Thursday, March 28, 2013

How to Center a PayPal Button


1. Launch Microsoft Notepad, WordPad or your usual Web design program.
2. Click 'File' and then 'Open' to open the Web page containing the PayPal button that you want to reposition.
3. Scroll to the PayPal button on the Web page. This is usually at the top of the page or within the payment information section. You'll recognize the button because the design code starts with '<form name='_xclick' action='https://www.paypal.com/cgi-bin/webscr' method='post'>.'
4. Type '<div align=center>' immediately before the PayPal button code. Type '</div>' immediately after the PayPal button code. This instructs Web browsers to center the PayPal button in the Web page's layout.
5. Save the edited Web page and upload it to your website's host server with your usual File Transfer Protocol tool or host's online content-management system.

How to be Safe When Using Craigslist


1. Think before you meet. If you must meet someone in person to either exchange goods or to start a social group, your first meeting should always be held in a public place. Always let a friend or family member know where you are going and when you plan on returning.
2. Never let your guard down. Even once you have met the other individual and start to feel comfortable, never let your guard down. Unfortunately, some people are professionals when it comes to scamming. Do not agree to "go some place quieter."
3. Never post or exchange personal information. This includes such things as your home address, along with any financial information.
4. Be sure to always have a contract. Many people use Craigslist to arrange freelance work. Whether it be writing, Web site design or anything else, never do the work without a detailed contract.
5. Deal locally. When looking to buy or sell, try to arrange the transaction with someone from your area. This is relatively easy since Craigslist is organized by location.
6. Never wire money. If a person is only willing to sell you something after you wire them the agreed upon money, this is a sure sign of a scam. Wire transfers are not traceable and cannot be cancelled.
7. Avoid paying shipping services. If a transaction requires you pay extra for the cost of either a shipping or escrow service, this is most likely a scam. If not possible to exchange face to face, all goods should be sent via mail or a recognized delivery system such as UPS, FedEx or DHL.

How to Organize Your Payday Project


1. Create additional email addresses, so you can keep your Project Payday correspondence separate from your personal emails. You will receive many emails from Project Payday and from clients with products.
2. Register and open a PayPal account. A PayPal account is needed for you to get paid. Clients may ask if you are a verified PayPal customer before working with you, so having a PayPal account can increase your credibility in the Project Payday business.
3. Apply for a separate bank card to keep track of your Project Payday transactions. This will help you stay organized with your banking transactions.
4. Keep your clients' information in separate folders on your computer. This includes their Terms & Condition contracts, any other documents they may send and a list of products you have reviewed for them.
5. Create a large spreadsheet that keeps all of your clients and projects in one place. You should only include small and vital details, such as name and date of the offer, referral, trade amount, contract information and offer expiration date. Include any notes specific to the project in question.
6. Create a payment spreadsheet. Keep track of every client, project and payment you get, so you can easily complete your taxes come tax time.

How to Use One Bank Account for Multiple PayPal Accounts


1. Log in to your PayPal account. Click on the 'Profile' tab at the top of the Website. Click on 'Back Accounts' located under the 'Financial Information' category.
2. Click on 'Add Bank.' Enter your bank account number and the bank's routing number.
3. Add more email addresses to the account by clicking on 'My Account' at the top of the PayPal site. Click on 'Profile.'
4. Click the 'Email' link located under the 'Account Information' section. Click on 'Add' and enter a new email address. Click on 'Save.' PayPal will send a confirmation message to this email address
5. Log in to the email address and open the confirmation message from PayPal. Follow the instructions to confirm the email address you wish to add.

Wednesday, March 27, 2013

How to Set the PayPal Currency to SGD


1. Log into your PayPal account.
2. Click 'Profile.'
3. Click 'My Money.'
4. Click the 'Manage Currencies' link. Click the drop-down box next to 'Add Currency.'
5. Click 'Singapore Dollar.' Click 'Add Currency.'
6. Click the radio button next to SGD. Click 'Make Primary.'

Can a PayPal Refund Be Stopped?


