Monday, March 25, 2013
How to Transfer Money to Armenia
Transfer to Armenia Via PayPal and Alert Pay
1. Visit PayPal's or Alert Pay's website from Resources below.
2. Click on 'Sign Up.'
3. Complete the registration by selecting a 'Personal' account and entering your information (name, email address, contact details, credit card or bank account number). If you already have an account on the website, click on 'Sign in' and enter your username and password.
4. Go to homepage of the website and click on 'Send Money.'
5. Enter the recipient's email address and specify the amount you want to transfer.
6. Confirm that you want to send the money to Armenia. The recipient will then receive an email notification from the company, which will guide him on how to create a free account to access the funds.
Transfer to Armenia Via MoneyGram
7. Go to MoneyGram's website (see Resources) to find an agent close to your home.
8. Visit the office of MoneyGram. Take your passport for identification along with the cash to be transferred. See Resources to calculate MoneyGram's fee.
9. Tell the clerk at the office that you want to transfer money to Armenia. The clerk will give you a form to fill out, which asks for contact details of both the sender and receiver. You will also have to write down the amount in figures and words on the form.
10. Give the form back along with the fee and the money to the clerk. In return, you will get a transaction receipt and a unique 'reference number.' Share this reference number with the recipient. When he goes to withdraw the funds from a MoneyGram agent location in Armenia, he will be required to give the accurate reference number.
How to Set Up My PayPal Account for Incoming Transactions
1. Open your Web browser and go to the PayPal homepage. Click the 'Sign Up' link to set up an account. Fill out the onscreen form to build an account. Click 'Submit' when finished.
2. Give your email address to the person or business that will be sending you money. With just your email address, people will be able to send money to your PayPal account.
3. Place a button on your website, if you have one, to allow people to make transactions on a Web store or pay an invoice to you. Go to the PayPal site and log in with your email address and password. Click the 'Get Paid' link, directing you to a new page. Click the 'Get Started' button, bringing you to your account page. Sign up for 'Website Payment Standard.' It's free to sign up but there will be a fee for each transaction.
4. Click the 'Add Payment Button' button. This will bring you to the button-generating page. Select the type of button you want, the item name, price, shipping cost, rate and the email address that is attached to your account. Click 'Create Button.' Copy the HTML code and place it in your website for users to click and send payments easily.
PayPal amp; AMX Problems
Account Types
PayPal has two main options for collecting payments made by credit card. The first option is to place an order button on your site that links to PayPal. The customer completes the transaction on PayPal's website. An example is Express Checkout. With this type of PayPal-branded account, you will not have a problem with American Express. The second type of PayPal service is a merchant account, which means that you accept credit-card payments on your own website (Website Payments Pro) or through the mail, fax or phone (Virtual Terminal). Certain sellers encounter AMX payment problems with these merchant accounts.
History
On July 13, 2010, PayPal and American Express entered into a new agreement that includes restricted categories of transactions. Affected merchants using Website Payments Pro or Virtual Terminal must individually apply directly with AmEx to accept payments through PayPal. If American Express accepts the application, you won't have a problem collecting AMX payments through Website Payments Pro or Virtual Terminal. You can also use a Payflow Gateway account if you're accepted. If, however, the company denies your application, you can't accept payments through these merchant accounts.
Restricted Categories
If you do not sell products or services in any restricted category, then you do not have to worry about individual acceptance by American Express. If only some of your products and services are in a restricted category, then you could opt to segregate the restricted and non-restricted items into separate merchant accounts. Otherwise, a denial of your application on the restricted items would also deny your non-restricted items. At the time of publication, there are 25 restricted categories. Examples include securities, airlines, massage parlors and real estate.
Declined Transactions
If you haven't received approval from American Express to collect payments, your customers will experience declined payments when attempting to make an AMX transaction. The customer receives an error message, which could cause you to lose sales if she gets upset or is in too much of a hurry to prepare another credit card and go through the order process again.
Payment Flows
A payment flow is the process that your customers go through to buy your product. If you can't accept American Express, exclude it as an option in the payment flow. This process depends on your particular shopping cart and PayPal configuration. The PayPal "Tools" page provides details about the various ways to exclude American Express as a payment option.Another potential problem is the particular shopping cart that you use for e-commerce. If it doesn't provide a way to exclude American Express, switch shopping carts or post a message to your customers that you don't accept American Express.
Warnings
When you're opening a merchant account with PayPal, you'll see an American Express agreement. Even if you aren't a restricted merchant, you must agree to all terms of this agreement. Otherwise, you can't accept AMX payments.
