Sunday, April 7, 2013
Scams on PayPal Personal Payments
Email Scam
The most commonly reported form of PayPal personal payment scam is a fraudulent email sent from a third party asking for log-in or sensitive banking information. The email will be doctored with the PayPal letterhead, and appear official. It will usually be addressed generically and claim that its computer systems have been down, and that your personal data has been lost. The email will then prompt you to a link where your personal information is prompted and collected by a hacker or third party.
How to Know It's a Scam
Some of these fraudulent emails appear official, in the normal PayPal template, including security warnings. PayPal will never ask you for personal or banking information over email. If you ever receive an email prompting for this information, it is a scam. PayPal will also address you by your first and last name in any communications. PayPal will never ask you for banking PINs or Social Security ID numbers, which many of these scams attempt to collect.
Attachments
Some scams will include an attachment or request you to download files from them via email. PayPal will never request you to download software, especially via email. This is a telltale sign of a third party attempting to implant malicious software on your machine that could then pass along log-in or other personal information.
Precautions
Always log in to PayPal using a secure Internet connection, and by opening a new browser window and going directly to the PayPal site. If you believe you are the victim of a scam or an attempted scam, forward the communications to Spoof@paypal.com, and immediately delete it from your inbox.
How to Print A First Class Shipping Label From Home Using PayPal
1. Prepare the envelope you are planning to ship and place it on a mail scale to get the total weight. Scales work differently, according to the model you use, but generally, you turn on the scale, place the letter on top of the device and watch for the weight reading that appears on the scale's display. Note that first-class mail must be 13 oz. or less.
2. Log in to your PayPal account and find the transaction you want to create a first class shipping label for in the 'My Recent Activity' box. Click the 'Print Shipping Label' button under the 'Order Status/Actions' heading.
3. Select 'USPS' from the shipping carrier prompt and then select 'Package/Thick Envelope' from the 'Add Service Type & Package' drop-down menu. Continue to enter the required information including the weight of your shipment and whether you want to get extra options like shipping insurance and a signature confirmation. Click the 'Save & Close' button at the bottom of the page to continue.
4. Review your first-class shipping label on the page that displays. If the information is correct, click the 'Print & Pay' button and follow the onscreen instructions that display in the window. Click the link that enables you to print a test label -- if you prefer -- before the shipping cost subtracts from your PayPal account funds. If the test comes out property, click the 'Print' link to print your real first-class label.
5. Retrieve your label from the printer and cut along the indicated dotted lines to prepare the label. When ready, tape the label to your envelope and mail it as usual.
How to Adjust PayPal Checkout Settings
1. Log into your merchant account at PayPal.
2. Click the 'Profile' tab to open your profile.
3. Click 'Custom Payment Pages' from the 'Selling Preferences' column.
4. Edit your color, style and appearance preferences.
5. Click 'Save.'
How to Change to WebMoney
1. Select the 'Sign Up Now' menu button on the WebMoney home page.
2. Choose a version of WebMoney compatible with your online banking needs. The 'Light' version provides services similar to Paypal.
3. Fill in the registration information page on the subsequent registration page on the WebMoney portal and choose 'Proceed.'
4. Open your email and validate the 'WebMoney Security Code' included in the registration email by selecting the URL included in the email.
5. Enter the confirmation code sent to your mobile phone via text message on the next registration screen on the WebMoney registration site and click 'Proceed.'
6. Transfer money to your WebMoney account by creating a WebMoney purse and then convert your Paypal money to WebMoney credits or electronic bank transfer from your checking account. To do this, select 'Purses->Create' from the WebMoney menu option. Then select 'Keeper Menu->Add Funds' and enter the applicable checking account or Paypal information on the 'Add Money' screen in WebMoney.
How to Use PayPal with an eCheck
1. Sign in to your PayPal account and then click on the “Send Money” tab.
2. Type the name of the recipient and the payment amount in the “To” and “Amount” boxes, respectively, and then choose the purpose of the payment under the “Purchase” or “Personal” tab.If you are sending the eCheck for a purchase, select the “Purchase” tab; select the “Personal” tab if you are sending the eCheck for other purposes such as a payment owed.If you select the “Purchase” tab, you must choose “Goods,” “Services,” or “eBay Items” as the purpose of your purchase; select “Gift,” “Payment Owed,” “Cash Advance,” “Living Expense” or “Other” if you choose the “Personal” tab.
3. Click on the “Continue” button located at the bottom of the page, select “Change” and then choose “eCheck.”
4. Select “Continue,” review the information displayed and then click “Send Money.” You have successfully sent an eCheck payment.
Saturday, April 6, 2013
How to Make a PayPal Donation Button
1. Open your preferred Web browser and log into PayPal. Click the "Merchant Services" link at the top of the page.
2. Click "Donation" in the "Create Buttons" section. Enter a name and amount.
3. Select a style for the button and choose the encryption type. Copy the HTML code provided. Insert it into your website using your Web design program.
How to Know If a PayPal Buyer Is Confirmed
1. Log into your PayPal account from the main PayPal homepage.
2. Find the transaction from the recent buyer you want to investigate. Your recent transactions will show up half-way down the first page you see when you log in. Look for the box titled 'Recent Transactions.'
3.
Click on the 'Details' link when you find the transaction you want to investigate. You should see a page titled 'Transaction Details.' On this page you will see a 'Shipping Address' field, and below the user's name and other information under that heading, you should see a green message that says 'Confirmed' or a yellow message that says 'Unconfirmed.' You can see the 'Confirmed' screen in the picture.
4. Also look at the 'Okay to Ship' message at the top-left part of the Account Details screen. If a green check mark appears, the account is also confirmed. If the 'Seller Protection' option states 'Eligible,' then the user is confirmed.
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