Tuesday, March 26, 2013
How to Remove Your PayPal Sending Limit
1. Log in to your PayPal account. (See Resources.)
2. Click on the 'View limits' link located on the top-right of your 'My Account' page.
3. Choose your preferred account verification method and enter the required bank account, credit card or PayPal credit card application information.
4. Wait for a confirmation email with regard to receiving pre-approval for a PayPal credit card and follow the directions contained within the notification to finish the verification process.
5. Check your bank account after a few days for small deposit amounts made by PayPal, log in to your PayPal account to verify the deposit amounts made and wait for a confirmation phone call to finish the verification process. Perform this step when using your bank account information as your preferred verification method.
6. Check your credit card statement for two small charges and a confirmation code, when using your credit card to verify your PayPal account. Log in to your PayPal account and finish the verification process by entering the charged amounts, followed by the confirmation code; the charges to your credit card will be reimbursed.
How to Transfer Money From PayPal Faster
1. Apply for a PayPal debit Card. The card is sponsored by MasterCard and works like a normal bank-issued debit card. Certain requirements, such as a 'verified account,' minimum spending habits and up-to-date account information, apply. If you have more than $5,000 in transaction history and no outstanding issues, PayPal usually issues a card without hassle. Once the debit card is issued, it can be used to withdraw up to $400 a day from nearly any ATM. Check with the ATM provider for usage fees.
2. Make a payment to someone who can provide cash. Use the 'Donate' or 'Make a payment' feature to send money to someone else's PayPal account, then have that person give you cash. Someone who has a PayPal debit card can extract the cash from an ATM, but bank fees could apply.
3. Purchase an item online, then return it to the physical store. With quick shipping options, the item could arrive the next day and most of the time will include an invoice or receipt in the packaging. This serves as proof of purchase for returns. Most stores, including Walmart, will accept returns in this manner. Although this does take longer than the methods mentioned above, it can still take considerably less time than waiting for a bank transfer to complete. Check with the store in question to ensure that its return policy allows this type of return. Without a PayPal debit card, the refund could be in cash or store credit.
4. Transfer the money from PayPal to another online service that allows instant bank transfers or wire transfers. Some services, such as Xoom (xoom.com), can transfer the money faster and offer debit card services as well. Check with local and national laws to ensure that these services are available and that they allow cash withdrawals.
How to Bill Customers Monthly with PayPal
1. Log in to your PayPal account, and click the Merchant Services tab on the top menu.
2. Click the Subscribe link under the Create Buttons section. This action creates customized HTML code for a button on your site that your customers can use to set up recurring billing, and it also creates a customized button you can use to bill your customers via email.
3. Customize your recurring monthly bill. Give the subscription an identifiable name in the Item Name field. If you anticipate many customers purchasing a subscription, give it a general name, such as 'Monthly Service Fee.' If it's a unique monthly bill for an individual customer, you can use the customer's name as the item name. Follow the on-screen instructions for all three steps to create a completely customized recurring subscription.
4. Click Create Button at the bottom of the screen.
5. In the next screen, copy and paste the custom code for your subscription button that PayPal generates for you. If you'd like to bill your customers via email, click the Email tab and copy and paste the custom billing URL into your invoice email.
Monday, March 25, 2013
How to Transfer Money to Armenia
Transfer to Armenia Via PayPal and Alert Pay
1. Visit PayPal's or Alert Pay's website from Resources below.
2. Click on 'Sign Up.'
3. Complete the registration by selecting a 'Personal' account and entering your information (name, email address, contact details, credit card or bank account number). If you already have an account on the website, click on 'Sign in' and enter your username and password.
4. Go to homepage of the website and click on 'Send Money.'
5. Enter the recipient's email address and specify the amount you want to transfer.
6. Confirm that you want to send the money to Armenia. The recipient will then receive an email notification from the company, which will guide him on how to create a free account to access the funds.
Transfer to Armenia Via MoneyGram
7. Go to MoneyGram's website (see Resources) to find an agent close to your home.
8. Visit the office of MoneyGram. Take your passport for identification along with the cash to be transferred. See Resources to calculate MoneyGram's fee.
9. Tell the clerk at the office that you want to transfer money to Armenia. The clerk will give you a form to fill out, which asks for contact details of both the sender and receiver. You will also have to write down the amount in figures and words on the form.
10. Give the form back along with the fee and the money to the clerk. In return, you will get a transaction receipt and a unique 'reference number.' Share this reference number with the recipient. When he goes to withdraw the funds from a MoneyGram agent location in Armenia, he will be required to give the accurate reference number.
How to Set Up My PayPal Account for Incoming Transactions
1. Open your Web browser and go to the PayPal homepage. Click the 'Sign Up' link to set up an account. Fill out the onscreen form to build an account. Click 'Submit' when finished.
2. Give your email address to the person or business that will be sending you money. With just your email address, people will be able to send money to your PayPal account.