Canceling a Refund: Not an Option
PayPal doesn't let you cancel refunds that have already been issued. This rule applies to both individual PayPal accounts and PayPal accounts held by organizations or businesses. Once you've issued a refund, you have no choice but to let the payment go through. At that point, you have two options: You can either submit a new money request through PayPal -- this means launching an entirely new transaction -- or you can ask the individual who received your refund to return it to you.
Canceling a Payment
Although PayPal doesn't let you cancel a refund once you've issued it, the website does allow the buyer to cancel a payment she's already sent. Click the 'History' tab under the 'My Account' tab on your PayPal account; scroll down until you see the item for which you'd like to cancel the transaction. Click the 'Cancel' button underneath the 'Order Status/Actions' column. This must be done before the payment is claimed; once the payment has been withdrawn from your PayPal account or associated bank account, you won't be able to cancel the transaction and will have to ask for a direct refund.
Requesting a Refund
Once a transaction has gone through -- whether it's an original transaction or a refund -- you won't be able to cancel it. Instead, you'll have to ask for your own refund to recoup your money. Again, start by clicking the 'History' tab under the 'My Account' tab on your PayPal account. Scroll through your list of transactions until you find the one you want and click the 'Details' button adjacent to it. Here you'll see information regarding the person from whom you want a refund, including her email address; use this to contact the individual directly to request a refund. If you used a credit or debit card to pay for the refund you sent, it could take up to 30 days before the refunded amount is credited to your account.
Requesting Payment
You can also recoup your money by requesting a new payment. This is a separate transaction and will not be linked to the original transaction or the subsequent refund. Click on the 'Request Money' tab at the top of your PayPal account. Then click on the 'Request Money' button at the top of the next page. Enter the recipient's email address and the amount of money you're owed. Check the box for either goods or services, depending on the transaction. For a more formal option, you can also submit an invoice by clicking on the 'Create an invoice' button at the top of the 'Request Money' tab. Fill out the form with information regarding the transaction, including the recipient's email address, information about the item or service purchased and a due date for the payment.
File a Dispute
If you are unable to recoup your refund by requesting a new refund or payment, you can file a dispute with PayPal's Resolution Center. You have 45 days from the date of the original transaction to file your dispute. The Resolution Center puts you in direct contact with the person to whom the original refund was issued; if you're unable to negotiate a solution, the Resolution Center may be able to get you your money back.

How to Transfer Money to a German Bank


1. Send money through Xoom or Western Union. You'll first need to register on the individual company's website. Click the “Register” button on the site; complete the entire registration process and provide your own bank account information or credit/debit card number. Once you’re registered, click “Send Money.” Select "Germany" as the recipient’s country.Xoom and Western Union offer various options for sending money, such as cash delivery and cash pickup. You need to select “Bank Deposit” as the mode of transfer. The website will then ask you for the recipient’s bank account information and the amount you want to send. Provide this information and confirm the transfer to send the funds to a German bank.
2. Send money through PayPal. Register by going to the PayPal website and clicking on the “Sign Up” button. Provide your personal and bank account/credit/debit card details. Click “Send Money” after you've successfully registered. PayPal will then ask you to enter the recipient’s email address, the amount to be transferred and the currency (for instance, U.S. dollars or euros). After you've provide this information, click “Continue.” Review the provided information and confirm the transfer. The money will then be sent to the recipient’s account in Germany. If the recipient doesn’t already have a PayPal account, PayPal will send him an email with details on how to deposit funds to his German bank account.
3. Contact your local bank and ask if it allows wire transfers to European banks. You will be required to provide the recipient’s full name, bank account number, bank branch address, bank SWIFT (Society for Worldwide Interbank Financial Telecommunication) code and IBAN (International Bank Account Number). The IBAN is the international standard used to identify international bank accounts all over the world; Germany’s IBANs consist of 22 characters. The SWIFT code, on the other hand, is an industry-owned standardized messaging service for 8,100 financial institutions across the world. If your recipient doesn’t have this information available, tell him to contact his bank.