Sunday, March 3, 2013
How to Confirm PayPal Through NetSpend
1. Access your PayPal account in a Web browser. Provide the associated email address and password to view your account information.
2. Click 'Profile' in the top menu, then click 'Add or Edit Bank Account.' Click 'Add Bank,' then click 'Checking.'
3. Enter your NetSpend account information in the appropriate field and click 'Continue.'
4. Verify that the account information is accurate is correct and click 'Submit.'
5. Wait two to three days and check your NetSpend account for two small deposits from PayPal. Record the amount of each deposit.
6. Access your online PayPal account and click 'Confirm Bank Account' in the right panel.
7. Enter the amounts of the deposits to your NetSpend account and click 'Confirm.' A message will be displayed when the account is confirmed.
How to Test a PayPal Button
1. Register with the PayPal Sandbox service. This is a free service that allows users to test a PayPal button and other features. Do not confuse this with the normal PayPal order-processing service. The Sandbox account will not process real purchases.
2. Log in at the Sandbox account with the chosen email address and password and create both a buyer test account and a seller test account. Create these accounts by clicking on "Test Accounts" and the "Create Test Account" link. Choose either "Buyer" or "Seller" for the "Account Type" option. Fill in an email address and click the "Create Account" button. PayPal uses default settings for the other items. Write down the passwords because the PayPal Sandbox testing site will ask for those passwords.
3. Click on "Test Account" and choose the seller test account. Click on "Enter Sandbox Test Site" and sign into the PayPal Sandbox site. Click on "Merchant Services" and the "Buy Now Button" link to create the PayPal test button. Enter the details for the product to be sold and click "Create Button" to generate the code for the button.
4. Ensure that the form action and other PayPal links in the code have the word "sandbox" as follows:https://www.sandbox.paypal.com/cgi-bin/webscr" method="post"Paste the code into the web sales page for the product to be sold. Log into the web host's cPanel and click on "File Manager" to find the file for the sales page. Select the file and click on the "Edit" button to add the code to the page. Save the page after adding the button code.
5. Click on the buyer test account in the PayPal Sandbox account and click on "Enter Sandbox Test Site" to log in with the username and password. Click on the test button on the web page. PayPal order pages ask the visitor to log in at PayPal to make the purchase. Log in with the PayPal Sandbox buyer account email and password and complete the PayPal test purchase.
6. Check the seller and buyer test accounts in PayPal Sandbox. Click on "My Account" and "Overview" to confirm the test purchase. The transaction will show in the middle of the page as a recent transaction.
How to Access Your PayPal Account
1. Log on to your online account by using your email address and your password. If you're not at a computer, you can also access your account via PayPal mobile. Use your iPhone, Android or Blackberry by typing the URL m.paypal.com into your phone's browser. A downloadable App is available for all three phones.
2. Call customer service (the phone number is provided only to customers) to access your account information. You can transfer funds from the bank account that you linked with your PayPal account or by purchasing a Moneypak card.
3. Apply for a PayPal MasterCard Debit Card and access your account's funds by using it at any ATM machine.
Can I Pay through PayPal without Confirming My Debit Card?
Account Setup
To set up a PayPal account, you must link to a debit card, credit card or bank account, and you must confirm the account you link. If you linked a debit card, then you must confirm that source of payment. You can also open a PayPal account by using MoneyPak to deposit money. MoneyPak is a prepaid card that you can reload as needed and then use to pay for certain vendors. Once you have confirmed your source of payment or deposited money, you can begin to send and receive money and make online purchases.
Types
PayPal has three different accounts -- personal, premier and business. For the personal account, there is no transaction fee required for payments received through PayPal balance, PayPal instant transfer or PayPal eCheck, but the premier account incurs fees when you receive payments. If you have a premium account, you can apply for a PayPal ATM/Debit card, which provides direct access to funds in your PayPal account. Business accounts allow multiple users to access the same account and can also operate under the same business name.
Online Purchases
You can access your PayPal account for payments from any vendor that accepts PayPal by visiting the site of the product you wish to buy. When you select PayPal as your payment option, the PayPal window will display. You will then be able to log in to your PayPal account, select your payment options and approve the payment amount. After you confirm your payment with PayPal, you will be redirected to the vendor site to finalize your purchase. You then receive a confirmation email from PayPal stating that money is withdrawn from your account.
Money Transfers
You can also send money to family and friends through PayPal, as long as they own an email address or a mobile number. You enter the amount you wish to send, along with the country's currency and click 'Purchase.' PayPal sends an email or text telling the recipient that you sent money. The recipient must then log in to their PayPal account and transfer it to their bank or request a check. Transferring money to the bank electronically via PayPal takes about three to four days; a check, which costs $1.50, takes about seven days to process. If the recipient has a debit card, she can use her debit card to access the money immediately.
