How to Earn Cash Back From a PayPal Debit Card

1. Sign up for a PayPal account using a valid email address. You can do this by visiting the PayPal homepage and clicking the “Sign Up” button. You’ll be presented with several options: “Personal” accounts are for shopping exclusively online, “Premier” accounts are for selling and shopping online, and “Business” accounts are for merchants who would rather perform transactions under their business name.
2. Choose to register under a “Premier” account. You’ll have access to a PayPal debit card that can earn cash-back rewards. “Personal” accounts don’t qualify for debit cards. Enter some basic details about yourself, such as your name, address, phone number, username and password. To begin shopping instantly, it’s recommended that you link an existing credit card to this newly created account. After completing these steps, click the “Agree and Create Account” button to gain access to your PayPal account.
3. Answer a few more detailed questions about your account before fully registering for a PayPal “Business” account. Decide how you’d like to receive customer payments, selecting from the available choices. Enter your business name, address and customer-service information. Add and confirm your banking information so you can successfully receive customer payments into that account. It usually takes 3 to 5 days before your banking details can be confirmed. Decide on the best payment solution for your business to complete the setup phase.
4. Log into your PayPal account after setting it up. On the left side of the page, there will be features listed to enhance your PayPal account even further. Click the link to obtain a debit card for your PayPal account. You’ll be prompted to verify your account information, such as your name and the address the debit card should be sent to. Within a few weeks, you’ll receive the PayPal debit card in the mail and can start using it for online and offline purchases.
5. Click the “Earn Cash Back” link located in the “Enhance Your Account” section. This link will appear in your PayPal account after your PayPal debit card has been successfully received and activated. Select the option to initiate the cash-back rewards for every PayPal purchase made. Each time you make an offline or online purchase with the debit card, you’ll also receive 1 percent cash back into your PayPal account. When shopping offline, remember to make credit purchases and not debit purchases. If you make a purchase with your debit card using a pin number, it won’t count as a cash-back bonus.

How to Add a Bank Account to Paypal

1.
Log into your PayPal account. Click on the "my account" tab. It is the first tab located on the left hand side of the web page.
2.
Click on the "Profile" link. It is located under the merchant services and auction tools tab.
3.
Click on the "bank accounts" link. It is located in the financial information column in the center of the page.
4.
Click the "Add" link.
5.
Fill in the required information fields and click "add bank account." You have just added a checking account to your Paypal account. You can have several backup funding sources associated with your Paypal account. You can even add a credit card for a backup funding source, but a current bank account must be your primary PayPal funding source. You have just added a Checking account online to serve as your back up funding source for PayPal.

Alternative Paypal Merchant Accounts

Find an e-commerce solution that fits with your business
2Checkout
2Checkout is an e-commerce solution that allows merchants to accept customer payments via PIN Debit, Visa, MasterCard, Discover, American Express, Dinners, JCB, debit cards with the Visa and MasterCard logo, PayPal, and PayPal Pay Later. There is a one-time set up fee of $49 and a fee of 5.5% + $0.45 for each transaction. 2Checkout has an extensive list of prohibited items, so be sure to check that your products don't fall within any prohibited categories. One potential downside is that payments are only issued once a week.
AlertPay
AlertPay is an alternative to PayPal that offers two types of accounts: business and payment. The business account is ideal for merchants, with a transaction fee of 2.5% +$0.25. If you have more than one business, you can manage them all with one AlertPay account. AlertPay also offers FDIC (Federal Deposit Insurance Corporation) and CDIC (Canada Deposit Insurance Corporation) pass-through insurance on your deposits.
TrialPay
TrialPay is a more unconventional e-commerce solution best suited for software and online service providers. Merchants at TrialPay give away free online products that can be instantly delivered to shoppers who complete a TrialPay offer from a variety of vendors such as the GAP, Netflix and Starbucks. The vendors then pay the merchants as much as, if not more, than the product's price. TrialPay can be integrated into other shopping cart systems.
Google Checkout
Google Checkout is another secure, payment alternative to PayPal that can be easily integrated into your website. Fees can be as much as 2.9% + $0.30 per transaction, depending on your monthly sales. Fees for monthly sales that exceed $100,000 are reduced to 1.9% + $0.30. Google Checkout is a basic shopping cart and doesn't provide over-the-phone customer support. Often, when dealing with Google Checkout's email support, you are simply redirected to their forums, which can be frustrating for merchants eager to get their issues resolved.
Securenetshop
Securenetshop is another traditional shopping cart alternative. Like PayPal, Securenetshop boasts 24-hour customer support and online sales tracking and reporting. The transaction fee is 2.18% + $0.25 and there is a monthly statement fee of $10 and a gateway fee of $20. As of October 15, 2009, Securenetshop includes an application fee.