3. Place a button on your website, if you have one, to allow people to make transactions on a Web store or pay an invoice to you. Go to the PayPal site and log in with your email address and password. Click the 'Get Paid' link, directing you to a new page. Click the 'Get Started' button, bringing you to your account page. Sign up for 'Website Payment Standard.' It's free to sign up but there will be a fee for each transaction.
4. Click the 'Add Payment Button' button. This will bring you to the button-generating page. Select the type of button you want, the item name, price, shipping cost, rate and the email address that is attached to your account. Click 'Create Button.' Copy the HTML code and place it in your website for users to click and send payments easily.
PayPal amp; AMX Problems
Account Types
PayPal has two main options for collecting payments made by credit card. The first option is to place an order button on your site that links to PayPal. The customer completes the transaction on PayPal's website. An example is Express Checkout. With this type of PayPal-branded account, you will not have a problem with American Express. The second type of PayPal service is a merchant account, which means that you accept credit-card payments on your own website (Website Payments Pro) or through the mail, fax or phone (Virtual Terminal). Certain sellers encounter AMX payment problems with these merchant accounts.
History
On July 13, 2010, PayPal and American Express entered into a new agreement that includes restricted categories of transactions. Affected merchants using Website Payments Pro or Virtual Terminal must individually apply directly with AmEx to accept payments through PayPal. If American Express accepts the application, you won't have a problem collecting AMX payments through Website Payments Pro or Virtual Terminal. You can also use a Payflow Gateway account if you're accepted. If, however, the company denies your application, you can't accept payments through these merchant accounts.
Restricted Categories
If you do not sell products or services in any restricted category, then you do not have to worry about individual acceptance by American Express. If only some of your products and services are in a restricted category, then you could opt to segregate the restricted and non-restricted items into separate merchant accounts. Otherwise, a denial of your application on the restricted items would also deny your non-restricted items. At the time of publication, there are 25 restricted categories. Examples include securities, airlines, massage parlors and real estate.
Declined Transactions
If you haven't received approval from American Express to collect payments, your customers will experience declined payments when attempting to make an AMX transaction. The customer receives an error message, which could cause you to lose sales if she gets upset or is in too much of a hurry to prepare another credit card and go through the order process again.
Payment Flows
A payment flow is the process that your customers go through to buy your product. If you can't accept American Express, exclude it as an option in the payment flow. This process depends on your particular shopping cart and PayPal configuration. The PayPal "Tools" page provides details about the various ways to exclude American Express as a payment option.Another potential problem is the particular shopping cart that you use for e-commerce. If it doesn't provide a way to exclude American Express, switch shopping carts or post a message to your customers that you don't accept American Express.
Warnings
When you're opening a merchant account with PayPal, you'll see an American Express agreement. Even if you aren't a restricted merchant, you must agree to all terms of this agreement. Otherwise, you can't accept AMX payments.
Sunday, March 24, 2013
PayPal Shipping Label Problems
Identification
A PayPal shipping label can be used in place of a United States Parcel Service (USPS)--or UPS on some accounts--label. PayPal allows the online business owner to process a shipment from the comfort of her computer, print the label, affix it to a package and then drop the item off at a local USPS (or UPS) shipping location.
Considerations
The PayPal Multi-Order shipping tool is particular about how many characters the shipper can include on each line of the recipient address on the shipping label. The combined address line (both Address 1 and Address 2) must be 40 characters or less. If the user types over that limit, the shipment cannot be processed through PayPal. This can pose a serious problem if the sender needs to ship an item to a person or business with a long address. To resolve this problem, the shipper can attempt to abbreviate the address. For instance, type in 'Pk' instead of 'Park' or 'Dr' instead of 'Drive.' The post man must be able to understand the abbreviated address and deliver the shipment to the correct party.
Date Issues
Some post offices are strict about the date that is listed on a PayPal shipping label. Some will reject a shipment if the computer-generated date on the label is inconsistent with the date the shipper drops off the package. To avoid this, a PayPal shipper must always select a realistic ship date that is consistent with the day he plans to drop off the item at the post office. If processing a PayPal shipment after postal business hours (usually 5:00 p.m. and later), the shipper should always use the next day as the ship day to be safe.
Pop-ups
Some PayPal users have issues viewing the label on screen to be printed. The main reason why a label does not load on screen is because of pop-up blocker software on the browser. The PayPal label appears inside of a pop-up window. To avoid this problem, the shipper can add 'Paypal.com' and 'Ship.paypal.com' to his allowed list within the pop-up blocker software. After restarting the browser and clearing the cache, the PayPal label will pop up on screen.
Printing Issues
If the user prints a label with delivery or signature confirmation, the label will need to be scanned by the post office. One major problem that many shippers and post offices face is a low-quality printout of the bar code on the label. The item cannot be scanned into the post office's tracking system if the bar code is too light or there are breaks in the lines due to a bad printer. The shipper will not be able to track the item in transit. To avoid this problem, a PayPal shipper must do a thorough cleaning of the printer head and ensure there is enough ink in the printer cartridges before processing a PayPal shipment. Also, print on high-quality, bright white paper that is at least 20 lbs. with 96 brightness.
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