How to Delete a PayPal Account

1. Log in to Paypal.
2. Click the "My Account" button and choose “Profile.”
3. Choose "My Settings" from the menu on the left.
4. Click on the “Close Account” link under the “Account Type” section at the top. Confirm your identity by entering a card or account number that is linked to your account. You will not be allowed to close the account without this information.
5. Confirm the deletion of your account on the next page. You will not be able to reinstate your account once it is deleted.

Will PayPal Make Deposits to an Overdrawn Bank Account?

Linked Bank Account
When you sign up for PayPal, you have the option of linking your bank account to your PayPal account. PayPal will send two small deposits to the account you specify. After you receive the deposits, log in to PayPal to enter the amounts of the deposits to verify your account. If you did not link your account when you opened your PayPal account, you can link your accounts later by clicking on 'Add Bank Account' on your account overview page and entering the requested information.
Transferring Funds
Once PayPal verifies your bank account, you can transfer money from your PayPal account to your bank account by clicking on the 'Withdraw' link from youe account overview page and choosing 'Transfer to Bank Account.' Enter the amount you wish to transfer and choose your account from the drop-down menu. If your bank account information is wrong, PayPal will charge you a fee for funds returned to your account.
Delay to Transfer
It will take three to four business days for the money transfer to complete. During this time, your bank account will remain overdrawn and you will not be able to access the money from PayPal. It can take longer depending on your bank's policies. There is a $1 minimum withdrawal amount if you are in the United States.
Considerations
If you need to cover your overdrafts quickly and you have a PayPal debit account, you can get cash off of your card to put in your bank account. Typically, you will pay a fee if you withdraw cash from an ATM, but if you request cash back from a purchase there are no fees. You can then take the cash to your bank to deposit into your account.

Alternatives to PayPal eChecks

PayPal Balance
You can make payments directly from your PayPal account balance. You will need to first link your bank account in order to add funds to the balance. Linking your bank account can take a matter of minutes if you use online banking; otherwise, it will take several days for your bank account to be linked. The recipients of your payments will not see your bank account information if you choose this option.
Debit or Credit Card
You can use your debit or credit card as a source of funding when you don't have enough money in your PayPal balance to make payments. PayPal permits the use of four types of credit cards: Visa, MasterCard, Discover and American Express.You need to add your credit or debit card number to your PayPal profile to use this option. PayPal requires you to go through a confirmation process to make sure you are the rightful owner of the card. Keep in mind that if you have money left over in your account balance, PayPal will use that money up first before resorting to your debit or credit card. Using this option will not expose your debit or credit card number to recipients.
PayPal Credit Products
PayPal Plus Credit Card and PayPal Buyer Credit are two PayPal-specific products available to members. These products are exclusively designed for PayPal members, as stated on PayPal's website. The PayPal Plus Credit Card is a MasterCard that you can use anywhere (online or in person), regardless of whether PayPal payments are accepted.You must go through an application process to obtain a PayPal credit card; if, for some reason, your application is rejected, PayPal will consider you for Buyer Credit, which is similar to the credit card, except you can only use it where PayPal payments are accepted. In addition, reward points and other perks are not available to PayPal Buyer Credit users as they are for the MasterCard holders.

How to Close a Case on PayPal

1. Log into your PayPal account at paypal.com.
2. Point to 'Resolution Center,' and click 'View Open Cases.'
3. Click the Case ID of the case you want to close, then click 'Close Dispute.'
4. Enter any comments you want to add, then click 'Close Dispute' again to close the case forever.

How to Set Up PayPal Shopping Cart

1. Navigate to the main PayPal website (see 'Additional Resources,' below). Once the main page has loaded, click on the 'Business' tab located near the top of the screen.
2. Click on the 'On your website' link underneath the 'Need to Accept Credit Cards?' heading toward the center of the screen.
3. Click on 'Create One Now' underneath the 'Sell Multiple Items with the Free PayPal Cart' heading toward the center-right side of the screen.
4. Click on 'Create Your Button Now' from the page that loads. This will bring up a page filled with options you can change to customize your PayPal Shopping Cart. Fill them out to meet your needs and specifications.
5. Click the 'Create Button' button located at the bottom of the page. This will give you the code to put into your website's HTML in order to link to your very own PayPal Shopping Cart.

How Do I Transfer Money Into Another Person#039;s Bank Account?

Online Wire Transfers
Log in to your online banking account and see if your bank provides a wire transfer service. If it does, sign up for it. Go to the wire transfer page and type in the account number of the other person's bank account. Type in the amount that you wish to transfer. Your bank will now transfer the funds, which may take up to three days or be processed instantaneously, depending on your bank. Banks such as Bank of America will make wire transfers the same day. It is also possible to make wire transfers on a regular basis; you can set the transfer rate to every year, the first day of the month, or even weekly.
PayPal
Set up a PayPal account. Contact the person to whom you want to send money and ask him to send you a money request through his PayPal account. Once the request reaches you, send him the amount he needs through your bank account that is linked to PayPal, a debit or credit card, or your available PayPal balance. PayPal will process the payment to the other person, and he can withdraw the money and put it in his bank account for a one-time transaction fee. If you want the other person to have the exact amount of money that he requested, you need to add as much money as PayPal will take away during the transaction. The rates for a personal transfer are 2.9 percent of the purchase plus an added 30 cents. If you are making a payment for a product, such as on eBay, the transaction fee can range from 1.9 percent to 2.9 percent of the amount received and an additional 30 cents.
Transfer Among Family Members
If you know all the information of the other person's bank account, such as for a family member, you can use these methods.Call or go to the bank and ask the teller for a transfer from one bank account to another. Tell her how much you want to transfer and the bank account where it is to be transferred. You will have to provide some form of identification. If your ATM has an option for transferring money to different bank accounts, click on it and follow the prompts on the screen. Some banks will not let you transfer money though bank accounts for security reasons.To transfer the money online, set up an online account. All your bank accounts will show up (including the bank account that you want to transfer to, if you have the information). Click 'Transfer' and choose which bank account you want to transfer money from. Choose the account that you want to transfer the money to and click 'Transfer' or 'Complete.' This can also be done through cell phones enabled with mobile Internet, making your bank accounts much more accessible.

How to Classify Outright PayPal Fees

1. Determine the exact nature of each individual PayPal fee on a transaction by transaction basis and group them together as processing fees or monthly subscription or feature fees.
2. Total each group of fees and compare them to the statement on the PayPal account as well as the totals from your accounting system to ensure all fees are listed.
3. Record the transaction fees as bank service charges, just like you would record a fee at an ATM machine for withdrawing cash or an ACH merchant fee from accepting a credit card.
4. Record the recurring monthly fees as banking expenses, just like you would record a bank fee for overdraft protection.