Saturday, April 13, 2013

How to Check your PayPal balance using your cell phone


1. Get your free PayPal account on eBay website or directly in PayPal site. It is free to join so trying it for yourself won't cost you anything. Their website is PayPal dot com and eBay dot com.
2. After setting up your PayPal account, you can add your credit cards or bank accounts as your source of payments or just leave it blank for now if you want.
3. In your PayPal account home page, you can start activating your PayPal mobile number. Just hit the link that says " Activate Now" right above of that word is Set up PayPal mobile.
4. Checking your PayPal balance using your mobile phone is just the same checking it online or using your computer but it's more handy if you are busy somewhere in your vacation day.

How to Dispute With PayPal


1. Verify that you are eligible to file a dispute. You can only file a dispute if you do not receive an item or if an item you receive does not match promised specifications. You have up to 45 days from the date of the transaction to initial a PayPal dispute.
2. Open your browser and go to the PayPal website (see Resources). Enter your PayPal email address and password to log in to your account.
3. Click the Resolution Center link at the top of the page and click 'Dispute a Transaction' to initiate your report. Click the radio button next to 'Item dispute' and click Continue.
4. Click the gray 'Find transaction ID' button to locate the transaction that you wish to dispute. Once you find the correct transaction, click on the Transaction ID and Continue.
5. Fill out the form with information regarding the nature of the transaction, your problem with the transaction and attempts at recourse with the seller. Once you're done with this procedure, your dispute will be created in PayPal's system and the seller will be notified.
6. Respond to any offer that the seller makes to settle the dispute within 10 days of the offer. If you don't accept or decline the offer within 10 days, your dispute will be canceled by PayPal.
7. Escalate the dispute to a claim against the vendor if the problem is not settled to your satisfaction. You can escalate the dispute to a claim by clicking the Resolution Center tab, locating your dispute in the list, and clicking 'Escalate.' You have 20 days to escalate a dispute to a claim; once you do so, PayPal will investigate the transaction and render a judgment in favor of one party within 30 days.

Is There Anyway to Receive Money Through PayPal Without Fees?


Receiving Money
When receiving money from friends or family, fees may be avoided by having the funds transferred from their Paypal balance or bank account, using the PayPal website.
Sending Money
There is no fee when sending money to family and friends through the PayPal website when using your own PayPal balance or bank account.
Withdraw Money
If you're withdrawing money from a PayPal account, there is no charge to have it deposited into a linked bank account. The fee is $1.50 to receive a check.
New Account
To open an account with PayPal, you will need to provide Paypal with your name, email address, home address, and phone number. There is no charge to open an account.
Transfers
There are no fees to transfer money from your own bank account to your PayPal account.

How to Cancel a PayPal Account Safely


1. Log in to your account on the PayPal website.
2. Click the 'Profile' link at the top of the homepage.
3. Click the 'My settings' link on the left side of the page.
4. Click 'Close Account' in the section labeled 'Account type.'
5. Complete the security information to finalize the account closure. The final questions are based on your individual account settings and information, and may include verifying credit card or bank account numbers that are on file with PayPal. You cannot close your account if you have a balance or any unresolved issues.

How PayPal Works With eBay


How PayPal Works
PayPal allows any individual or business with an email address to send and receive money online. It serves as a middleman between the seller and buyer, who both provide their bank accounts and/or credit card information via encrypted software directly to PayPal, rather than to each other. This is an additional security feature that keeps account information private and secure.
PayPal's Function on eBay
eBay is an online auction site in which users bid on items in auctions. When an auction is won, the winner must arrange for payment via a check, credit card or PayPal. Because it is fast, easy and secure, many eBay sellers offer PayPal as their only payment option. Many buyers prefer PayPal because they do not have to provide their credit card information directly to merchants. The vast majority of eBay sales are paid for via PayPal.
Creating a PayPal Account
To pay for eBay merchandise with Paypal, a PayPal account must first be set up at PayPal.com. The user must provide a name, address, phone number, email address, login name, password and answers to two security questions. Either a credit card or bank account information can be added, depending on the user's preference for a fund source. PayPal will send a confirmation email with additional information about creating the account, terms of use and the account verification process.
Paying for eBay Merchandise Via PayPal
After winning an eBay auction, the user is directed to a payment page. When selecting PayPal, the user will be redirected to a PayPal page. The user will confirm the amount for payment and fund source. PayPal then withdraws the funds from the user's bank account or makes a charge to the credit card on file, and deposits the money in the eBay merchant's PayPal account. PayPal deducts a small fee from the sale, which affects only the seller. A confirmation email regarding the purchase is sent by PayPal to both the buyer and the seller. The money remains in the merchant's account until it is withdrawn or used to make purchases.

