card as a second distinct option. This is particularly beneficial if you receive payments into or choose to transfer money to your PayPal account from other sources. The PayPal debit card can be used to make electronic payments, point-of-purchase retail transactions and to obtain cash from an ATM.
How to Buy a Domain Name With PayPal
1. Select a Web hosting company. Renowned hosting companies include Go Daddy, Fat Cow and Justhost.com (see Resources below).
2. Use the search tool to search for an available domain name. Most common one-word names are no longer available with a .com extension, but they may be available with a .org, .biz, .net, .info, .us, or .mobi extension. Also try two- or three-word combinations, or even insert a hyphen between words.
3. Select an available name and add it to your cart. This will take you to a page for registration.
4. Register your domain. You will need to enter your name, address and telephone number. Proceed to the checkout page.
5. Review your order and then select your method of payment. Select the PayPal logo if it is included on the list of payment options. This will allow you to pay with the balance in your PayPal account or with your PayPal buyer credit. If the Paypal logo is not available, choose the Mastercard credit option to pay with your PayPal debit or credit card.
6. Submit your payment details to complete your transaction. If you have chosen to pay for your domain name with your PayPal balance or your PayPal buyer credit, you will be taken to PayPal's website to complete the process.
Saturday, April 20, 2013
Information Required for PayPal
Information
To set up a PayPal account, an individual is required to enter an email account, first and last name, address, and phone number. A password with a minimum of 8 characters is required too.
Benefits
Using PayPal ,a consumer can shop and pay for items, send money to almost anyone with an email address, and receive payments for items sold.
Payment
To pay for merchandise, a checking account or credit card information must be registered with PayPal and verified.
Bank Account
To set up a bank account you will need to enter their account number and routing number from a checking or savings account. In addition, PayPal allows a user to setup payment using a Visa, MasterCard, Discover, and American Express.
Tip
Be sure to research the costs behind sending or receiving money through PayPal. There are ways to do so without incurring fees.
How To Sell Something on eBay?
1. You will need to register for an eBay account before you can begin selling items. Go to www.ebay.com. At the top left-hand corner of the page, you will see links to 'Sign in' or 'Register.' Click 'Register,' then enter the prompted information. Choose your username and password, and a secret question and answer. Enter your birth date. Finally, type in the numbers shown in the verification code and check mark the box to indicate that you agree with eBay's User Agreement Privacy Policy. Check to make sure all the information you have typed in is correct, then click 'Continue.' You will proceed to link a PayPal account to your new eBay account.
2. After signing in, go to the top right-hand corner and place your mouse over 'Sell.' A pull-down menu will appear. Click on 'Sell an item,' then on the bright blue button labeled 'Start selling.' Browse categories to enter three keywords that relate to the item you want to sell.
3. Enter a title for your listing. Choose words that clearly describe your item in 55 or fewer characters. You may also enter a subtitle, though it is not required. Scroll down and click on 'Add picture.' Choose and confirm the files for photos of your item. Then type in your item description. Include as many details as possible. This helps potential buyers form a clear idea of what to expect when they receive your item. If you want to have your listings stand out, you can use HTML coding in your description. In addition to details about the item you want to sell, you may also want to include payment policies in your description.
4. Scroll down on the page and enter a starting price for your item. You can choose to list your item in an auction to last three, five, seven or 10 days. The highest bidder after your set duration wins the item. Or, you can list a fixed price for your item. The first person to click on 'Buy It Now' and send a payment wins the item.
5. List shipping prices you will charge your buyers and choose whether you want to ship within the United States only or worldwide. You can also choose specific countries to ship to. Some sellers opt to offer free shipping to draw in more bids.
6. Click 'Continue.' A preview of your listing will appear. Read over everything carefully to ensure accuracy. After you have confirmed your listing, it is released to the eBay community. Once your item has received a bid, you cannot edit your listing -- unless you choose to end the listing earlier than your stated duration. If you end an item listing early, you will not be refunded listing fees.
7. Watch for the highest bidder or 'Buy It Now' bidder to send payment after your listing has ended. If the bidder has not sent payment within three or four days, e-mail a gentle reminder. If you do not receive payment, do not ship the item. You may relist the item for another bidder to purchase.
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