Monday, March 11, 2013
PayPal Is Unable to Add the Social Security Number to the Database
Identity Verification Process
PayPal requires you to provide your Social Security number -- along with other personal information such as your legal name and bank account number -- so that all users can have smoother and more secure transactions. According to PayPal's Privacy Policy, it collects the data to "compare information for accuracy and verify it with third parties." Once your identity is confirmed, you have more privileges as well as validity as a seller, depending on what type of account you have.
Account Limitations
If PayPal is unable to verify your identity, your account will be limited in some capacity. New accounts initially have a withdrawal limit of $500 per month. Other limitations may be on your account if PayPal encountered some conflicting information about your identity. If you are trying to lift the limits on your account but PayPal isn't accepting your Social Security number, you have an identity problem on your hands. PayPal won't remove your limits until this problem is resolved.
Possible Problems
Conflicting information about your identity can happen for a variety of reasons. If you've ever had a different name, spelled it differently, or have records of slightly different addresses or account numbers, any of these can trigger an error. And of course if you're illegally using a false identity, the system has caught you. For most honest account users, however, minor discrepancies can be resolved once you provide PayPal or its partnering identity verification services more information.
Resolution
If PayPal has automatically noticed the identity verification conflict, it will send you an email asking for more information. In this case, provide the information requested. You should receive a response within three business days. If PayPal doesn't contact you, visit the Resolution Center and click "Steps to Remove Limitation > Resolve." Follow the instructions on-screen. In some cases you may be requested to provide more information or contact one of PayPal's third party business partners to resolve the conflicting information. If you're having trouble or additional questions, click "Contact Us" at the bottom of any page on PayPal's website.
How to Create Multiple Down Menus for PayPal
1. Go to PayPal.com and log in to your account.
2. Select the 'Merchant Services' tab.
3. Click on the 'Buy Now Button' link.
4. Pick an option, such as 'Products' or 'Services,' under 'Accept payments for.'
5. Insert the 'Item Name' and 'Item Number.' This is for your record-keeping purposes. The customers will not be able to see the Item Name or Number.
6. Check the box next to 'Add Drop-Down Menu' under 'Customize.'
7. Enter the item or service name into the drop-down menu field. For example, if you are selling a shirt that has multiple sizes, enter 'Red T-shirt Small,' 'Red T-shirt Medium,' 'Red T-shirt Large,' etc.
8. Enter the corresponding price in the price field next to each item. For example:Red T-shirt Small, $6.95
Red T-shirt Medium, $8.95
Red T-shirt Large, $9.95You can opt out of adding prices by checking the box next to 'Add drop-down menu without prices.'
9. Enter shipping and the tax rate. (This is not required.)
10. Press 'Create Button' to get the code that will need to be inserted into your web page for the new drop-down menu button.
How to Recover Funds From PayPal Transactions
1. Log in to your PayPal account. Under the My Account Tab, locate and click the Resolution Center link. On the Resolution Center is a button to "Dispute a Transaction." Click on this button, and you can open your case.You have two options on the next screen. One will dispute an unauthorized transaction, and the other will open a case for receiving an item that was not as it should have been. Choose one of the two options and click on "Continue."On the next screen, you will be asked to enter the Transaction ID. You can enter the number manually or look it up by hitting the button beside. Just click on the Transaction number when it appears on the next screen, and the Transaction ID number will be filled out for you.On the next screen are several check box options that allow you to give some of the details of why you are disputing the charge. You also have the opportunity to state the reason in a text box. Follow the prompts and complete your dispute.
2. Respond to request for further information promptly. PayPal will begin an investigation into your dispute when you file it. They will contact the person who made the charge, who will have seven days to respond to your dispute and follow up with any relevant information. This process usually takes about 10 days total. At this point, PayPal may refund your money and close the dispute, or they could escalate the dispute into a claim and ask you for more details. It is important to follow up as quickly as possible.
3. Respond to deadlines with further information. By escalating a dispute into a claim, you are requesting the PayPal to review the claim and to settle it. PayPal tries to resolve all claims within 30 days, but complicated matters can take longer before funds are released and the case is closed.
How to Send Money from Mexico with Paypal
1. Link your Mexican bank account to your PayPal account. To do so, logon to your PayPal account. Click on 'Add bank account.' Enter your bank account information. Your Mexican bank account is now linked to your PayPal account.
2. Send money from Mexico to your Mexico PayPal account. To do so, login to your Mexico PayPal account. Click on 'Add funds.' Read the instructions for a local bank transfer. Print out the instructions and take them to your local Mexican bank to transfer funds. It can take up to four days for your funds to show up in your Mexico PayPal account. You can now send money from Mexico to anyone (including yourself) with a PayPal account in over 190 countries and regions.
3. Withdraw the money from the foreign PayPal account. The foreign PayPal account must also be linked with a bank account. Login to your PayPal account. Click on 'Add bank account.' Enter your bank account information. Click on 'Withdrawal using bank account.' Enter the amount you wish to receive. Depending on the country receiving the money, it can take up to four days for the funds to show up in your bank account.