Sunday, March 24, 2013
PayPal Shipping Label Problems
Identification
A PayPal shipping label can be used in place of a United States Parcel Service (USPS)--or UPS on some accounts--label. PayPal allows the online business owner to process a shipment from the comfort of her computer, print the label, affix it to a package and then drop the item off at a local USPS (or UPS) shipping location.
Considerations
The PayPal Multi-Order shipping tool is particular about how many characters the shipper can include on each line of the recipient address on the shipping label. The combined address line (both Address 1 and Address 2) must be 40 characters or less. If the user types over that limit, the shipment cannot be processed through PayPal. This can pose a serious problem if the sender needs to ship an item to a person or business with a long address. To resolve this problem, the shipper can attempt to abbreviate the address. For instance, type in 'Pk' instead of 'Park' or 'Dr' instead of 'Drive.' The post man must be able to understand the abbreviated address and deliver the shipment to the correct party.
Date Issues
Some post offices are strict about the date that is listed on a PayPal shipping label. Some will reject a shipment if the computer-generated date on the label is inconsistent with the date the shipper drops off the package. To avoid this, a PayPal shipper must always select a realistic ship date that is consistent with the day he plans to drop off the item at the post office. If processing a PayPal shipment after postal business hours (usually 5:00 p.m. and later), the shipper should always use the next day as the ship day to be safe.
Pop-ups
Some PayPal users have issues viewing the label on screen to be printed. The main reason why a label does not load on screen is because of pop-up blocker software on the browser. The PayPal label appears inside of a pop-up window. To avoid this problem, the shipper can add 'Paypal.com' and 'Ship.paypal.com' to his allowed list within the pop-up blocker software. After restarting the browser and clearing the cache, the PayPal label will pop up on screen.
Printing Issues
If the user prints a label with delivery or signature confirmation, the label will need to be scanned by the post office. One major problem that many shippers and post offices face is a low-quality printout of the bar code on the label. The item cannot be scanned into the post office's tracking system if the bar code is too light or there are breaks in the lines due to a bad printer. The shipper will not be able to track the item in transit. To avoid this problem, a PayPal shipper must do a thorough cleaning of the printer head and ensure there is enough ink in the printer cartridges before processing a PayPal shipment. Also, print on high-quality, bright white paper that is at least 20 lbs. with 96 brightness.
How to Get Past the PayPal Spending Limit
1. Ensure that your Paypal account wasn’t suspended. If Paypal suspends your account, you won’t have access to your balance and none of these steps will help. You’ll need to contact Paypal and determine how to reinstate your account before you access your funds.
2. Add a credit card or debit card to your Paypal account. Log into your account, select the "Account Details" menu, and add a credit card to your account or update your credit card information. Paypal wants users to have a secondary form of payment, in case their balance isn’t sufficient enough to cover the cost of a purchase.
3. Verify your Paypal account by adding your bank account to your account. Add a bank account the same way you would a credit card, by selecting your account information. Once you verify your account, Paypal is more likely to increase your limit or remove the limit completely.
4. Upload documents that prove your identity to your Paypal account. Paypal requires this of certain users, especially those who have an unverified account or those without a credit card linked to the account. Upload a copy of your utility bill and picture ID using the "Resource Center" on the website.
5. Request a Paypal debit card. With a Paypal debit card, you have immediate access to your balance, but aren’t restricted to the same limits. If your account is limited, you can still use your Paypal debit card for purchases made both online and offline.
How to Update a PayPal Profile
1. Log into the Paypal.com website. You are required to enter your user email account and password. Once you successfully log in you will be taken to the 'My Account Overview' page.
2. Click the link located next to your name at the center of the page. This link will take you to a screen that will give you access to change any of the variables of your profile. The link is labeled, 'Edit Profile.'
3. Click on the link of the feature you would like to modify. When you are finished, return to the edit profile main page, go to the upper center screen and select 'Log Out.'
How to Quit PayPal
Closing a PayPal Account
1. Access the PayPal website and log in to your account. Click 'Profile' at the top of the page, listed in the tabs section. Once 'Profile' is clicked, move to 'Close Account' in the Account Information section.
2. Answer the questions provided by PayPal regarding why the account is being closed. Up to three options can be chosen. Scroll down and enter any comments regarding the closing of your account, and click continue.
3. Follow the steps provided for contacting PayPal for further concerns, and click continue to finally close the account.
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