Ways to Use PayPal


eBay
Paypal is the most commonly used method of payment on the eBay website. Buyers can authorize the transfer of funds to the eBay sellers quickly, thus allowing for the purchased items to be shipped even faster than if waiting to receive a check in the mail, and for that check to clear the bank.
Debit
Paypal members in good standing may apply for a Paypal debit card. The debit card allows access to their funds for use in actual establishments. They may use the funds in stores or restaurants with the debit card; the same way one would use a credit card. The debit card will have a PIN (personal identification number) that the consumer will use when making any transactions.The Paypal debit card may also be used for withdrawing funds at an ATM.
Paychecks
Many employers pay their work-at-home employees using Paypal. They simply transfer the cash from their own Paypal accounts to their employees' Paypal accounts. The employees may then access the funds via their debit card, or transfer the funds into their own checking account. They may also request a check from Paypal. This comes with a small fee, however, and can take up to two weeks to receive.

Friday, April 12, 2013

How to Be Successful On eBay ~ Learn From These Mistakes


1.
As the seller, NEVER leave feedback for buyers without receiving it first. You relinquish all options otherwise. That means if you leave them positive and they leave you neutral or negative ... there's nothing you can do. Asking the buyer to remove what he left will be almost impossible because he's already got a positive from you.This is a highly debated topic on eBay. Though some sellers who sell brand new items rarely encounter an unhappy buyer, it does happen. Selling like new or used items increases your risk. Remember, some buyers are never happy, no matter what you do. It's best to wait until the transaction is complete before leaving feedback.
2. Make the terms of your sale crystal clear, especially your return policy. Otherwise, you could be in for unnecessary stress. Like buyer remorse. It's wiser for you to offer a 30 day no-hassle return policy. A very small percentage of eBayers will take you up on your offer, but overall, it's a good measure of business.
3. Use eBay's preferences to block bidders who don't have a PayPal account - this will cut 80% of your non-payers. People with a PayPal account are more likely to follow through with a transaction. Only accept USPS Money Orders ~ these are very hard to counterfeit, if impossible.
4. Measure your items, and make sure you have something appropriate to ship the item out. For example, see if the item will fit in the box before you list it. I ran into this issue and had to run around looking for a box, and worse, buy a brand new box to ship a used item! OUCH!
5. If you print your labels from PayPal, delivery confirmation is only $0.18 more and is free if you ship via Priority Mail. Getting delivery confirmation at the post office will cost you $0.55. - BIG savings. You don't need labels to do it. It'll print on the shipping label. Also - no buyer can deny receiving the package with tracking information! Plus, getting delivery confirmation is all you need to prove to PayPal the item was mailed, and the buyer will not be refunded. (This happened to me a lot UNTIL I started printing my own labels, then, there was no debate)
6. Regarding shipping supplies: labels, envelopes, tape. If you buy them off eBay you will save literally hundreds of dollars. Also, if you ship via FedEx. USPS or UPS they give you all supplies for FREE ~ sticker labels too.
7. Buy a cheap scale to weigh your items - this is how you determine your shipping costs to ensure you will never pay out of pocket again. I bought mine from a bedding store and used a 20% coupon to save even more!
8. When in doubt - list the item in used condition. This leaves no room for interpretation - it's used. Full stop. Otherwise, you could wind up receiving a less than positive feedback. People who buy like new items expect them to be basically brand new.
9. Sometimes it's better to walk away from leaving neutral or negative feedback - taking the high road and moving on, rather than create a potentially stressful situation. Example, someone with 100+ doesn't pay and the seller only has 15+. You leave a negative for the buyer with 100+ and they turn around and leave one for you (trust me it happens) - you can be ruined by just 1 transaction. Your score will be significantly lower than the buyers because he has more feedbacks to average.
10. A buyer is still always right in the eyes of a structured system - and it will never be the other way around. eBayers will be able to leave vindictive/false feedback and there's nothing you can do about it unless they curse in the feedback - then and only then, can it be completely removed.
11.
Life is too short to give up on your dreams - if you can believe it, you can make it happen.