How to Earn Cash Back From a PayPal Debit Card
1. Sign up for a PayPal account using a valid email address. You can do this by visiting the PayPal homepage and clicking the “Sign Up” button. You’ll be presented with several options: “Personal” accounts are for shopping exclusively online, “Premier” accounts are for selling and shopping online, and “Business” accounts are for merchants who would rather perform transactions under their business name.
2. Choose to register under a “Premier” account. You’ll have access to a PayPal debit card that can earn cash-back rewards. “Personal” accounts don’t qualify for debit cards. Enter some basic details about yourself, such as your name, address, phone number, username and password. To begin shopping instantly, it’s recommended that you link an existing credit card to this newly created account. After completing these steps, click the “Agree and Create Account” button to gain access to your PayPal account.
3. Answer a few more detailed questions about your account before fully registering for a PayPal “Business” account. Decide how you’d like to receive customer payments, selecting from the available choices. Enter your business name, address and customer-service information. Add and confirm your banking information so you can successfully receive customer payments into that account. It usually takes 3 to 5 days before your banking details can be confirmed. Decide on the best payment solution for your business to complete the setup phase.
4. Log into your PayPal account after setting it up. On the left side of the page, there will be features listed to enhance your PayPal account even further. Click the link to obtain a debit card for your PayPal account. You’ll be prompted to verify your account information, such as your name and the address the debit card should be sent to. Within a few weeks, you’ll receive the PayPal debit card in the mail and can start using it for online and offline purchases.
5. Click the “Earn Cash Back” link located in the “Enhance Your Account” section. This link will appear in your PayPal account after your PayPal debit card has been successfully received and activated. Select the option to initiate the cash-back rewards for every PayPal purchase made. Each time you make an offline or online purchase with the debit card, you’ll also receive 1 percent cash back into your PayPal account. When shopping offline, remember to make credit purchases and not debit purchases. If you make a purchase with your debit card using a pin number, it won’t count as a cash-back bonus.
How to Add a Bank Account to Paypal
1.
Log into your PayPal account. Click on the "my account" tab. It is the first tab located on the left hand side of the web page.
2.
Click on the "Profile" link. It is located under the merchant services and auction tools tab.
3.
Click on the "bank accounts" link. It is located in the financial information column in the center of the page.
4.
Click the "Add" link.
5.
Fill in the required information fields and click "add bank account." You have just added a checking account to your Paypal account. You can have several backup funding sources associated with your Paypal account. You can even add a credit card for a backup funding source, but a current bank account must be your primary PayPal funding source. You have just added a Checking account online to serve as your back up funding source for PayPal.
Alternative Paypal Merchant Accounts
Find an e-commerce solution that fits with your business
2Checkout
2Checkout is an e-commerce solution that allows merchants to accept customer payments via PIN Debit, Visa, MasterCard, Discover, American Express, Dinners, JCB, debit cards with the Visa and MasterCard logo, PayPal, and PayPal Pay Later. There is a one-time set up fee of $49 and a fee of 5.5% + $0.45 for each transaction. 2Checkout has an extensive list of prohibited items, so be sure to check that your products don't fall within any prohibited categories. One potential downside is that payments are only issued once a week.
AlertPay
AlertPay is an alternative to PayPal that offers two types of accounts: business and payment. The business account is ideal for merchants, with a transaction fee of 2.5% +$0.25. If you have more than one business, you can manage them all with one AlertPay account. AlertPay also offers FDIC (Federal Deposit Insurance Corporation) and CDIC (Canada Deposit Insurance Corporation) pass-through insurance on your deposits.
TrialPay
TrialPay is a more unconventional e-commerce solution best suited for software and online service providers. Merchants at TrialPay give away free online products that can be instantly delivered to shoppers who complete a TrialPay offer from a variety of vendors such as the GAP, Netflix and Starbucks. The vendors then pay the merchants as much as, if not more, than the product's price. TrialPay can be integrated into other shopping cart systems.
Google Checkout
Google Checkout is another secure, payment alternative to PayPal that can be easily integrated into your website. Fees can be as much as 2.9% + $0.30 per transaction, depending on your monthly sales. Fees for monthly sales that exceed $100,000 are reduced to 1.9% + $0.30. Google Checkout is a basic shopping cart and doesn't provide over-the-phone customer support. Often, when dealing with Google Checkout's email support, you are simply redirected to their forums, which can be frustrating for merchants eager to get their issues resolved.
Securenetshop
Securenetshop is another traditional shopping cart alternative. Like PayPal, Securenetshop boasts 24-hour customer support and online sales tracking and reporting. The transaction fee is 2.18% + $0.25 and there is a monthly statement fee of $10 and a gateway fee of $20. As of October 15, 2009, Securenetshop includes an application fee.
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