How to Register a Credit Card to PayPal

1. Visit the PayPal website. Sign in to your account.
2. Place your mouse cursor over the 'Profile' link of the My Account tab. A menu will drop down.
3. Click 'Add or Edit Credit Card' from the drop-down menu. This opens the Credit and Debit Cards page.
4. Click 'Add a Card.'
5. Type your name, card number and card verification number in the appropriate boxes. Click the drop-down boxes to choose a card type and expiration date.
6. Type your billing address or choose the 'Use This Address as Billing Address' option to use the information PayPal already has on file for you.
7. Click 'Add Card.'
8. Click 'Profile' again.
9. Click either 'My Money' in the panel on the left side of the screen or 'Credit/Debit Cards' in the Financial Information section. This depends on which version of the PayPal profile your account uses. First check to see if you can find 'My Money'; if not, use the other method.
10. Click 'Link and Confirm My Card.' Choose to 'Save and Continue.'
11. Review your next credit card statement or check your account online. PayPal places a temporary charge on your account along with a code. It may take several days to appear.
12. Sign back in to your PayPal.
13. Click the 'Profile' tab.
14. Click either 'Credit/Debit Cards' or 'My Money.'
15. Click the 'Link and Confirm My Card' link beside the entry for your credit card.
16. Type the code from your credit card statement and click 'Submit.'

How to Get a Refund From PayPal Disputes

1. Visit Paypal and sign-in to your account. Look for "My Account" and select the "Resolution Center" option. Read through the dispute tutorials, which explain how the process works, what you need to do to file a dispute and the information needed.
2. Find the transaction you need to dispute by looking through your history. The most recent charges are listed on the front page of your account, but you also have the chance to search through your transactions including those that occurred in the last few weeks or months. Select the transaction number and choose the "Dispute" option at the bottom of the page.
3. Enter the details of the account in the dispute form. Paypal asks for the reason why you want a refund or want to open a dispute and gives you space for adding more details. Explain in clear terms why you need a refund, such as buying an item that arrived broken or damaged.
4. Wait for a response from the seller and then log back in to your Paypal account to read the details and response. Then write your own response based on what the seller said. Paypal gives you the chance to correspond several times with the seller before making a ruling.
5. Check your Paypal account frequently. When the company makes a ruling, you’ll be notified by email and also have a notice on your account. If Paypal sides with you, then the refund is automatically credited from the seller’s account and placed in your account.

How to Disable Credit Card Payments in PayPal

1. Log into PayPal using your username and password.
2. Click 'Profile,' which leads to you the credit and debit cards page.
3. Locate the credit card that you wish to remove and click 'Remove.'
4. Confirm that you wish to remove the card by clicking 'Remove' again on the confirmation page.

Is PayPal Free?

PayPal Account Options
A free PayPal account provides you with the ability to send and receive money, access to merchant services, PayPal Debit Card options and eBay Tools.
Sent Payments
All payments made using your PayPal account are free, regardless of the amount, when sent within the country's borders.
Received Payments
Payments that are made to you for goods or services are subject to a transaction fee. This fee ranges from 2.9 percent to 1.9 percent, based on the payment amount. Higher payments will result in lower fees.
Money Transfers
Money transfers that originate from PayPal balances or a bank account are not subject to transfer fees. Transfers that originate from debit, credit card or PayPal Credit are subject to a 2.9 percent transfer fee plus 0.30 USD. The sender is able to decide who pays the fee.
International Fees
Fees apply to payments received from buyers outside of the U.S. These transaction fees range from 3.9 to 2.9 percent, plus 0.30 USD, based on the amount of the payment. Higher payments are subject to lower fees.