Saturday, March 2, 2013
How to Request a Hold Removal With PayPal
1. Log into your PayPal account and click the 'Contact Us' link located near the bottom of the page.
2. Click 'Call Us' or 'Email Us' to contact a customer service representative. The 'Call Us' option provides you with an online PIN and phone number, while the 'Email Us' option gives you a form you can fill out with the information related to your request. If using 'Email Us,' select 'Sending/Receiving Money' as your topic and 'Auction Payments' as your subtopic.
3. Explain that there is a temporary hold on a payment in your account and you wish to provide proof of delivery to have the hold removed. Provide the transaction ID number for the held payment, then provide the tracking number for the shipment and the shipping service used.
4. Submit the message if using the email form or wait while the phone representative confirms the information. Once the delivery has been confirmed, the hold will be removed from the payment.
How to Put Money on a RushCard
Check or Money Order
1.
You can refill your RushCard with a check.
Fill in the amount you wish to deposit on your RushCard in U.S. dollars up to a maximum of $1000.
2. Fill in the 'Payable To' line of the check or money order addressed to yourself or 'RushCard.'
3. Fill in your 15-digit account number on the front of the check or money order.
4. Mail check or money order to RushCard at the following address:UniRush Financial Services23074 Network PlaceChicago, Illinois 60673-1230
Direct Deposit
5.
Check with your human resources department for information on direct-deposit policies.
Go to the RushCard website's direct-deposit page. (See Resources)
6. Type in your name, address and deposit amount on the Direct Deposit Request Form. Fill in your 16-digit card number in the highlighted box on the form.
7. Sign the Direct Deposit Form and make a copy for your records.
8. Take the original form to your human resources or benefits office.
9. Wait two to three payroll periods for the enrollment to take effect.
Paypal
10. Log in to your Paypal account.
11. Click on the 'Withdraw' button on the 'My Account' tab at the top of the page.
12. Click on the 'Withdraw funds to your bank account' tab. Select 'Add Bank Account.'
13. Choose 'Checking' in the 'Account Type' section. Type in '021409169' in the 'Routing Number' section. Fill in your 16-digit account number in the 'Account Number' Section. Click on the 'Continue' button. Verify information and click the 'Submit' button.
14. Wait two to three business days for Paypal to make two small deposits to your RushCard. Log in to your Paypal account. Click on 'Confirm Bank Account' and enter the exact amount of the two deposits. Click on the 'Submit' button. Click on 'Return to Account Overview.'
15. Select 'Withdraw' from the 'My Accounts' tab. Click on 'Withdraw funds to your bank account.'
16. Select 'JP Morgan Chase Checking' from the drop-down menu. Enter the amount you wish to deposit. Click on the 'Continue' button. Click on the 'Submit' button.
Cash Deposit
17. Go to 'Western Union' website (see Resources). Click on 'Find a Location' tab to find the nearest local Western Union office.
18. Go to your local Western Union Office and get the gray 'Prepaid Services Form.'
19. Fill in your name, 16-digit card number and the amount you wish to deposit. You must have your card with you at the time of deposit.
20. Take the form, your card and your deposit amount to the Western Union clerk.
21. Pay the $3.95 fee to the clerk and wait for the receipt. Wait 30 minutes for deposit to complete.
How to Set Up a PayPal Account for a Small Business
1. Open your Internet browser, and go to the PayPal homepage (see Resources). Click the 'Sign up' button underneath the 'Sign In' section.
2. Select your country and preferred language in the 'Country' and 'Language' drop-down boxes. Click 'Get Started' in the 'Business' section.
3. Click the 'Select Payment Solution' drop-down box, and select 'I Don't Know' to skip this step and finish setting up your account first. Click 'Continue.'
4. Click the 'Business Type' drop-down box and select the type of small business you run, such as 'Sole Proprietorship,' 'Individual' or 'Partnership.' Type the required information for your business in the boxes marked with an asterisk, such as your business name and address, sources of sales transactions and customer service email address. Click 'Continue.'
5. Type the name, phone number and address of the business owner. Type an email address and password to access your PayPal Business account.
6. Select two security questions in the 'Password Recovery' section. Type the answer for each of the questions.
7. Click the check-boxes to agree to PayPal's user agreement, privacy policy and legal disputes section. Type the characters shown in the 'Security Measure' section. Click 'Continue' to submit your account information.
8. Check the email that you specified that you want to use to log in to your PayPal Business account. Click the link in the email from PayPal, and/or follow the instructions to confirm your email address and complete the sign-up process.
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